WineSeasons
ActiveSummary
The computed 12-month bankruptcy probability of WineSeasons is 3.0% (moderate). The 2024 annual accounts show equity of €20k and a net result of €1k. Equity is shrinking by ~30% per year across the filed fiscal years. Its solvency ranks better than 67% of 6537 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability46▲+46
Solvency74▼-11
Growth32=
Track record100
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.96 against 2.49 in 2023; short-term debt: 51% and cash: 12.1% of total assets), but 51.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
48.8%
Return on assets
3.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
55 d late
2023
239 d late
2022
57 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
€31k
EBIT margin
50.0%
Net result
€1k
2023 · €-14k
2022: €15k
2023: €-14k
2022 → 2024
Working capital
€21k▲ 8.1%
2023 · €19k
2022: €33k
2023: €19k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Turnover€31k-
Equity€33k-€19k▼ 41.9%€20k▲ 7.7%
Operating result€15k-€-13k€3k
Net result€15k-€-14k€1k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €3k after a loss of €13k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €42k
Equity
€20k ▲ 7.7%
Debt
€22k ▲ 68.8%
Debt's share of the balance-sheet total rises from 40.1% to 51.2%. Equity and debt are higher.
Key figures and ratios
Current ratio
1.96▼
2023 · 2.49
Quick ratio
0.54▼
2023 · 0.86
Debt to equity
1.05▲
2023 · 0.67
ROE
7.2%▲
2023 · -72.2%
ROA
3.5%▲
2023 · -43.3%
Debt ≤ 1 year
€21k▲
2023 · €13k
Staff costs
€164
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet
Code20232024
Assets
Total assets20/58€32k€42k▲
Current assets29/58€32k€42k▲
Stocks and contracts in progress3€21k€30k▲
Stocks30/36€21k€30k▲
Amounts receivable within one year40/41€7k€6k▼
Trade receivables40€7k€6k▼
Cash at bank and in hand54/58€4k€5k▲
Deferred charges and accrued income490/1€78-
Equity and liabilities
Total equity and liabilities10/49€32k€42k▲
Equity10/15€19k€20k▲
Contributions10/11€8k€8k=
Capital10€8k-
Issued capital100€8k-
Profit (loss) carried forward14€12k€13k▲
Amounts payable17/49€13k€22k▲
Amounts payable within one year42/48€13k€21k▲
Financial debts43-€10k
Credit institutions430/8-€10k
Trade debts44€8k€8k▲
Suppliers440/4€8k€8k▲
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48€2k€2k=
Accrued charges and deferred income492/3-€81
Income statement
Code20232024
Remuneration, social security and pensions62-€164
Other operating charges640/8€384€3k▲
Gross operating margin9900€-13k€6k▲
Operating profit (loss)9901€-13k€3k▲
Financial income75/76B€47€0▼
Recurring financial income75€47€0▼
Financial charges65/66B€759€1k▲
Recurring financial charges65€759€1k▲
Profit (loss) for the period before taxes9903€-14k€1k▲
Profit (loss) for the period9904€-14k€1k▲
Profit (loss) for the period to be appropriated9905€-14k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€13k▲
Profit (loss) brought forward from the previous period14P€25k€12k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 55 days late
27-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 239 days late
2024
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
2023
31-12
Financial
Weakest financial yearnet €-14k ▼189%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boulevard Sainctelette 397000 MonsGround area
1,863 m²
Building footprint
569 m²
Volume, LiDAR
11,539 m³
2 parcels, Wallonia · tallest building 25.0 m, ±7 floors. Linked by address, not a title deed.
2 establishment units
WineSeasons
since 20202.302.896.301
WineSeasons
since 20212.317.980.096
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53053D0025/00G054 | Wallonia | 1,618 m² | 1 · 516 m² | 24.9 m · 7 fl. |
| 53027A0038/00T005 | Wallonia | 245 m² | 1 · 53 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BUREAU D'ASSISTANCE TECHNIQUE BOGAERT
BE 0548.820.951
Charleroi · Eq €20,346
CONSELL GROUP
BE 0672.919.880
Pelt · Eq €20,757
Tell Me Wine
BE 0740.534.820
Montigny-le-Tilleul · Eq €21,054
SALMON & Fils
BE 0806.637.944
Seraing · Eq €21,105
Ô les quilles
BE 0774.349.119
Mont-Saint-Guibert · Eq €21,432
Of 2,332 companies in sector 47251 we hold annual accounts for 421. 281 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-06-2020
Fiscal year end31-12
Activities, NACEBEL 2025
47251Retail sale of wines and spirits
46341Wholesale of wines and spirits
70200Business and other management consultancy
73300Public relations and communication consultancy
85599Other education
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.