WINE SD
ActiveSummary
The computed 12-month bankruptcy probability of WINE SD is 3.1% (moderate). The 2025 annual accounts show negative equity (-€6,121) and a net result of -€15,229. Its solvency ranks better than 17% of 11472 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-92
Solvency14▼-37
Growth32
Track record94
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.75 against 1.34 in 2024; short-term debt: 110.9% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-10.9%
Return on assets
-27.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€6,121
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
28 d late
2024
13 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 8 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€6,121
2024 · €9,107
Total assets
€56,288▲ 59.7%
2024 · €35,244
Net result
-€15,229
2024 · €6,607
Working capital
-€15,697
2024 · €8,870
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€8,657--€13,687
Net result€6,607within the sector's middle half--€15,229below the sector's middle half
Equity€9,107within the sector's middle half--€6,121below the sector's middle half
Total assets€35,244below the sector's middle half-€56,288below the sector's middle half▲ 59.7%
Debt€26,136-€62,410▲ 139%
Working capital€8,870--€15,697
Solvency25.8%within the sector's middle half--10.9%below the sector's middle half▼ 36.7pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €13,687 after €8,657 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56,288
Fixed assets
€9,576 ▲ 3,942%
Current assets
€46,713 ▲ 33.4%
Key figures and ratios
EBITDA
-€12,738▼
2024 · €10,158
Cash flow
-€14,279▼
2024 · €8,108
Current ratio
0.75▼
2024 · 1.34
Quick ratio
0.39▼
2024 · 0.43
Debt to equity
-10.20▼
2024 · 2.87
ROA
-27.1%▼
2024 · 18.7%
Interest coverage
-9.13▼
2024 · 246.02
Debt ≤ 1 year
€62,410▲
2024 · €26,136
Income taxes
€151▼
2024 · €2,009
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 7,657 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
8.2%
went bankrupt
5.3%
stopped otherwise
84%
still going
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,657 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,501 | €949 | ▼ 36.7% |
| Gross operating margin9900 | €10,158 | -€12,738 | ▼ 225% |
| Operating profit (loss)9901 | €8,657 | -€13,687 | ▼ 258% |
| Financial income75/76B | €0 | €5 | ▲ 26,400% |
| Recurring financial income75 | €0 | €5 | ▲ 26,400% |
| Financial charges65/66B | €41 | €1,395 | ▲ 3,279% |
| Recurring financial charges65 | €41 | €1,395 | ▲ 3,279% |
| Profit (loss) for the period before taxes9903 | €8,616 | -€15,077 | ▼ 275% |
| Income taxes67/77 | €2,009 | €151 | ▼ 92.5% |
| Profit (loss) for the period9904 | €6,607 | -€15,229 | ▼ 330% |
| Profit (loss) for the period to be appropriated9905 | €6,607 | -€15,229 | ▼ 330% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €35,244 | €56,288 | ▲ 59.7% |
| Fixed assets21/28 | €237 | €9,576 | ▲ 3,942% |
| Tangible fixed assets22/27 | €237 | €7,206 | ▲ 2,942% |
| Land and buildings22 | - | €738 | - |
| Plant, machinery and equipment23 | - | €356 | - |
| Furniture and vehicles24 | €237 | €6,112 | ▲ 2,480% |
| Financial fixed assets28 | - | €2,370 | - |
| Current assets29/58 | €35,007 | €46,713 | ▲ 33.4% |
| Stocks and contracts in progress3 | €23,872 | €22,203 | ▼ 7.0% |
| Stocks30/36 | €23,872 | €22,203 | ▼ 7.0% |
| Amounts receivable within one year40/41 | €10,848 | €24,509 | ▲ 126% |
| Trade receivables40 | €6,183 | €8,812 | ▲ 42.5% |
| Other amounts receivable41 | €4,666 | €15,697 | ▲ 236% |
| Cash at bank and in hand54/58 | €286 | - | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €35,244 | €56,288 | ▲ 59.7% |
| Equity10/15 | €9,107 | -€6,121 | ▼ 167% |
| Contributions10/11 | €2,500 | €2,500 | = |
| Profit (loss) carried forward14 | €6,607 | -€8,621 | ▼ 230% |
| Amounts payable17/49 | €26,136 | €62,410 | ▲ 139% |
| Amounts payable within one year42/48 | €26,136 | €62,410 | ▲ 139% |
| Current portion of amounts payable after more than one year42 | - | €45,835 | - |
| Financial debts43 | - | €3,302 | - |
| Credit institutions430/8 | - | €3,302 | - |
| Trade debts44 | €22,128 | €7,937 | ▼ 64.1% |
| Suppliers440/4 | €22,128 | €7,937 | ▼ 64.1% |
| Taxes, remuneration and social security45 | €4,009 | €5,335 | ▲ 33.1% |
| Taxes450/3 | €2,009 | €5,335 | ▲ 166% |
| Remuneration and social security454/9 | €2,000 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €6,607 | -€15,229 | ▼ 330% |
| + Depreciation and write-downs630 | €1,501 | €949 | ▼ 36.7% |
| Operating cash flow (approximation) | €8,108 | -€14,279 | ▼ 276% |
| Investment in fixed assets (approximation) | - | -€10,288 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
07-08
State Gazette act
Resignation: Alan Roosens (director)Registered-office move · Power of attorney5 facts ▸
State Gazette act
Resignation: Alan Roosens (director)
Registered-office move · Power of attorney5 facts ▸
- General meeting, 26-05-2026
- Director resignation, Alan Roosens (director)
- Registered-office move, Rue de Dave, 686 à 5100 Jambes
- Power of attorney, J. Jordens SRL
- Power of attorney, Marion de Crombrugghe
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
State Gazette actNBB filing
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2023
Ground area
1,872 m²
Building footprint
217 m²
Volume, LiDAR
1,814 m³
2 parcels, Wallonia · tallest building 25.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
WINE SD
since 20232.350.530.823
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92322E0394/00A000 | Wallonia | 1,156 m² | 1 · 116 m² | 9.7 m · 3 fl. |
| 92052C0085/00D002 | Wallonia | 716 m² | 1 · 101 m² | 25.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 0 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Alan Roosens |
|
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Of 1,049 companies in sector 46341 we hold annual accounts for 538. 240 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
46341Wholesale of wines and spirits
47120Other non-specialised retail sale
56210Event catering
70200Business and other management consultancy
82300Organisation of conventions and trade shows
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID
0208:1000138393
Also
9925:BE1000138393
Registered
24-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.