WINKELCENTRUM ZUIDERRING
ActiveSummary
WINKELCENTRUM ZUIDERRING has been active since 1969 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.71M and a net result of €42k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 92% of 3187 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▼-3
Solvency100=
Growth45=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 23.84 against 21.32 in 2024; short-term debt: 3% and cash: 64.4% of total assets), and 3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97%
Return on assets
2.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d early
2023
28 d late
2022
18 d early
2021
31 d late
2020
26 d late
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€129k▲ 4.7%
2022 · €123k
2018: €137k
2019: €122k
2020: €109k
2021: €116k
2022: €123k
2018 → 2023
EBIT margin
71.2%▲ 16.9pp
2022 · 54.2%
2018: 47.6%
2019: 68.5%
2020: 78.9%
2021: 38.0%
2022: 54.2%
2018 → 2023
Net result
€42k▼ 29.2%
2024 · €59k
2018: €62k
2019: €57k
2020: €55k
2021: €32k
2022: €49k
2023: €67k
2024: €59k
2018 → 2025
Working capital
€1.22M▲ 3.2%
2024 · €1.18M
2018: €858k
2019: €917k
2020: €972k
2021: €1.02M
2022: €1.06M
2023: €1.12M
2024: €1.18M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€116k-€123k▲ 6.4%€129k▲ 4.7%
Equity€1.49M-€1.54M▲ 3.3%€1.61M▲ 4.3%€1.67M▲ 3.7%€1.71M▲ 2.5%
Operating result€44k-€67k▲ 51.8%€92k▲ 37.4%€67k▼ 26.9%€73k▲ 8.5%
Net result€32k-€49k▲ 54.3%€67k▲ 35.6%€59k▼ 11.5%€42k▼ 29.2%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 8% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.76M
Fixed assets
€485k =
Current assets
€1.28M ▲ 2.7%
Equity and liabilities €1.76M
Equity
€1.71M ▲ 2.5%
Debt
€54k ▼ 13.1%
Debt's share of the balance-sheet total falls from 3.6% to 3.0%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
23.84▲
2024 · 21.32
Debt to equity
0.03▼
2024 · 0.04
ROE
2.4%▼
2024 · 3.5%
ROA
2.4%▼
2024 · 3.4%
Debt ≤ 1 year
€54k▼
2024 · €58k
Income taxes
€15k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.73M€1.76M▲
Fixed assets21/28€485k€485k=
Tangible fixed assets22/27€485k€485k=
Land and buildings22€485k€485k=
Current assets29/58€1.24M€1.28M▲
Amounts receivable within one year40/41€7k€3k▼
Other amounts receivable41€7k€3k▼
Current investments50/53€125k€125k=
Cash at bank and in hand54/58€1.08M€1.14M▲
Deferred charges and accrued income490/1€31k€13k▼
Equity and liabilities
Total equity and liabilities10/49€1.73M€1.76M▲
Equity10/15€1.67M€1.71M▲
Contributions10/11€70k€70k=
Capital10€70k€70k=
Issued capital100€70k€70k=
Revaluation surpluses12€1.12M€1.12M=
Reserves13€472k€514k▲
Non-distributable reserves130/1€132k€132k=
Legal reserve130€7k€7k=
Own shares acquired1312€125k€125k=
Distributable reserves133€340k€382k▲
Amounts payable17/49€62k€54k▼
Amounts payable within one year42/48€58k€54k▼
Trade debts44€18k€22k▲
Suppliers440/4€18k€22k▲
Taxes, remuneration and social security45€41k€31k▼
Taxes450/3€41k€31k▼
Accrued charges and deferred income492/3€4k€168▼
Income statement
Code20242025
Other operating charges640/8€36k€24k▼
Gross operating margin9900€103k€97k▼
Operating profit (loss)9901€67k€73k▲
Financial income75/76B€14k-
Recurring financial income75€0-
Non-recurring financial income76B€14k-
Financial charges65/66B€962€16k▲
Recurring financial charges65€962€925▼
Non-recurring financial charges66B-€15k
Profit (loss) for the period before taxes9903€80k€57k▼
Income taxes67/77€21k€15k▼
Profit (loss) for the period9904€59k€42k▼
Profit (loss) for the period to be appropriated9905€59k€42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€126k€42k▼
Profit (loss) brought forward from the previous period14P€67k-
Transfer to equity691/2€126k€42k▼
To other reserves6921€126k€42k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Highest result since 2018net €67k ▲35.6%
Operating result €92k, net result €67k, both a record.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €32k ▼42.2%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 4 establishment units since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Calvarieberg 53740 Bilzen-HoeseltGround area
8.1 ha
Building footprint
4.4 ha
Volume, LiDAR
47,722 m³
4 parcels, Flanders, Wallonia · tallest building 40.2 m, ±8 floors. Linked by address, not a title deed.
4 establishment units
Parc Industriel, 4432 Ans
since 19842.038.543.981
Rue des Guillemins 22, 4000 Liège
since 19842.038.544.080
Pont aux Lions 2, 4800 Verviers
since 19852.038.544.575
OLAERTS
since 20002.038.544.476
4 parcels
Flanders
2
(50%)
Wallonia
2
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73006A0085/00D000 | Flanders | 7.3 ha | 1 · 4.2 ha | 40.2 m |
| 62805B0314/00K006 | Wallonia | 5,597 m² | - | - |
| 63079A0626/00K000 | Wallonia | 1,686 m² | 1 · 1,668 m² | 27.0 m · 8 fl. |
| 71305F0965/00S008 | Flanders | 944 m² | 1 · 859 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EYE MOTIONS CONSULTING
BE 0473.041.086
Watermaal-Bosvoorde · Eq €1,707,867
LAZARD
BE 0899.695.289
Elsene · Eq €1,708,353
Country Investment
BE 0466.753.310
Hasselt · Eq €1,708,466
SD HOLDING
BE 0691.781.036
Brussel · Eq €1,709,445
MOLANCO
BE 0844.711.533
Lanaken · Eq €1,705,415
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 21,974 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-08-1969
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.