WISDOM
InactiveNo longer registered with the KBO since 18-09-2026; last annual accounts for fiscal year 2024.
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
67 d late
2022
69 d late
2021
47 d late
2020
40 d early
2019
62 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€75k▲ 1.8%
2023 · €74k
2018: €47k
2019: €47k
2020: €37k
2021: €41k
2022: €59k
2023: €74k
2018 → 2024
Total assets
€89k▲ 3.4%
2023 · €86k
2018: €53k
2019: €56k
2020: €41k
2021: €50k
2022: €70k
2023: €86k
2018 → 2024
Net result
€1k▼ 91.2%
2023 · €15k
2018: €-3k
2019: €79
2020: €-10k
2021: €4k
2022: €18k
2023: €15k
2018 → 2024
Working capital
€75k▲ 1.8%
2023 · €74k
2018: €31k
2019: €38k
2020: €35k
2021: €46k
2022: €59k
2023: €74k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€37k-€41k▲ 9.6%€59k▲ 44.3%€74k▲ 25.9%€75k▲ 1.8%
Operating result€-10k-€4k€27k▲ 524%€24k▼ 10.9%€2k▼ 89.7%
Net result€-10k-€4k€18k▲ 407%€15k▼ 15.6%€1k▼ 91.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 90% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €89k
Equity
€75k▲ 1.8%
Debt
€14k▲ 13.2%
The debt ratio rises from 14.2% to 15.5%. Equity and debt are higher.
Key figures and ratios
Solvency
84.5%▼
2023 · 85.8%
Current ratio
6.45▼
2023 · 7.06
Quick ratio
6.45▼
2023 · 7.06
Debt / equity
0.18▲
2023 · 0.17
ROE
1.8%▼
2023 · 20.6%
ROA
1.5%▼
2023 · 17.7%
Debt
€14k▲
2023 · €12k
Debt ≤ 1 year
€14k▲
2023 · €12k
Income taxes
€1k▼
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€86k€89k▲
Current assets29/58€86k€89k▲
Amounts receivable within one year40/41€4k€1k▼
Trade receivables40€2k-
Other amounts receivable41€1k€1k▲
Current investments50/53€70k€70k▲
Cash at bank and in hand54/58€12k€18k▲
Equity and liabilities
Total equity and liabilities10/49€86k€89k▲
Equity10/15€74k€75k▲
Contributions10/11€19k€19k=
Reserves13€45k€47k▲
Distributable reserves133€45k€47k▲
Profit (loss) carried forward14€10k€10k▲
Amounts payable17/49€12k€14k▲
Amounts payable within one year42/48€12k€14k▲
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€9k€10k▲
Taxes450/3€9k€10k▲
Other amounts payable47/48€418€418=
Income statement
Code20232024
Other operating charges640/8€2k€1k▼
Gross operating margin9900€26k€4k▼
Operating profit (loss)9901€24k€2k▼
Financial income75/76B-€289
Recurring financial income75-€289
Financial charges65/66B€49€58▲
Recurring financial charges65€49€58▲
Profit (loss) for the period before taxes9903€24k€3k▼
Income taxes67/77€9k€1k▼
Profit (loss) for the period9904€15k€1k▼
Profit (loss) for the period to be appropriated9905€15k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€11k▼
Profit (loss) brought forward from the previous period14P€10k€10k▲
Transfer to equity691/2€15k€1k▼
To other reserves6921€15k€1k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
06-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 67 days late
2023
08-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 69 days late
2022
31-12
Financial
Highest result since 2018net €18k ▲407%
Operating result €27k, net result €18k, both a record.
16-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 47 days late
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-10k ▼12601%
Net result drops to €-10k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 11.41
Current ratio from 5.22 to 11.41; short-term debt falls from €9k to €3k.
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 62 days late
2019
31-12
Financial
Back to profitnet €79
Net result €79 after one loss-making year.
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 57 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
05-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 66 days late
2016
23-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 54 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
611 m²
Building footprint
114 m²
Volume, LiDAR
689 m³
Parcel 22002C0043/00H029, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0043/00H029 | Flanders | 611 m² | 1 · 114 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.