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Wint-Construct

Active
Public limited companyfounded 200916 yrs activeWijerken 79, 3920 Lommel, BelgiumKBO/BCE: BE 0821.843.980

Wint-Construct has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.56M and a net result of €81k. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 81% of 8388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
83 / 100
Excellent▼ -17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▼-94
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €550k at 30 days acceptable
Liquidity ample (current ratio 5.56 against 5.37 in 2024), and 14.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
85.8%
Return on assets
1.1%
Age of the figures
8 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 16 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
56 d early
2024
29 d early
2023
26 d late
2022
48 d early
2021
39 d late
2020
6 d late
2019
59 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€6.56M▼ 13.2%
2024 · €7.56M
2022: €5.61M 2023: €5.57M 2024: €7.56M
2022 → 2025
Total assets
€7.65M▼ 14.0%
2024 · €8.90M
2022: €6.15M 2023: €6.22M 2024: €8.90M
2022 → 2025
Net result
€81k▼ 97.5%
2024 · €3.29M
2022: €620k 2023: €562k 2024: €3.29M
2022 → 2025
Working capital
€4.96M▼ 14.9%
2024 · €5.82M
2022: €-205k 2023: €-107k 2024: €5.82M
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€5.61M-€5.57M▼ 0.7%€7.56M▲ 35.7%€6.56M▼ 13.2%
Operating result€160k-€117k▼ 26.8%€2.82M▲ 2,307%€86▼ 100.0%
Net result€620k-€562k▼ 9.4%€3.29M▲ 486%€81k▼ 97.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€1.00M€2.00M€3.00MOperating result 2022: €160k€160kNet result 2022: €620k€620kOperating result 2023: €117k€117kNet result 2023: €562k€562kOperating result 2024: €2.82M€2.82MNet result 2024: €3.29M€3.29MOperating result 2025: €86€86Net result 2025: €81k€81k2022202320242025
The operating result falls in 2025; 2025 is 100% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.65M
Fixed assets €1.61M▼ 7.6%
Current assets €6.05M▼ 15.5%
Equity and liabilities €7.65M
Equity €6.56M▼ 13.2%
Debt €1.09M▼ 18.4%
The debt ratio falls from 15.0% to 14.2%: debt falls faster than equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€133k
2024 · €2.95M
Cash flow
€214k
2024 · €3.42M
Solvency
85.8%
2024 · 85.0%
Current ratio
5.56
2024 · 5.37
Quick ratio
5.56
2024 · 5.37
Debt / equity
0.17
2024 · 0.18
ROE
1.2%
2024 · 43.5%
ROA
1.1%
2024 · 37.0%
Interest coverage
250.96
2024 · 3977.21
Debt
€1.09M
2024 · €1.33M
Debt ≤ 1 year
€1.09M
2024 · €1.33M
Income taxes
€61k
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Total assets 20/58€8.90M€7.65M
Fixed assets 21/28€1.74M€1.61M
Tangible fixed assets 22/27€1.74M€1.61M
Current assets 29/58€7.16M€6.05M
Amounts receivable within one year 40/41€4k€8k
Investments 50/53€6.00M€5.00M
Cash & bank 54/58€329k€199k
Total equity & liabilities 10/49€8.90M€7.65M
Equity 10/15€7.56M€6.56M
Contributions / capital 10/11€1.51M€1.51M=
Reserves 13€6.06M€5.06M
Amounts payable 17/49€1.33M€1.09M
Amounts payable within one year 42/48€1.33M€1.09M
Trade debts payable within one year 44€6k€6k
Income statement Code20242025
Gross operating margin 9900€2.95M€133k
Operating result 9901€2.82M€86
Financial income 75€533k€143k
Financial charges 65€742€530
Result before taxes 9903€3.35M€143k
Income taxes 67/77€61k€61k
Net result for the period 9904€3.29M€81k
Result to be appropriated 9905€3.29M€81k

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
05-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Weakest financial yearnet €81k ▼97.5%
Net result drops to €81k, the lowest in the series.
02-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Highest result since 2022net €3.29M ▲486%
Operating result €2.82M, net result €3.29M, both a record.
31-12
Financial Liquidity times 6current ratio 5.37
Current ratio from 0.83 to 5.37.
26-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
13-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
08-09
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 39 days late
2021
06-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 6 days late
2020
28-09
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 59 days late
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
02-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts

We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Comparable companies · same sector, comparable size

Similar companies · same sector, comparable size

Of 82,369 companies in sector 70200 we hold annual accounts for 51,486. 9,256 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded23-12-2009
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
25401Forging of metal
25639Manufacture of fabricated metal products, except machinery and equipment
42130Civil engineering
64200Holdings
64210Activities of holding companies
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers

Data from official sources, last processed on 06-08-2026. Scores and ratios are computed by Checked and are not a credit decision.