Equity
-€30,744
Debts exceed assets in financial year 2025.
WINPROJECTS
Overview
Lifetime
1 annual account with figuresGross marginpeak -€14,641 (2025)
-€14,641
Resultlowest -€90,744 (2025)
-€90,744
Equitypeak -€30,744 (2025)
-€30,744
Debts
€1.6m
Board2 names since 2024
1 directorWINDERICKX Steven Wilfried Gillis Maria-Theresia
Owners
100%ROOS
Documentsfilings and deeds
24-07-20267 days before the deadline
2025micro format
Loss of €90,744Amendment of the articles 31-07Resignation: Ignace DE BRUYN (director) 02-06First year with figures
Key points
from the 2025 annual accountsDebts
€1.6m 102% of the balance sheet
Financial debts 78%Suppliers 3%Taxes and wages 0%Other 19%
Of this, €353,593 falls due within a year.
Starting capital
€60,000 100 shares
Turnover not published (micro format)
Checked score
53
Fair
Financially stronger than 17% of micro companies without a NACE code
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 2.4%
01-2026: 2.4%● unchanged vs 12-2025
02-2026: 2.5%▲ +0.1 percentage points vs 01-2026
03-2026: 2.9%▲ +0.4 percentage points vs 02-2026
04-2026: 3.1%▲ +0.2 percentage points vs 03-2026
05-2026: 3.4%▲ +0.3 percentage points vs 04-2026
06-2026: 3.4%● unchanged vs 05-2026
07-2026: 3.6%▲ +0.2 percentage points vs 06-2026highest value
08-2026: 0.5%▼ -3.1 percentage points vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026lowest value
10-2026: 0.5%● unchanged vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€30,744
Liquidity: current ratio 0.06, cash €12,682
lowers risk
Size: total assets €1.6m
No main activity registered
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 14% of them on solvency, 26% on liquidity and 12% on profitability.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 152 companies had the same profile as WINPROJECTS has now. Each dot is one company, two years later.
99.3%
were still trading
0.7%
stopped another way
0.0%
went bankrupt
The bankruptcy probability of WINPROJECTS itself is higher: 0.5% within 12 months. It rests on far more data about WINPROJECTS than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 152 companies, not a prediction for WINPROJECTS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.06, below 1. Short-term debt is 22.1% and cash 0.8% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- ROOS 100%score 83equity €498,833 (2025) · 31-05-2025 annual accounts of ROOS
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1016367879
Amendment of the articles
General meeting of 03-06-2025 · Gazette deed
Resignation: Ignace DE BRUYN (director)
Director discharge: Ignace DE BRUYN · General meeting of 30-04-2025 · Gazette deed
Incorporation
Founding capital of €60,000, 100 shares · Founders: ROOS and STELLAR VENTURES · Permanent representative: de BRUYN Ignace Pascal · published on 21-11-2024 · Gazette deed
Official details
Source: KBO- Status
- Active since 19-11-2024Normal situation
- Registered office
- 17 active companies are registered at this addressSource: KBO register, as of 5 November 2026.
- Activity
- “Het kopen, beheren, verkopen, verhuren, huren, overdragen en ruilen van alle roerende en onroerende…” (deed in Dutch)From the articles, 7 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.376.357.6661640 Sint-Genesius-Rode, since 19-11-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 17-12-2025
Annual accounts 2025
- Gross margin
- -€14,641
- Loss
- €90,744
- Equity
- -€30,744
- Total assets
- €1.6m
- Filing
- Filed on 24-07-2026, 7 days before the end of the filing period
Insights on WINPROJECTS
WINPROJECTS has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€30,744) and a net result of -€90,744.
The computed 12-month bankruptcy probability is 0.5% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 24-07-2026, 7 days before the deadlineGross margin
-€14,641
Operating result
-€90,292
Loss
-€90,744
Working capital
-€332,946
Solvency
-1.9%
Current ratio
0.06
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €1.6m on 31-12-2025What the company ownsHow it is paid for
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
Total assets20/58 |
1.6m | |
Formation expenses20 |
6,110 | |
Fixed assets21/28 |
1.6m | |
Tangible fixed assets22/27 |
1.6m | |
Land and buildings22 |
1.6m | |
Financial fixed assets28 |
18,430 | |
Current assets29/58 |
20,647 | |
Amounts receivable within one year40/41 |
7,965 | |
Other amounts receivable41 |
7,965 | |
Cash at bank and in hand54/58 |
12,682 | |
| Balance sheet: equity and liabilities | ||
Total equity and liabilities10/49 |
1.6m | |
Equity10/15 |
-30,744 | |
Contributions10/11 |
60,000 | |
Profit (loss) carried forward14 |
-90,744 | |
Amounts payable17/49 |
1.6m | |
Amounts payable after more than one year17 |
1.3m | |
Financial debts170/4 |
1.3m | |
Amounts payable within one year42/48 |
353,593 | |
Trade debts44 |
47,179 | |
Suppliers440/4 |
47,179 | |
Taxes, remuneration and social security45 |
127 | |
Taxes450/3 |
127 | |
Other amounts payable47/48 |
306,286 | |
| Income statement | ||
Gross operating margin9900 |
-14,641 | |
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 |
72,582 | |
Other operating charges640/8 |
3,068 | |
Operating profit (loss)9901 |
-90,292 | |
Financial charges65/66B |
452 | |
Recurring financial charges65 |
452 | |
Profit (loss) for the period before taxes9903 |
-90,744 | |
Profit (loss) for the period9904 |
-90,744 | |
Profit (loss) for the period to be appropriated9905 |
-90,744 | |
| Appropriation of the result | ||
Profit (loss) to be appropriated9906 |
-90,744 | |
| Document | ||
The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 24-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 24-07-2026 | 2026-00327377 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| EBITDA | -17,710 | |
| Cash flow | -18,161 | |
| Investment in fixed assets | 1.6m | |
| Working capital | -332,946 | |
| Solvency | -1.9% | |
| Current ratio | 0.06 | |
| ROA | -5.7% | |
| Interest coverage | -39.22 |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €1.6m |
| Financial fixed assets | €18,430 |
| Depreciation and write-downs of the year | €72,582 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on WINPROJECTS
Equity is negative. Debt (€1.6m) exceeds the balance-sheet total (€1.6m).
Board & ownership
Board
1 director, no change since 2025Director (not named in the articles)
since 19-11-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 24-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 31-07-2025
Mandates through the years
2 names, the dashed line is todayWINDERICKX Steven Wilfried Gillis Maria-Theresia
Director (not named in the articles)
Director (not named in the articles)
de BRUYN Ignace Pascal
Director (not named in the articles)
Director (not named in the articles)
BoardEarlier
Mandates as a list
- WINDERICKX Steven Wilfried Gillis Maria-Theresia
- Director (not named in the articles), from 19-11-2024 to date
- de BRUYN Ignace Pascal
- Director (not named in the articles), appointed by deed of 21-11-2024, until 02-06-2025
Control
Parent
Equity €498,833
Profit €226,972 in 2025 (profit €12,084 in 2024)
Checked score 83
Source: accounts ROOS 31-05-2025
100%
This company
WINPROJECTS
Equity -€30,744
Loss €90,744 in 2025
Capital
- Contribution
- €60,000
- Shares
- 100
- Contribution per share
- €600
- Equity per share
- -€307 in 2025
- Source
- deed of 21-11-2024
Articles of association
deed of 21-11-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Wednesday of June at 17:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Capital transactions
Shareholders according to the deeds
At incorporation
deed of 21-11-2024 ↗
- ROOS (BE 0869.835.028) 80 shares (80%) · €48,000
- STELLAR VENTURES (BE 0800.239.805) 20 shares (20%) · €12,000
Capital over time
- 21-11-2024 Incorporation · €60,000 · 100 shares
Network & group
Group
ROOS has 1 direct subsidiary (accounts to 31-05-2025)Belgium 1 Equity Result
- BE Win Projects -€30,744 result -€90,744
Source: list of holdings in the 31-05-2025 accounts of ROOS. Every holding stands with its own latest accounts.
Earlier ties
| ELIPS (in vereffening) via WINDERICKX Steven Wilfried Gillis Maria-Theresia, no longer at ELIPS (in vereffening) · Director No longer active |
total assets €315,655 (2020) |
Connections & network
The network starts from the earlier ties.
This company
Company
Director
Shareholding
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Timeline
Timeline
6 events since 2024Board
Filings
Establishments
Other
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 7 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1016367879
Amendment of the articlesGeneral meeting of 03-06-20254 points ▸
- General meeting, 03-06-2025
- Amendment of the articles, article 13
- Power of attorney, Philippe Vernimmen
- Power of attorney, Sandra de CLERCQ
Resignation: Ignace DE BRUYN (director)Director discharge: Ignace DE BRUYN · General meeting of 30-04-20253 points ▸
- General meeting, 30-04-2025
- Director resignation, Ignace DE BRUYN
- Director discharge, Ignace DE BRUYN
2024
IncorporationFounding capital of €60,000, 100 shares · Founders: ROOS and STELLAR VENTURES · Permanent representative: de BRUYN Ignace Pascal · published on 21-11-20248 points ▸
- Founder, ROOS
- Founder, STELLAR VENTURES
- Permanent representative, de BRUYN Ignace Pascal
- Founding capital, €60,000, 100 shares
- Registered office clause, Hallesesteenweg 158 A, 1640 Sint-Genesius-Rode
- Board rule, 2
- Director appointment, WINDERICKX Steven Wilfried Gillis Maria-Theresia (director (not named in the articles))
- Director appointment, de BRUYN Ignace Pascal (director (not named in the articles))
- The deed holds 3 more points.
First establishment Hallesesteenweg 158, Sint-Genesius-Rode
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 19 November 2024, WINPROJECTS was incorporated as a private limited company by ROOS and STELLAR VENTURES, with a starting capital of €60,000.12 WINDERICKX Steven Wilfried Gillis Maria-Theresia has served as director since 2024.3 The company has filed annual accounts once, for financial year 2025.3
Company details
Identity
- Enterprise number
- 1016.367.879
- VAT number
- BE 1016.367.879
- Peppol ID
- 0208:1016367879
- Other Peppol ID
- 9925:BE1016367879
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 19-11-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Wednesday of June at 17:00deed of 21-11-2024 (in Dutch)
- Peppol
- Reachable since 17-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- WINPROJECTS in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 21-11-2024 (in Dutch)
Activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het kopen, beheren, verkopen, verhuren, huren, overdragen en ruilen van alle roerende en onroerende waarden, aandelen, bedrijfsdeelnemingen…”deed of 21-11-2024 (in Dutch)
7 activities
- Het kopen, beheren, verkopen, verhuren, huren, overdragen en ruilen van alle roerende en onroerende waarden, aandelen, bedrijfsdeelnemingen, obligaties, staatsfondsen en alle roerende en onroerende rechten, en in het algemeen alle handelingen die betrekking hebben op het beheer van de portefeuille die op deze manier is opgebouwd.
- Het verkrijgen van een directe of indirecte deelneming, in welke vorm dan ook, in alle bedrijven of ondernemingen, verenigingen, instellingen, bestaande of nog op te richten, die industriële, financiële, roerende, onroerende, commerciële of civiele activiteiten ontplooien.
- Het controleren van hun beheer of deelname aan dat beheer door het aannemen van mandaten binnen genoemde bedrijven of ondernemingen, verenigingen of instellingen.
- Adviesverlening en/of het leveren van diensten op het gebied van management, administratie, herstructurering, ontwikkeling, herscholing en bedrijfsmanagement, in het kader van een activiteit gericht op de ontwikkeling en commercialisatie van management- en bedrijfsbeheerconcepten in het algemeen.
- Het uitvoeren van alle studies ten behoeve van derden, met name bedrijven, verenigingen en instellingen waarin zij, direct of indirect, een belang heeft, en het leveren van technische, administratieve en financiële ondersteuning.
- Het valoriseren van haar deelnemingen, met name door het stimuleren, plannen en coördineren van de ontwikkeling van de bedrijven, verenigingen en instellingen waarin zij een belang heeft.
- Bouwen, verbouwen, renoveren van alle soorten onroerende goederen dewelke de vennootschap in portefeuille heeft of van derden.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Hallesesteenweg 158 registered office 1640 Sint-Genesius-Rode 68121 Development of residential building projects | 19-11-2024 | 2.376.357.666 |