WINE CONSULT
ActiveWINE CONSULT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11k and a net result of €-8k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 7697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
39
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▲+18
Solvency43▼-14
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.3 against 0.07 in 2024; short-term debt: 78.8% and cash: 1.5% of total assets), and 81.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Ten signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.3%
Return on assets
-12.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-8k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 7697 sector peers (2025).
NBB · sector comparisonPosition among 7697 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
51 d early
2023
48 d early
2022
33 d early
2021
23 d early
2020
44 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
EBIT margin
Not included in this filing
Net result
€-8k▲ 76.5%
2024 · €-33k
2018: €-537
2019: €-308
2020: €17k
2021: €10k
2022: €5k
2023: €10k
2024: €-33k
2018 → 2025
Working capital
€-34k▲ 11.3%
2024 · €-38k
2018: €-9k
2019: €-18k
2020: €-13k
2021: €-21k
2022: €-21k
2023: €-4k
2024: €-38k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0
Equity€37k-€42k▲ 14.2%€52k▲ 24.5%€19k▼ 63.6%€11k▼ 41.1%
Operating result€18k-€10k▼ 44.1%€16k▲ 60.7%€-29k€-4k▲ 86.0%
Net result€10k-€5k▼ 50.1%€10k▲ 97.3%€-33k€-8k▲ 76.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €29k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61k
Fixed assets
€47k▼ 18.2%
Current assets
€15k▲ 375%
Equity and liabilities €61k
Equity
€11k▼ 41.1%
Debt
€50k▲ 21.8%
The debt ratio rises from 68.4% to 81.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€6k▲
2024 · €-19k
Cash flow
€3k▲
2024 · €-23k
Solvency
18.3%▼
2024 · 31.6%
Current ratio
0.30▲
2024 · 0.07
Quick ratio
0.30▲
2024 · 0.07
Debt / equity
4.46▲
2024 · 2.16
ROE
-69.6%▲
2024 · -174.4%
ROA
-12.7%▲
2024 · -55.2%
Interest coverage
1.81▲
2024 · -5.10
Debt
€50k▲
2024 · €41k
Debt ≤ 1 year
€48k▲
2024 · €41k
Income taxes
€250▼
2024 · €282
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€60k€61k▲
Fixed assets21/28€57k€47k▼
Tangible fixed assets22/27€57k€47k▼
Land and buildings22€57k€47k▼
Furniture and vehicles24€0€0=
Current assets29/58€3k€15k▲
Amounts receivable within one year40/41€20€13k▲
Trade receivables40€0€13k▲
Other amounts receivable41€20€0▼
Cash at bank and in hand54/58€1k€919▼
Deferred charges and accrued income490/1€2k€968▼
Equity and liabilities
Total equity and liabilities10/49€60k€61k▲
Equity10/15€19k€11k▼
Contributions10/11€14k€14k=
Outside capital11€14k-
Share premium1100/10€12k-
Other1109/19€2k-
Reserves13€38k€38k=
Non-distributable reserves130/1€38k€38k=
Reserves not available under the articles1311€38k€38k=
Profit (loss) carried forward14€-33k€-41k▼
Amounts payable17/49€41k€50k▲
Amounts payable within one year42/48€41k€48k▲
Trade debts44€10k€697▼
Suppliers440/4€10k€697▼
Taxes, remuneration and social security45€8k€4k▼
Taxes450/3€8k€4k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€23k€44k▲
Accrued charges and deferred income492/3€0€2k▲
Income statement
Code20242025
Turnover70€0-
Goods, raw materials, services and sundry goods60/61€0-
Remuneration, social security and pensions62€365-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Other operating charges640/8€4k€2k▼
Gross operating margin9900€-15k€8k▲
Operating profit (loss)9901€-29k€-4k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€-33k€-8k▲
Income taxes67/77€282€250▼
Profit (loss) for the period9904€-33k€-8k▲
Profit (loss) for the period to be appropriated9905€-33k€-8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-33k€-41k▼
Profit (loss) brought forward from the previous period14P-€-33k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-33k ▼423%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 2 establishment units since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Eugène Ysaye 34053 ChaudfontaineGround area
6,005 m²
Building footprint
1,699 m²
Volume, LiDAR
10,020 m³
2 parcels, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
WINE CONSULT
since 20072.164.934.288
WINE CONSULT
since 20162.299.834.960
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62002D0535/00R002 | Wallonia | 5,114 m² | 1 · 1,559 m² | 8.4 m · 2 fl. |
| 62030B0022/00N003 | Wallonia | 890 m² | 1 · 140 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,497 companies in sector 82990 we hold annual accounts for 9,397. 4,750 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-08-2007
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.