Summary
WINTERS MANAGEMENT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €166k and a net result of €-14k. Equity is growing by ~28.3% per year across the filed fiscal years. Its solvency ranks better than 59% of 5527 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
24 d early
2024
27 d early
2023
26 d early
2022
31 d late
2021
2 d early
2020
16 d late
2019
52 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€166k▼ 7.7%
2024 · €179k
2018: €-369
2019: €11k
2020: €29k
2021: €76k
2022: €134k
2023: €147k
2024: €179k
2018 → 2025
Net result
€-14k
2024 · €32k
2018: €-6k
2019: €11k
2020: €18k
2021: €48k
2022: €58k
2023: €13k
2024: €32k
2018 → 2025
Total assets
€273k▲ 7.1%
2024 · €255k
2018: €16k
2019: €20k
2020: €42k
2021: €103k
2022: €226k
2023: €260k
2024: €255k
2018 → 2025
Solvency
60.7%▼ 9.7pp
2024 · 70.4%
2018: -2.3%
2019: 51.7%
2020: 67.7%
2021: 74.0%
2022: 59.4%
2023: 56.6%
2024: 70.4%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€76k-€134k▲ 75.5%€147k▲ 9.9%€179k▲ 21.8%€166k▼ 7.7%
Operating result€63k-€67k▲ 6.9%€42k▼ 37.0%€41k▼ 3.3%€64k▲ 58.1%
Net result€48k-€58k▲ 21.2%€13k▼ 77.1%€32k▲ 143%€-14k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 58% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €273k
Fixed assets
€67k ▼ 39.5%
Current assets
€206k ▲ 42.6%
Equity and liabilities €273k
Equity
€166k ▼ 7.7%
Debt
€107k ▲ 42.2%
Debt's share of the balance-sheet total rises from 29.6% to 39.3%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-8.3%▼
2024 · 17.9%
ROA
-5.1%▼
2024 · 12.6%
Debt ≤ 1 year
€92k▲
2024 · €56k
Debt > 1 year
€15k▼
2024 · €20k
Income taxes
€22k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€255k€273k▲
Fixed assets21/28€110k€67k▼
Tangible fixed assets22/27€15k€9k▼
Land and buildings22€2k€990▼
Furniture and vehicles24€14k€8k▼
Financial fixed assets28€95k€58k▼
Current assets29/58€144k€206k▲
Amounts receivable within one year40/41€114k€173k▲
Trade receivables40€30k€79k▲
Other amounts receivable41€84k€94k▲
Current investments50/53€17k€17k=
Cash at bank and in hand54/58€7k€12k▲
Deferred charges and accrued income490/1€6k€4k▼
Equity and liabilities
Total equity and liabilities10/49€255k€273k▲
Equity10/15€179k€166k▼
Contributions10/11€6k€6k=
Reserves13€173k€159k▼
Distributable reserves133€173k€159k▼
Amounts payable17/49€75k€107k▲
Amounts payable after more than one year17€20k€15k▼
Financial debts170/4€20k€15k▼
Amounts payable within one year42/48€56k€92k▲
Current portion of amounts payable after more than one year42€26k€23k▼
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€5k€28k▲
Suppliers440/4€5k€28k▲
Taxes, remuneration and social security45€22k€41k▲
Taxes450/3€22k€41k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Other operating charges640/8€678€554▼
Non-recurring operating charges66A-€4k
Gross operating margin9900€48k€76k▲
Operating profit (loss)9901€41k€64k▲
Financial income75/76B€5k€5k▼
Recurring financial income75€5k€5k▼
Financial charges65/66B€5k€61k▲
Recurring financial charges65€5k€3k▼
Non-recurring financial charges66B-€57k
Profit (loss) for the period before taxes9903€41k€8k▼
Income taxes67/77€9k€22k▲
Profit (loss) for the period9904€32k€-14k▼
Profit (loss) for the period to be appropriated9905€32k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€-14k▼
Transfer from equity791/2-€14k
Transfer to equity691/2€32k-
To other reserves6921€32k-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-14k ▼143%
Net result drops to €-14k, the lowest in the series.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €150kEq €179k ▲21.8%
6 profitable years in a row build equity to €179k.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €58k ▲21.2%
Operating result €67k, net result €58k, both a record.
31-12
Financial
Equity above €100kEq €134k ▲75.5%
4 profitable years in a row build equity to €134k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
Show earlier events
31-12
Financial
Liquidity triplescurrent ratio 1.87
Current ratio from 0.67 to 1.87; short-term debt falls from €16k to €8k.
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ganzenpas 83910 PeltGround area
3,993 m²
Building footprint
415 m²
Volume, LiDAR
1,785 m³
Parcel 72025A0186/00R036, Flanders · tallest building 7.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
WINTERS MANAGEMENT
since 20162.252.329.211
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72025A0186/00R036 | Flanders | 3,993 m² | 1 · 415 m² | 7.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CAVICA
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BE 0806.680.506
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BE 0780.829.511
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,384 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-04-2016
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.