WINTERS LUC
ActiveWINTERS LUC has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €138k and a net result of €16k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 51% of 36378 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
94
/ 100
Excellent▲ +8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability57▲+23
Solvency94▼-2
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 3.85 against 4.29 in 2023), but 52.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
90 d early
2022
7 d early
2021
17 d late
2020
19 d late
2019
29 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€138k▲ 12.9%
2023 · €123k
2018: €62k
2019: €88k
2020: €104k
2021: €114k
2022: €114k
2023: €123k
2018 → 2024
Total assets
€292k▲ 18.2%
2023 · €247k
2018: €254k
2019: €286k
2020: €286k
2021: €220k
2022: €226k
2023: €247k
2018 → 2024
Net result
€16k▲ 89.3%
2023 · €8k
2018: €11k
2019: €30k
2020: €30k
2021: €10k
2022: €643
2023: €8k
2018 → 2024
Working capital
€190k▲ 0.3%
2023 · €190k
2018: €124k
2019: €155k
2020: €155k
2021: €181k
2022: €181k
2023: €190k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€104k-€114k▲ 9.6%€114k▲ 0.6%€123k▲ 7.3%€138k▲ 12.9%
Operating result€44k-€20k▼ 55.4%€3k▼ 84.4%€14k▲ 347%€24k▲ 79.2%
Net result€30k-€10k▼ 66.7%€643▼ 93.6%€8k▲ 1,198%€16k▲ 89.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 79% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €292k
Fixed assets
€35k
Current assets
€257k
Equity and liabilities €292k
Equity
€138k▲ 12.9%
Provisions
€15k=
Debt
€139k▲ 26.7%
The debt ratio rises from 44.4% to 47.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€29k
Cash flow
€20k
Solvency
47.3%▼
2023 · 49.6%
Current ratio
3.85▼
2023 · 4.29
Quick ratio
2.23▼
2023 · 2.96
Debt / equity
1.00▲
2023 · 0.89
ROE
11.4%▲
2023 · 6.8%
ROA
5.4%▲
2023 · 3.4%
Interest coverage
10.32
Debt
€139k▲
2023 · €110k
Debt ≤ 1 year
€67k▲
2023 · €58k
Debt > 1 year
€70k▲
2023 · €50k
Income taxes
€6k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€247k€292k▲
Fixed assets21/28-€35k
Tangible fixed assets22/27-€35k
Leasing and similar rights25-€35k
Current assets29/58€247k€257k▲
Stocks and contracts in progress3€77k€108k▲
Stocks30/36€77k€108k▲
Amounts receivable within one year40/41€57k€33k▼
Trade receivables40€50k€31k▼
Other amounts receivable41€7k€2k▼
Cash at bank and in hand54/58€109k€111k▲
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€247k€292k▲
Equity10/15€123k€138k▲
Contributions10/11€19k€19k=
Reserves13€104k€120k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€104k€120k▲
Provisions and deferred taxes16€15k€15k=
Provisions for liabilities and charges160/5€15k€15k=
Pensions and similar obligations160€15k€15k=
Amounts payable17/49€110k€139k▲
Amounts payable after more than one year17€50k€70k▲
Financial debts170/4€50k€70k▲
Amounts payable within one year42/48€58k€67k▲
Current portion of amounts payable after more than one year42-€5k
Trade debts44€32k€30k▼
Suppliers440/4€32k€30k▼
Taxes, remuneration and social security45€2k€6k▲
Taxes450/3€2k€6k▲
Other amounts payable47/48€24k€25k▲
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20232024
Non-recurring operating income76A-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€5k
Other operating charges640/8€694€1k▲
Gross operating margin9900€14k€31k▲
Operating profit (loss)9901€14k€24k▲
Financial income75/76B€16€605▲
Recurring financial income75€16€605▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€12k€22k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€8k€16k▲
Profit (loss) for the period to be appropriated9905€8k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€16k▲
Transfer to equity691/2€8k€16k▲
To other reserves6921€8k€16k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €643 ▼93.6%
Net result drops to €643, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 5.61
Current ratio from 2.19 to 5.61; short-term debt falls from €130k to €39k.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-12
Financial
Equity above €100kEq €104k ▲17.7%
3 profitable years in a row build equity to €104k.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Peer · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maastrichterdijk 813990 PeerGround area
6,811 m²
Building footprint
1,220 m²
Volume, LiDAR
4,511 m³
Parcel 72030C0920/00Y013, Flanders · tallest building 6.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
WINTERS LUC
since 20072.159.957.990
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72030C0920/00Y013 | Flanders | 6,811 m² | 1 · 1,220 m² | 6.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0750.815.830
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LOWIE JEROEN
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JCB ENGINEERING
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Of 22,729 companies in sector 43211 we hold annual accounts for 10,274. 8,625 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2007
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
45310
47540Retail sale of electrical household appliances
52450
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.