WISAB
ActiveSummary
The computed 12-month bankruptcy probability of WISAB is 3.8% (moderate). The 2024 annual accounts show equity of €15,993 and a net result of €12,179. Equity is shrinking by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 30% of 6720 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability85▲+22
Solvency42▲+11
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.07 against 1.58 in 2023; short-term debt: 55.6% and cash: 7.2% of total assets), and 82.7% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
17.3%
Return on assets
13.2%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €15,993
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-09-2025, 58 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
58 d late
2023
104 d late
2022
150 d late
2021
509 d late
2020
360 d late
2019
34 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 203 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€12,179
2023 · -€2,805
Working capital
€3,496▼ 80.9%
2023 · €18,336
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€3,745▲ 27.9%€1,755€1,448▼ 17.5%-€1,991€16,846
Net result-€3,884below the sector's middle half▲ 27.2%€1,270within the sector's middle half-€147within the sector's middle half-€2,805below the sector's middle half▼ 1,809%€12,179within the sector's middle half
Equity€5,146below the sector's middle half▼ 43.0%€6,766below the sector's middle half▲ 31.5%€6,619below the sector's middle half▼ 2.2%€3,814below the sector's middle half▼ 42.4%€15,993within the sector's middle half▲ 319%
Total assets€35,950below the sector's middle half▼ 4.4%€46,278within the sector's middle half▲ 28.7%€63,639within the sector's middle half▲ 37.5%€60,475within the sector's middle half▼ 5.0%€92,314within the sector's middle half▲ 52.6%
Debt€30,804▲ 7.7%€39,512▲ 28.3%€57,019▲ 44.3%€56,661▼ 0.6%€76,321▲ 34.7%
Working capital€5,707within the sector's middle half▼ 40.5%€7,327within the sector's middle half▲ 28.4%€12,161within the sector's middle half▲ 66.0%€18,336within the sector's middle half▲ 50.8%€3,496within the sector's middle half▼ 80.9%
Solvency14.3%within the sector's middle half▼ 9.7pp14.6%below the sector's middle half▲ 0.3pp10.4%below the sector's middle half▼ 4.2pp6.3%below the sector's middle half▼ 4.1pp17.3%within the sector's middle half▲ 11.0pp
Current ratio1.98within the sector's middle half▼ 1.691.50within the sector's middle half▼ 0.481.38within the sector's middle half▼ 0.131.58within the sector's middle half▲ 0.201.07within the sector's middle half▼ 0.51
Return on assets (ROA)-10.8%below the sector's middle half▲ 3.4pp2.7%within the sector's middle half▲ 13.5pp-0.2%within the sector's middle half▼ 3.0pp-4.6%below the sector's middle half▼ 4.4pp13.2%within the sector's middle half▲ 17.8pp
Staff (FTE)1
above
within
below
the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €16,846 after a loss of €1,991 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €92,314
Fixed assets
€37,497 ▲ 258%
Current assets
€54,817 ▲ 9.6%
Equity and liabilities €92,314
Equity
€15,993 ▲ 319%
Debt
€76,321 ▲ 34.7%
Debt's share of the balance-sheet total falls from 93.7% to 82.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25,828▲
2023 · €6,989
Cash flow
€21,161▲
2023 · €6,174
Debt to equity
4.77▼
2023 · 14.86
ROE
76.2%▲
2023 · -73.6%
Interest coverage
136.70▲
2023 · 21.23
Debt ≤ 1 year
€51,321▲
2023 · €31,661
Debt > 1 year
€25,000=
2023 · €25,000
Income taxes
€4,478▲
2023 · €485
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,053 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
2.3%
stopped otherwise
96%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 3.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,053 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €4,452 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €8,981 | €8,980 | €8,982 | = |
| Other operating charges640/8 | €243 | €25 | €1,777 | €1,725 | €113 | ▼ 93.5% |
| Gross operating margin9900 | -€3,502 | €1,780 | €16,658 | €8,714 | €25,941 | ▲ 198% |
| Operating profit (loss)9901 | -€3,745 | €1,755 | €1,448 | -€1,991 | €16,846 | ▲ 946% |
| Financial income75/76B | €0 | - | €38 | - | - | - |
| Recurring financial income75 | €0 | - | €38 | - | - | - |
| Financial charges65/66B | €139 | €141 | €231 | €329 | €189 | ▼ 42.6% |
| Recurring financial charges65 | €139 | €141 | €231 | €329 | €189 | ▼ 42.6% |
| Profit (loss) for the period before taxes9903 | -€3,884 | €1,615 | €1,255 | -€2,320 | €16,657 | ▲ 818% |
| Income taxes67/77 | - | €345 | €1,402 | €485 | €4,478 | ▲ 823% |
| Profit (loss) for the period9904 | -€3,884 | €1,270 | -€147 | -€2,805 | €12,179 | ▲ 534% |
| Profit (loss) for the period to be appropriated9905 | -€3,884 | €1,270 | -€147 | -€2,805 | €12,179 | ▲ 534% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €35,950 | €46,278 | €63,639 | €60,475 | €92,314 | ▲ 52.6% |
| Fixed assets21/28 | €24,439 | €24,439 | €19,458 | €10,479 | €37,497 | ▲ 258% |
| Tangible fixed assets22/27 | €22,942 | €22,942 | €17,961 | €8,982 | €36,000 | ▲ 301% |
| Furniture and vehicles24 | €22,942 | €22,942 | €17,961 | €8,982 | €36,000 | ▲ 301% |
| Financial fixed assets28 | €1,497 | €1,497 | €1,497 | €1,497 | €1,497 | = |
| Current assets29/58 | €11,511 | €21,839 | €44,180 | €49,997 | €54,817 | ▲ 9.6% |
| Amounts receivable within one year40/41 | €11,214 | €19,738 | €32,221 | €46,748 | €48,198 | ▲ 3.1% |
| Trade receivables40 | €5,776 | €14,300 | €25,920 | €32,242 | €30,763 | ▼ 4.6% |
| Other amounts receivable41 | €5,438 | €5,438 | €6,301 | €14,506 | €17,436 | ▲ 20.2% |
| Cash at bank and in hand54/58 | €297 | €2,101 | €11,959 | €3,249 | €6,619 | ▲ 104% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €35,950 | €46,278 | €63,639 | €60,475 | €92,314 | ▲ 52.6% |
| Equity10/15 | €5,146 | €6,766 | €6,619 | €3,814 | €15,993 | ▲ 319% |
| Contributions10/11 | €18,600 | €18,950 | €18,950 | €18,950 | €18,950 | = |
| Capital10 | €18,600 | €18,950 | - | - | - | - |
| Issued capital100 | €18,600 | €18,950 | - | - | - | - |
| Outside capital11 | - | - | €18,950 | €18,950 | - | - |
| Other1109/19 | - | - | €18,950 | €18,950 | - | - |
| Profit (loss) carried forward14 | -€13,454 | -€12,184 | -€12,331 | -€15,136 | -€2,957 | ▲ 80.5% |
| Amounts payable17/49 | €30,804 | €39,512 | €57,019 | €56,661 | €76,321 | ▲ 34.7% |
| Amounts payable after more than one year17 | €25,000 | €25,000 | €25,000 | €25,000 | €25,000 | = |
| Financial debts170/4 | €25,000 | €25,000 | €25,000 | €25,000 | €25,000 | = |
| Amounts payable within one year42/48 | €5,804 | €14,512 | €32,019 | €31,661 | €51,321 | ▲ 62.1% |
| Trade debts44 | €1,038 | €389 | €22,336 | €22,230 | €18,160 | ▼ 18.3% |
| Suppliers440/4 | €1,038 | €389 | €22,336 | €22,230 | €18,160 | ▼ 18.3% |
| Taxes, remuneration and social security45 | - | €5,194 | €9,684 | €9,431 | €13,710 | ▲ 45.4% |
| Taxes450/3 | - | €5,194 | €6,108 | €6,398 | €10,676 | ▲ 66.9% |
| Remuneration and social security454/9 | - | - | €3,576 | €3,034 | €3,034 | = |
| Other amounts payable47/48 | €4,766 | €8,929 | - | - | €19,451 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,884 | €1,270 | -€147 | -€2,805 | €12,179 | ▲ 534% |
| + Depreciation and write-downs630 | - | - | €8,981 | €8,980 | €8,982 | = |
| Operating cash flow (approximation) | -€3,884 | €1,270 | €8,834 | €6,174 | €21,161 | ▲ 243% |
| Investment in fixed assets (approximation) | - | €0 | -€4,000 | €0 | -€36,000 | - |
| Change in cash | - | €1,803 | €9,858 | -€8,710 | €3,370 | ▲ 139% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
16-07
State Gazette act
Resignation: Saghir Younes (director)Shareholding · Share transfer10 facts ▸
State Gazette act
Resignation: Saghir Younes (director)
Shareholding · Share transfer10 facts ▸
- General meeting, 06-07-2026
- Shareholding, 06-07-2026, Actions
- Shareholding, 06-07-2026, Actions
- Shareholding, 06-07-2026, Actions
- Shareholding, 06-07-2026, Actions
- Director resignation, Saghir Younes (director)
- Share transfer, Saghir Younes → Musabimana Paterne
- Shareholding, Actions, 60
- Shareholding, Actions, 30
- Shareholding, Actions, 10
2025
27-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 58 days late
2024
31-12
Financial
Back to profitnet €12,179
Net result €12,179 after 2 loss-making years.
12-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 104 days late
2023
28-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 150 days late
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 509 days late
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 360 days late
2021
31-12
Financial
Back to profitnet €1,270
Net result €1,270 after 2 loss-making years.
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 34 days late
03-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 400 days late
2019
31-12
Financial
Weakest financial yearnet -€5,333
Net result drops to -€5,333, the lowest in the series; recovery starts the following year.
2018
27-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 149 days late
2017
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 151 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 20 acts read
About the unread acts
Of the 20 Belgian State Gazette acts we know for this company, 1 has been read. The other 19 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
19 of this company's 20 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 2016
Ground area
3,293 m²
Building footprint
2,315 m²
Volume, LiDAR
27,063 m³
2 parcels, Brussels, Flanders · tallest building 19.6 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
MMBP
since 20162.250.509.767
WISAB
since 20242.359.292.297
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21811M0166/00D000 | Brussels | 2,302 m² | 1 · 1,952 m² | 19.6 m · 5 fl. |
| 23602K0164/00A003 | Flanders | 991 m² | 1 · 363 m² | 8.6 m |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Mandate history
1 person since 2026, 0 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Saghir Younes |
|
Structure & network
Connections & network
No current directors or connected companies found in the register.
Capital and shareholders
Shareholders according to the acts
Stated in the act
act of 16-07-2026 ↗
- Musabimana Paterne 55 shares
- Mukankusi Béatrice 30 shares
- Hakizimana Eric 10 shares
- Saghir Younes 5 shares
Share transfer
act of 16-07-2026 ↗
- Saghir Younes to Musabimana Paterne 5 shares
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
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Of 6,684 companies in sector 49330 we hold annual accounts for 2,299. 1,989 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-01-2016
Fiscal year end31-12
Activities, NACEBEL 2025
49330On-demand passenger transport by chauffeured vehicle
49310Scheduled passenger transport by road
49410Freight transport by road
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.