Age18 yrs
Real estate1 parcel · 374 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of WINECLASSICS is 1.2% (low). The 2025 annual accounts show equity of €132k and a net result of €269. The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Filing behaviour
From the deposit records, complete market-wideFiled after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 27-08-2026 | 27 d late | 2026-00448221 |
| 31-12-2024 | 31-07-2025 | 13-08-2025 | 13 d late | 2025-00376704 |
| 31-12-2023 | 31-07-2024 | 22-07-2024 | 9 d early | 2024-00273422 |
| 31-12-2022 | 31-07-2023 | 12-07-2023 | 19 d early | 2023-00229077 |
| 31-12-2021 | 31-07-2022 | 16-08-2022 | 16 d late | 2022-20292903 |
| 31-12-2020 | 31-07-2021 | 25-08-2021 | 25 d late | 2021-53700311 |
| 31-12-2019 | 31-07-2020 | 02-09-2020 | 33 d late | 2020-50400118 |
| 31-12-2018 | 31-07-2019 | 31-08-2019 | 31 d late | 2019-60700207 |
| 31-12-2017 | 31-07-2018 | 23-08-2018 | 23 d late | 2018-49300420 |
| 31-12-2016 | 31-07-2017 | 05-03-2017 | 148 d early | 2017-05800532 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsEstablished
Founded in 2008, 18 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.2%
Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate region
+Higher-failure-rate sector
+Long track record
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (micro schema)
EBIT marginNot published (micro schema)
Net result€269
Working capital€132k
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 27-08-2026 with the NBB · fiscal year 2025 · micro
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €7k |
| Net profit | €269 |
| Cash flow | €2k |
| Staff costs | - |
| Income taxes | €3k |
| Dividends | - |
| Total assets | €560k |
| Equity | €132k |
| Debt | €427k |
| of which ≤ 1y | €427k |
| of which > 1y | - |
| Working capital | €132k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 1.31 |
| Quick ratio | 0.29 |
| Working capital ratio | 23.5% |
| Solvency | 23.7% |
| Debt / equity | 3.22 |
| Long-term debt ratio | - |
| Interest coverage | 2.55 |
| Gross margin | - |
| Net margin | - |
| ROA | 0.0% |
| ROE | 0.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €560k |
| Fixed assets | 21/28 | €848 |
| Tangible fixed assets | 22/27 | €848 |
| Current assets | 29/58 | €559k |
| Stocks & contracts in progress | 3 | €434k |
| Amounts receivable within one year | 40/41 | €109k |
| Cash & bank | 54/58 | €13k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €560k |
| Equity | 10/15 | €132k |
| Contributions / capital | 10/11 | €8k |
| Reserves | 13 | €125k |
| Amounts payable | 17/49 | €427k |
| Amounts payable within one year | 42/48 | €427k |
| Trade debts payable within one year | 44 | €37k |
| Income statement | ||
| Gross operating margin | 9900 | €27k |
| Operating result | 9901 | €6k |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €3k |
| Income taxes | 67/77 | €3k |
| Net result for the period | 9904 | €269 |
| Result to be appropriated | 9905 | €269 |
Ratios computed by Checked.
Health barometer
FY 2025 · computed46
/ 100
Fair
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationWINECLASSICS
since 20082.171.940.064
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area374 m²
Buildings1
Building footprint349 m²
Volume (LiDAR)2,264 m³
Tallest building14.8 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21492B0007/00V008 | Brussels | 374 m² | 1 · 349 m² | 14.8 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 act All acts · 1
updated 2 years ago
2023
07-12-2023 Discharge granted to the board
Notary:
Antoine de LAME · Molenbeek-Saint-JeanFirm:
BRUSSELMANS & PARENT, Notaires associés
Analysis
Financial profile
4 of 5 axes measured43
/ 100
Fragile profile, watch profitability in particular.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
46
Profitability
1
Solvency
41
Growth
-
Stability
85
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionBE 0419.004.762 · Koekelberg
BE 0847.154.448 · Koekelberg
BE 0420.833.807 · Sint-Gillis (bij-Brussel)
BE 0433.234.563 · Brussel
BE 0421.708.983 · Meise
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 80 of the 1,438 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Detailhandel in antiquiteiten47791Handelsbemiddeling in de groothandel in voedings- en genotmiddelen46170Groothandel in wijnen en geestrijke dranken46341
Primary activity highlighted.
Names & trade names
| Legal nameFR | WINECLASSICS |
Registered office
Jetselaan 33 bus 3
1081 Koekelberg, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.