WindSea
ActiveWindSea has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €-8k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 74% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-80
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 4.61 against 7.07 in 2024; short-term debt: 20.7% and cash: 58.7% of total assets), and 21.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.6%
Return on assets
-21.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
22 d early
2024
31 d early
2023
61 d late
2022
31 d early
2021
34 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€31k▼ 21.3%
2024 · €39k
2021: €21k
2022: €30k
2023: €35k
2024: €39k
2021 → 2025
Total assets
€39k▼ 14.4%
2024 · €46k
2021: €29k
2022: €43k
2023: €42k
2024: €46k
2021 → 2025
Net result
€-8k
2024 · €4k
2021: €19k
2022: €8k
2023: €5k
2024: €4k
2021 → 2025
Working capital
€29k▼ 25.3%
2024 · €39k
2021: €21k
2022: €29k
2023: €35k
2024: €39k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€30k▲ 38.4%€35k▲ 17.7%€39k▲ 12.3%€31k▼ 21.3%
Operating result€27k-€11k▼ 59.3%€7k▼ 31.2%€6k▼ 16.2%€-8k
Net result€19k-€8k▼ 57.6%€5k▼ 36.3%€4k▼ 17.9%€-8k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €6k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39k
Fixed assets
€2k
Current assets
€38k
Equity and liabilities €39k
Equity
€31k▼ 21.3%
Debt
€8k▲ 26.1%
The debt ratio rises from 14.5% to 21.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-8k▼
2024 · €6k
Cash flow
€-8k▼
2024 · €4k
Solvency
78.6%▼
2024 · 85.5%
Current ratio
4.61▼
2024 · 7.07
Quick ratio
4.61▼
2024 · 7.07
Debt / equity
0.27▲
2024 · 0.17
ROE
-27.0%▼
2024 · 11.0%
ROA
-21.2%▼
2024 · 9.4%
Interest coverage
-174.54▼
2024 · 99.18
Debt
€8k▲
2024 · €7k
Debt ≤ 1 year
€8k▲
2024 · €6k
Income taxes
€180▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€46k€39k▼
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Current assets29/58€46k€38k▼
Amounts receivable within one year40/41€13k€9k▼
Trade receivables40€12k€7k▼
Other amounts receivable41€512€2k▲
Cash at bank and in hand54/58€33k€23k▼
Deferred charges and accrued income490/1€145€6k▲
Equity and liabilities
Total equity and liabilities10/49€46k€39k▼
Equity10/15€39k€31k▼
Contributions10/11€2k€2k=
Outside capital11€2k€2k=
Other1109/19€2k€2k=
Profit (loss) carried forward14€37k€29k▼
Amounts payable17/49€7k€8k▲
Amounts payable within one year42/48€6k€8k▲
Trade debts44€533€407▼
Suppliers440/4€533€407▼
Taxes, remuneration and social security45€6k€2k▼
Taxes450/3€6k€2k▼
Other amounts payable47/48-€6k
Accrued charges and deferred income492/3€165€245▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€90€29▼
Other operating charges640/8€166€785▲
Gross operating margin9900€7k€-7k▼
Operating profit (loss)9901€6k€-8k▼
Financial charges65/66B€64€46▼
Recurring financial charges65€64€46▼
Profit (loss) for the period before taxes9903€6k€-8k▼
Income taxes67/77€2k€180▼
Profit (loss) for the period9904€4k€-8k▼
Profit (loss) for the period to be appropriated9905€4k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€29k▼
Profit (loss) brought forward from the previous period14P€33k€37k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-8k ▼294%
Net result drops to €-8k, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 34 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Camille Wollèsstraat 241030 SchaarbeekGround area
191 m²
Building footprint
60 m²
Volume, LiDAR
628 m³
Parcel 21904B0410/00K009, Brussels · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
WindSea
since 20202.309.279.592
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21904B0410/00K009 | Brussels | 191 m² | 1 · 60 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TORQUENT
BE 0830.244.180
Knokke-Heist · Eq €31k
CLAIRBOIS
BE 0466.544.462
Liège · Eq €31k
GRDW
BE 0736.748.751
Laarne · Eq €31k
ELEVENATE
BE 0755.641.282
Antwerpen · Eq €31k
CEMC
BE 1007.997.571
Büllingen · Eq €31k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 34,607 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-11-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.