WISAN
ActiveWISAN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €7.67M and a net result of €160k. Its solvency ranks better than 35% of 2384 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2023, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€7.67M▲ 2.1%
2024 · €7.51M
2024: €7.51M
2024 → 2025
Net result
€160k▲ 1,333%
2024 · €11k
2024: €11k
2024 → 2025
Total assets
€17.50M▼ 0.7%
2024 · €17.61M
2024: €17.61M
2024 → 2025
Solvency
43.8%▲ 1.2pp
2024 · 42.6%
2024: 42.6%
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€7.51M-€7.67M▲ 2.1%
Operating result€505k-€676k▲ 33.9%
Net result€11k-€160k▲ 1,333%
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 34% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €17.50M
Fixed assets
€17.00M=
Current assets
€496k▼ 19.0%
Equity and liabilities €17.50M
Equity
€7.67M▲ 2.1%
Debt
€9.82M▼ 2.7%
The debt ratio falls from 57.4% to 56.2%: equity grows while debt is paid down.
Key figures and ratios
Solvency
43.8%▲
2024 · 42.6%
ROE
2.1%▲
2024 · 0.1%
ROA
0.9%▲
2024 · 0.1%
Debt
€9.82M▼
2024 · €10.10M
Debt ≤ 1 year
€2.50M▲
2024 · €2.33M
Debt > 1 year
€7.32M▼
2024 · €7.77M
Income taxes
€53k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€17.61M€17.50M▼
Fixed assets21/28€17.00M€17.00M=
Financial fixed assets28€17.00M€17.00M=
Current assets29/58€612k€496k▼
Amounts receivable within one year40/41€382k€293k▼
Trade receivables40-€128
Other amounts receivable41€382k€293k▼
Current investments50/53€200k€200k=
Cash at bank and in hand54/58€30k€2k▼
Deferred charges and accrued income490/1€137€493▲
Equity and liabilities
Total equity and liabilities10/49€17.61M€17.50M▼
Equity10/15€7.51M€7.67M▲
Contributions10/11€7.50M€7.50M=
Capital10€7.50M€7.50M=
Issued capital100€7.50M€7.50M=
Reserves13-€9k
Non-distributable reserves130/1-€9k
Legal reserve130-€9k
Profit (loss) carried forward14€11k€163k▲
Amounts payable17/49€10.10M€9.82M▼
Amounts payable after more than one year17€7.77M€7.32M▼
Financial debts170/4€7.77M€7.32M▼
Amounts payable within one year42/48€2.33M€2.50M▲
Current portion of amounts payable after more than one year42€428k€450k▲
Financial debts43€1.76M€1.74M▼
Credit institutions430/8€1.76M€1.74M▼
Trade debts44€1k€557▼
Suppliers440/4€1k€557▼
Taxes, remuneration and social security45€36k€54k▲
Taxes450/3€36k€54k▲
Other amounts payable47/48€109k€254k▲
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Other operating charges640/8€622€528▼
Gross operating margin9900€506k€677k▲
Operating profit (loss)9901€505k€676k▲
Financial income75/76B€19k€572▼
Recurring financial income75€19k€572▼
Financial charges65/66B€509k€463k▼
Recurring financial charges65€509k€463k▼
Profit (loss) for the period before taxes9903€15k€214k▲
Income taxes67/77€4k€53k▲
Profit (loss) for the period9904€11k€160k▲
Profit (loss) for the period to be appropriated9905€11k€160k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€171k▲
Profit (loss) brought forward from the previous period14P-€11k
Transfer to equity691/2-€9k
To the legal reserve6920-€9k
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Torhoutsestraat 1058020 OostkampGround area
3,653 m²
Building footprint
191 m²
Volume, LiDAR
876 m³
Parcel 31025G0398/00P004, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WISAN
since 20242.355.112.191
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31025G0398/00P004 | Flanders | 3,653 m² | 1 · 191 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Delvaux Design Coordination et Finance
BE 0448.178.305
Etterbeek · Eq €7.67M
LOUIS DE WAELE
BE 0478.048.563
Watermaal-Bosvoorde · Eq €7.67M
KARRON
BE 0471.735.447
Puurs-Sint-Amands · Eq €7.67M
PHLIPPO GROUP
BE 0668.760.956
Lier · Eq €7.68M
HENDRICKX HOLDING
BE 0466.161.907
Heist-op-den-Berg · Eq €7.69M
Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 6,801 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded09-11-2023
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.