Result
-€1,142 -€1,142
From profit to loss in 2026, after a profit of €57,335 in 2025.
WINOVA
Lifetime
19 annual accounts with figures on one time axis, 31 filings since 1995peak €78,160 (2025)
€827▼ 98.9%
lowest -€4,748 (2016)
-€1,142▼ €58,477
peak €89,276 (2025)
€88,134▼ 1.3%
€12,541▼ 83.7%
Board6 names since 2020
4 directorsDenis Lambert and 3 others
Documentsfilings and deeds
25-08-202667 days before the deadline
2026micro format
Gross margin from €78,160 to €827Loss of €1,142Debts from €76,711 to €12,541Cash from €114,488 to €77,407
Key points
from the 2026 annual accountsChecked score
95
Excellent
Financially stronger than 58% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025lowest value
04-2025: < 0.1%● unchanged vs 03-2025lowest value
05-2025: < 0.1%● unchanged vs 04-2025lowest value
06-2025: < 0.1%● unchanged vs 05-2025lowest value
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025highest value
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: < 0.1%▼ -0.1 percentage points vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: 0.1%▲ +0.1 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Liquidity: current ratio 7.78, cash €77,407
Equity €88,134 (87.5% of total assets)
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 93% on liquidity, 18% on profitability and 37% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 12,322 companies had the same profile as WINOVA has now. Each dot stands for 31 companies, two years later.
90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of WINOVA itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for WINOVA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.78 (2.1 in 2025), above the usual 1.5. Short-term debt is 12.5% and cash 76.9% of total assets. 12.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 25-08-2026, 67 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
67 days early
2025
63 days early
2024
on the day
2023
29 days late
2022
83 days early
2021
9 days late
2020
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 21 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 63 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
1 director appointed, 1 resignation
Change of role: LaurenceLAMBERT, from director to managing director · Resignation: DenisLambert · Appointment: DenisLambert · General meeting of 20-05-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0451166695
1 director resigning, 2 reappointments
Resignation: Gérard Lambert · Reappointments: Denis Lambert (managing director) and Laurence Lambert · General meeting of 21-05-2024 · Gazette deed
Resignation: Michel Thirion (director)
General meeting of 19-07-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| WINOVA Namur | €100,676 | €827 | 87.5% | - |
| SHARED VALUE(S) La Bruyère | €83,640 | -€22,441 | 81.1% | - |
| AERO INTERNATIONAL ADVISORS Ghent | €100,704 | -€5,921 | 56.7% | - |
| CENTRE FOR EUROPEAN SOCIO - ECONOMIC POLICIES Ixelles | €98,835 | -€9,438 | 95.3% | - |
| ALGEMEEN HANDEL EN MANAGEMENT BEHEER Heusden-Zolder | €103,807 | -€1,532 | 98.5% | - |
| BCSE Antwerp | €97,456 | -€24,329 | 27.1% | - |
| ART OF GAMES Walhain | €99,415 | €251 | 89.6% | - |
These companies have the same main activity as WINOVA: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €83,600 and €104,000, founded between 1992 and 1996.
Official details
Source: KBO- Status
- Active since 28-10-1993Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.064.203.4511428 Braine-l'Alleud, since 09-11-1993
- Financial year end
- 31 March
- Peppol
- Reachable since 08-07-2025
Annual accounts to 31-03-2026
- ≈ €3,900estimated
- €100,676▼ 39.3%
- Filing
- Filed on 25-08-2026, 67 days before the end of the filing period
Insights on WINOVA
WINOVA files the micro format. That format states no turnover. The gross margin rose from -€404 in 2007 to €827 in 2026.
In July 2025, the Official Gazette published the appointment of LaurenceLAMBERT as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about WINOVA
- What is the company number of WINOVA?
- The company number of WINOVA is 0451.166.695. The VAT number is the same number with BE in front: BE 0451.166.695.
- Where is WINOVA based?
- The registered office is at Rue des Nolettes 9, 5100 Namur.Company details
- What does WINOVA do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of WINOVA?
- WINOVA is a private limited company (BV).
- When was WINOVA founded?
- WINOVA was founded on 28-10-1993.
- Is WINOVA still active?
- Yes, WINOVA is an active enterprise in the KBO register.
- What is the turnover of WINOVA?
- The turnover in financial year 2026 is ≈ €3,900. This figure is estimated from the gross margin of €827 and 205 comparable companies (NACE 70200). It probably lies between €1,900 and €7,700. It is a rough estimate.Financials
- Is WINOVA profitable?
- In financial year 2026, WINOVA made a loss of €1,142.
- Where can I find the annual accounts of WINOVA?
- WINOVA filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of WINOVA due?
- WINOVA must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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