Windowdesign
ActiveSummary
Windowdesign has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €223,803 and a net result of €55,676. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 81% of 2601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability91▼-7
Solvency98▲+7
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20,000 at 30 days acceptable
Liquidity ample (current ratio 6.24 against 6.47 in 2024; short-term debt: 9.7% and cash: 44.9% of total assets), and 27.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.6%
Return on assets
18.1%
Age of the figures
12 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
28 d early
2022
2 d early
2021
30 d early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€223,803▲ 12.7%
2024 · €198,536
Total assets
€308,162▲ 3.1%
2024 · €298,763
Net result
€55,676▼ 20.1%
2024 · €69,655
Working capital
€157,001▲ 24.0%
2024 · €126,651
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€17,361▼ 61.8%€26,160▲ 50.7%€39,543▲ 51.2%€91,061▲ 130%€72,816▼ 20.0%
Net result€11,756within the sector's middle half▼ 65.3%€18,727within the sector's middle half▲ 59.3%€28,465above the sector's middle half▲ 52.0%€69,655above the sector's middle half▲ 145%€55,676above the sector's middle half▼ 20.1%
Equity€126,715above the sector's middle half▲ 9.8%€145,034above the sector's middle half▲ 14.5%€173,090above the sector's middle half▲ 19.3%€198,536above the sector's middle half▲ 14.7%€223,803above the sector's middle half▲ 12.7%
Total assets€291,081within the sector's middle half▼ 7.3%€265,193within the sector's middle half▼ 8.9%€300,616within the sector's middle half▲ 13.4%€298,763within the sector's middle half▼ 0.6%€308,162within the sector's middle half▲ 3.1%
Debt€164,366▼ 17.3%€120,160▼ 26.9%€127,526▲ 6.1%€100,227▼ 21.4%€84,358▼ 15.8%
Working capital€56,683within the sector's middle half▲ 32.7%€90,353above the sector's middle half▲ 59.4%€97,366above the sector's middle half▲ 7.8%€126,651above the sector's middle half▲ 30.1%€157,001above the sector's middle half▲ 24.0%
Solvency43.5%within the sector's middle half▲ 6.8pp54.7%within the sector's middle half▲ 11.2pp57.6%within the sector's middle half▲ 2.9pp66.5%above the sector's middle half▲ 8.9pp72.6%above the sector's middle half▲ 6.2pp
Current ratio1.99within the sector's middle half▲ 0.333.20above the sector's middle half▲ 1.222.90above the sector's middle half▼ 0.316.47above the sector's middle half▲ 3.576.24above the sector's middle half▼ 0.22
Return on assets (ROA)4.0%within the sector's middle half▼ 6.7pp7.1%within the sector's middle half▲ 3.0pp9.5%within the sector's middle half▲ 2.4pp23.3%above the sector's middle half▲ 13.8pp18.1%above the sector's middle half▼ 5.2pp
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €308,162
Fixed assets
€121,226 ▼ 18.6%
Current assets
€186,936 ▲ 24.8%
Equity and liabilities €308,162
Equity
€223,803 ▲ 12.7%
Debt
€84,358 ▼ 15.8%
Debt's share of the balance-sheet total falls from 33.5% to 27.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€108,583▼
2024 · €135,960
Cash flow
€91,443▼
2024 · €114,553
Debt to equity
0.38▼
2024 · 0.50
ROE
24.9%▼
2024 · 35.1%
Interest coverage
32.53▲
2024 · 31.74
Debt ≤ 1 year
€29,934▲
2024 · €23,171
Debt > 1 year
€54,424▼
2024 · €77,055
Income taxes
€14,212▼
2024 · €17,843
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €20,956 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €44,047 | €45,491 | €41,444 | €44,898 | €35,767 | ▼ 20.3% |
| Other operating charges640/8 | - | €575 | €554 | €820 | €824 | ▲ 0.5% |
| Gross operating margin9900 | €62,098 | €72,226 | €81,541 | €136,780 | €109,407 | ▼ 20.0% |
| Operating profit (loss)9901 | €17,361 | €26,160 | €39,543 | €91,061 | €72,816 | ▼ 20.0% |
| Financial income75/76B | - | €417 | €449 | €719 | €409 | ▼ 43.1% |
| Recurring financial income75 | €409 | €417 | €449 | €719 | €409 | ▼ 43.1% |
| Financial charges65/66B | - | €3,051 | €3,947 | €4,283 | €3,338 | ▼ 22.1% |
| Recurring financial charges65 | €3,767 | €3,051 | €3,947 | €4,283 | €3,338 | ▼ 22.1% |
| Profit (loss) for the period before taxes9903 | €14,003 | €23,526 | €36,045 | €87,498 | €69,887 | ▼ 20.1% |
| Income taxes67/77 | €2,247 | €4,799 | €7,580 | €17,843 | €14,212 | ▼ 20.4% |
| Profit (loss) for the period9904 | €11,756 | €18,727 | €28,465 | €69,655 | €55,676 | ▼ 20.1% |
| Profit (loss) for the period to be appropriated9905 | €11,756 | €18,727 | €28,465 | €69,655 | €55,676 | ▼ 20.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €291,081 | €265,193 | €300,616 | €298,763 | €308,162 | ▲ 3.1% |
| Fixed assets21/28 | €176,919 | €133,850 | €151,911 | €148,941 | €121,226 | ▼ 18.6% |
| Tangible fixed assets22/27 | €176,919 | €133,850 | €151,911 | €148,941 | €121,226 | ▼ 18.6% |
| Land and buildings22 | - | €73,237 | €67,643 | €62,049 | €56,455 | ▼ 9.0% |
| Plant, machinery and equipment23 | - | €55,509 | €30,762 | €22,379 | €13,164 | ▼ 41.2% |
| Furniture and vehicles24 | - | €3,369 | €2,337 | €0 | €23,355 | - |
| Leasing and similar rights25 | - | €1,736 | €51,168 | €64,514 | €28,252 | ▼ 56.2% |
| Current assets29/58 | €114,163 | €131,343 | €148,705 | €149,822 | €186,936 | ▲ 24.8% |
| Amounts receivable within one year40/41 | €46,282 | €66,290 | €71,539 | €46,335 | €33,911 | ▼ 26.8% |
| Trade receivables40 | - | €42,165 | €66,831 | €39,152 | €23,123 | ▼ 40.9% |
| Other amounts receivable41 | - | €24,125 | €4,708 | €7,184 | €10,788 | ▲ 50.2% |
| Cash at bank and in hand54/58 | €67,881 | €65,053 | €77,167 | €103,487 | €138,265 | ▲ 33.6% |
| Deferred charges and accrued income490/1 | - | - | - | - | €14,760 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €291,081 | €265,193 | €300,616 | €298,763 | €308,162 | ▲ 3.1% |
| Equity10/15 | €126,715 | €145,034 | €173,090 | €198,536 | €223,803 | ▲ 12.7% |
| Contributions10/11 | - | €12,400 | €12,400 | €13,240 | €10,024 | ▼ 24.3% |
| Reserves13 | €1,860 | €1,860 | €1,860 | €100,000 | €100,000 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | - | - | - | €100,000 | €100,000 | = |
| Profit (loss) carried forward14 | €105,848 | €124,576 | €153,041 | €79,916 | €108,807 | ▲ 36.2% |
| Investment grants15 | - | €6,198 | €5,789 | €5,381 | €4,972 | ▼ 7.6% |
| Amounts payable17/49 | €164,366 | €120,160 | €127,526 | €100,227 | €84,358 | ▼ 15.8% |
| Amounts payable after more than one year17 | €106,886 | €79,170 | €76,187 | €77,055 | €54,424 | ▼ 29.4% |
| Financial debts170/4 | - | €79,170 | €76,187 | €77,055 | €54,424 | ▼ 29.4% |
| Amounts payable within one year42/48 | €57,480 | €40,990 | €51,339 | €23,171 | €29,934 | ▲ 29.2% |
| Current portion of amounts payable after more than one year42 | - | €29,116 | €28,227 | €16,351 | €11,115 | ▼ 32.0% |
| Trade debts44 | €16,043 | €1,789 | €14,369 | €2,876 | €5,054 | ▲ 75.7% |
| Suppliers440/4 | - | €1,789 | €14,369 | €2,876 | €5,054 | ▲ 75.7% |
| Taxes, remuneration and social security45 | - | €10,035 | €8,743 | €3,934 | €13,496 | ▲ 243% |
| Taxes450/3 | - | €8,035 | €8,743 | €3,934 | €11,496 | ▲ 192% |
| Remuneration and social security454/9 | - | €2,000 | €0 | €0 | €2,000 | - |
| Other amounts payable47/48 | - | €50 | €0 | €10 | €270 | ▲ 2,572% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €11,756 | €18,727 | €28,465 | €69,655 | €55,676 | ▼ 20.1% |
| + Depreciation and write-downs630 | €44,047 | €45,491 | €41,444 | €44,898 | €35,767 | ▼ 20.3% |
| Operating cash flow (approximation) | €55,803 | €64,218 | €69,909 | €114,553 | €91,443 | ▼ 20.2% |
| Investment in fixed assets (approximation) | - | -€2,423 | -€59,504 | -€41,928 | -€8,052 | ▲ 80.8% |
| Change in cash | - | -€2,828 | €12,114 | €26,320 | €34,778 | ▲ 32.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €200,000Eq €223,803 ▲12.7%
7 profitable years in a row build equity to €223,803.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2019net €69,655 ▲145%
Operating result €91,061, net result €69,655, both a record.
30-09
Financial
Liquidity doublescurrent ratio 6.47
Current ratio from 2.90 to 6.47; short-term debt falls from €51,339 to €23,171.
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €150,000Eq €173,090 ▲19.3%
5 profitable years in a row build equity to €173,090.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €11,756 ▼65.3%
Net result drops to €11,756, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €100,000Eq €115,367 ▲39.1%
2 profitable years in a row build equity to €115,367.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 2 establishment units since 2017
Ground area
7,544 m²
Building footprint
5,709 m²
Volume, LiDAR
3,000 m³
2 parcels, Flanders · tallest building 9.4 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
Windowdesign
since 20172.271.770.979
Windowdesign
since 20212.316.720.383
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13050B0068/00F003 | Flanders | 6,458 m² | 1 · 5,649 m² | 9.4 m |
| 12322H0227/00E000 | Flanders | 1,086 m² | 1 · 60 m² | 3.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,876 companies in sector 95314 we hold annual accounts for 847. 687 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-12-2017
Fiscal year end30-09
Activities, NACEBEL 2025
95314Bodywork repair (including spraying and painting)
95313Repair and fitting of specific motor vehicle parts
E-invoicing
Reachable via Peppol
Peppol ID
0208:0686882338
Also
9925:BE0686882338
Registered
31-12-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.