WINDSOR
ActiveWINDSOR has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €655k and a net result of €61k. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 70% of 18173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▼-11
Solvency83▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 2.35 against 2.48 in 2024; short-term debt: 42.1% and cash: 53.5% of total assets), and 42.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.9%
Return on assets
5.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
14 d early
2023
59 d early
2022
26 d early
2021
25 d early
2020
52 d early
2019
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€655k▲ 1.4%
2024 · €646k
2018: €440k
2019: €452k
2020: €425k
2021: €462k
2022: €516k
2023: €585k
2024: €646k
2018 → 2025
Total assets
€1.13M▲ 5.4%
2024 · €1.07M
2018: €906k
2019: €895k
2020: €862k
2021: €886k
2022: €975k
2023: €996k
2024: €1.07M
2018 → 2025
Net result
€61k▼ 15.3%
2024 · €72k
2018: €17k
2019: €12k
2020: €-26k
2021: €36k
2022: €54k
2023: €69k
2024: €72k
2018 → 2025
Working capital
€641k▲ 1.9%
2024 · €629k
2018: €357k
2019: €400k
2020: €377k
2021: €436k
2022: €499k
2023: €572k
2024: €629k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€462k-€516k▲ 11.8%€585k▲ 13.4%€646k▲ 10.4%€655k▲ 1.4%
Operating result€43k-€85k▲ 95.5%€106k▲ 24.5%€103k▼ 2.7%€71k▼ 30.6%
Net result€36k-€54k▲ 49.5%€69k▲ 27.6%€72k▲ 4.1%€61k▼ 15.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 31% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.13M
Fixed assets
€13k▼ 18.5%
Current assets
€1.12M▲ 5.8%
Equity and liabilities €1.13M
Equity
€655k▲ 1.4%
Debt
€475k▲ 11.5%
The debt ratio rises from 39.8% to 42.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€74k▼
2024 · €107k
Cash flow
€64k▼
2024 · €76k
Solvency
57.9%▼
2024 · 60.2%
Current ratio
2.35▼
2024 · 2.48
Quick ratio
1.97▼
2024 · 2.03
Debt / equity
0.73▲
2024 · 0.66
ROE
9.3%▼
2024 · 11.2%
ROA
5.4%▼
2024 · 6.7%
Interest coverage
2.23▼
2024 · 3.29
Debt
€475k▲
2024 · €426k
Debt ≤ 1 year
€475k▲
2024 · €426k
Income taxes
€29k▼
2024 · €35k
Staff costs
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.07M€1.13M▲
Fixed assets21/28€17k€13k▼
Tangible fixed assets22/27€17k€13k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€6k€5k▼
Other tangible fixed assets26€9k€7k▼
Current assets29/58€1.06M€1.12M▲
Amounts receivable after more than one year29-€110k
Other amounts receivable291-€110k
Stocks and contracts in progress3€192k€179k▼
Stocks30/36€192k€179k▼
Amounts receivable within one year40/41€139k€6k▼
Trade receivables40€241€5k▲
Other amounts receivable41€139k€318▼
Current investments50/53€120k€215k▲
Cash at bank and in hand54/58€603k€605k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.07M€1.13M▲
Equity10/15€646k€655k▲
Contributions10/11€19k€19k=
Revaluation surpluses12€5k€0▼
Reserves13€465k€477k▲
Tax-exempt reserves132€173€173=
Distributable reserves133€464k€477k▲
Profit (loss) carried forward14€158k€159k▲
Amounts payable17/49€426k€475k▲
Amounts payable within one year42/48€426k€475k▲
Financial debts43€66€345▲
Credit institutions430/8€66€345▲
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€27k€29k▲
Taxes450/3€27k€29k▲
Other amounts payable47/48€394k€442k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1k€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€8k€8k▲
Gross operating margin9900€116k€84k▼
Operating profit (loss)9901€103k€71k▼
Financial income75/76B€36k€52k▲
Recurring financial income75€36k€52k▲
Financial charges65/66B€33k€33k▲
Recurring financial charges65€33k€33k▲
Profit (loss) for the period before taxes9903€107k€90k▼
Income taxes67/77€35k€29k▼
Profit (loss) for the period9904€72k€61k▼
Profit (loss) for the period to be appropriated9905€72k€61k▼
Appropriation of the result
Profit (loss) to be appropriated9906€230k€219k▼
Profit (loss) brought forward from the previous period14P€158k€158k▲
Transfer from equity791/2€16k€48k▲
Transfer to equity691/2€72k€60k▼
To other reserves6921€72k€60k▼
Profit to be distributed694/7€16k€48k▲
Return on contributions (dividend)694€16k€48k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €72k ▲4.1%
Net result €72k, the highest in the series.
02-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €500kEq €516k ▲11.8%
2 profitable years in a row build equity to €516k.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-26k ▼324%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kattestraat 199300 AalstGround area
186 m²
Building footprint
177 m²
Volume, LiDAR
1,661 m³
Parcel 41002A0405/00A000, Flanders · tallest building 15.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
WINDSOR
since 20072.160.256.118
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41002A0405/00A000 | Flanders | 186 m² | 1 · 177 m² | 15.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,303 EUR awarded · 2,303 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,303 EUR | 2,303 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
699400WKTMVI0LEQM521
Similar companies · same sector, comparable size
VETIX
BE 0452.937.342
Waregem · Eq €655k
LIU JO RETAIL BENELUX
BE 0809.521.022
Antwerpen · Eq €655k
PIERRE - YVES
BE 0421.169.347
Aalst · Eq €655k
AZARO
BE 0472.398.809
Knokke-Heist · Eq €658k
NTS BELGIUM
BE 0809.415.708
Brussel · Eq €660k
Of 6,503 companies in sector 47716 we hold annual accounts for 2,438. 1,332 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-2007
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47715Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.