WINE & CO
ActiveSummary
WINE & CO has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €242k and a net result of €75k. Equity is growing by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 69% of 8093 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability97▼-3
Solvency98=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 1.98 against 1.52 in 2023; short-term debt: 26.9% and cash: 30.5% of total assets), and 26.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
43 d early
2022
41 d early
2021
48 d early
2020
40 d early
2019
45 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€242k▲ 25.5%
2023 · €193k
2018: €88k
2019: €106k
2020: €124k
2021: €147k
2022: €168k
2023: €193k
2018 → 2024
Total assets
€331k▲ 25.9%
2023 · €263k
2018: €181k
2019: €174k
2020: €226k
2021: €235k
2022: €241k
2023: €263k
2018 → 2024
Net result
€75k▲ 9.0%
2023 · €68k
2018: €15k
2019: €18k
2020: €18k
2021: €23k
2022: €21k
2023: €68k
2018 → 2024
Working capital
€87k▲ 140%
2023 · €36k
2018: €-11k
2019: €-13k
2020: €40k
2021: €42k
2022: €45k
2023: €36k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€124k-€147k▲ 18.4%€168k▲ 14.1%€193k▲ 15.2%€242k▲ 25.5%
Operating result€31k-€41k▲ 33.2%€34k▼ 18.7%€105k▲ 212%€109k▲ 4.1%
Net result€18k-€23k▲ 28.4%€21k▼ 9.3%€68k▲ 230%€75k▲ 9.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 4% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €331k
Fixed assets
€155k ▼ 1.1%
Current assets
€176k ▲ 65.8%
Equity and liabilities €331k
Equity
€242k ▲ 25.5%
Debt
€89k ▲ 27.2%
Debt's share of the balance-sheet total rises from 26.6% to 26.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€111k▲
2023 · €107k
Cash flow
€76k▲
2023 · €70k
Current ratio
1.98▲
2023 · 1.52
Debt to equity
0.37▲
2023 · 0.36
ROE
30.8%▼
2023 · 35.4%
ROA
22.5%▼
2023 · 26.0%
Interest coverage
67.26▲
2023 · 56.86
Debt ≤ 1 year
€89k▲
2023 · €70k
Income taxes
€36k▲
2023 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet
Code20232024
Assets
Total assets20/58€263k€331k▲
Fixed assets21/28€157k€155k▼
Tangible fixed assets22/27€6k€5k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€0€0=
Financial fixed assets28€150k€150k=
Current assets29/58€106k€176k▲
Amounts receivable within one year40/41€28k€50k▲
Trade receivables40€28k€50k▲
Current investments50/53€50k€25k▼
Cash at bank and in hand54/58€28k€101k▲
Deferred charges and accrued income490/1€311€354▲
Equity and liabilities
Total equity and liabilities10/49€263k€331k▲
Equity10/15€193k€242k▲
Contributions10/11€6k€6k=
Reserves13€174k€223k▲
Distributable reserves133€174k€223k▲
Profit (loss) carried forward14€13k€13k=
Amounts payable17/49€70k€89k▲
Amounts payable within one year42/48€70k€89k▲
Financial debts43€10k€10k▲
Credit institutions430/8€10k€10k▲
Trade debts44€819€1k▲
Suppliers440/4€819€1k▲
Taxes, remuneration and social security45€30k€37k▲
Taxes450/3€30k€37k▲
Other amounts payable47/48€29k€41k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€40€46▲
Gross operating margin9900€107k€111k▲
Operating profit (loss)9901€105k€109k▲
Financial income75/76B-€3k
Recurring financial income75-€3k
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€103k€110k▲
Income taxes67/77€35k€36k▲
Profit (loss) for the period9904€68k€75k▲
Profit (loss) for the period to be appropriated9905€68k€75k▲
Appropriation of the result
Profit (loss) to be appropriated9906€81k€87k▲
Profit (loss) brought forward from the previous period14P€13k€13k=
Transfer from equity791/2€43k€25k▼
Transfer to equity691/2€68k€75k▲
To the legal reserve6920-€75k
To other reserves6921€68k-
Profit to be distributed694/7€43k€25k▼
Return on contributions (dividend)694€43k€25k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €75k ▲9%
Operating result €109k, net result €75k, both a record.
31-12
Financial
Equity above €200kEq €242k ▲25.5%
7 profitable years in a row build equity to €242k.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €168k ▲14.1%
5 profitable years in a row build equity to €168k.
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity quadruplescurrent ratio 2.26
Current ratio from 0.58 to 2.26.
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €106k ▲20.7%
2 profitable years in a row build equity to €106k.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Show earlier events
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 8 days late
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
14-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Notelaarstraat 11730 AsseGround area
1,887 m²
Building footprint
100 m²
Volume, LiDAR
517 m³
Parcel 23006A0272/00E000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Wine & co
since 20122.206.849.275
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23006A0272/00E000 | Flanders | 1,886 m² | 1 · 100 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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CHA - VA INVEST
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,047 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-02-2012
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.