WINDELS GUIDO METAALCONSTRUCTIE
ActiveSummary
WINDELS GUIDO METAALCONSTRUCTIE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €189k and a net result of €29k. Equity is shrinking by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 71% of 1904 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+15
Solvency91=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 3.05 against 2.97 in 2024; short-term debt: 31.9% and cash: 92.8% of total assets), and 33.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.2%
Return on assets
10.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €189k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
84 d early
2023
62 d late
2022
40 d early
2021
31 d early
2020
5 d early
2019
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€189k▲ 18.4%
2024 · €160k
2018: €350k
2019: €345k
2020: €346k
2021: €380k
2022: €127k
2023: €148k
2024: €160k
2018 → 2025
Total assets
€286k▲ 17.7%
2024 · €243k
2018: €417k
2019: €414k
2020: €421k
2021: €449k
2022: €207k
2023: €235k
2024: €243k
2018 → 2025
Net result
€29k▲ 151%
2024 · €12k
2018: €3k
2019: €-5k
2020: €481
2021: €35k
2022: €19k
2023: €22k
2024: €12k
2018 → 2025
Working capital
€187k▲ 23.8%
2024 · €151k
2018: €296k
2019: €285k
2020: €302k
2021: €326k
2022: €89k
2023: €132k
2024: €151k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€380k-€127k▼ 66.7%€148k▲ 17.0%€160k▲ 7.9%€189k▲ 18.4%
Operating result€31k-€22k▼ 30.0%€36k▲ 63.7%€22k▼ 38.7%€47k▲ 114%
Net result€35k-€19k▼ 46.3%€22k▲ 16.1%€12k▼ 45.6%€29k▲ 151%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 114% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €286k
Fixed assets
€8k ▼ 49.0%
Current assets
€278k ▲ 22.2%
Equity and liabilities €286k
Equity
€189k ▲ 18.4%
Debt
€96k ▲ 16.4%
Debt's share of the balance-sheet total falls from 34.1% to 33.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€55k▲
2024 · €28k
Cash flow
€37k▲
2024 · €18k
Current ratio
3.05▲
2024 · 2.97
Quick ratio
3.02▲
2024 · 2.94
Debt to equity
0.51▼
2024 · 0.52
ROE
15.5%▲
2024 · 7.3%
ROA
10.3%▲
2024 · 4.8%
Interest coverage
10.37▲
2024 · 5.04
Debt ≤ 1 year
€91k▲
2024 · €76k
Income taxes
€14k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€243k€286k▲
Fixed assets21/28€15k€8k▼
Tangible fixed assets22/27€15k€8k▼
Plant, machinery and equipment23€9k€6k▼
Furniture and vehicles24€6k€2k▼
Current assets29/58€227k€278k▲
Stocks and contracts in progress3€2k€3k▲
Stocks30/36€2k€3k▲
Amounts receivable within one year40/41€13k€8k▼
Trade receivables40€11k€6k▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€212k€265k▲
Deferred charges and accrued income490/1€575€2k▲
Equity and liabilities
Total equity and liabilities10/49€243k€286k▲
Equity10/15€160k€189k▲
Contributions10/11€22k€22k=
Reserves13€135k€165k▲
Distributable reserves133€135k€165k▲
Profit (loss) carried forward14€2k€2k=
Amounts payable17/49€83k€96k▲
Amounts payable within one year42/48€76k€91k▲
Trade debts44€515€2k▲
Suppliers440/4€515€2k▲
Taxes, remuneration and social security45€5k€8k▲
Taxes450/3€5k€8k▲
Other amounts payable47/48€71k€81k▲
Accrued charges and deferred income492/3€6k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€8k▲
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€3k-
Gross operating margin9900€37k€56k▲
Operating profit (loss)9901€22k€47k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€18k€44k▲
Income taxes67/77€6k€14k▲
Profit (loss) for the period9904€12k€29k▲
Profit (loss) for the period to be appropriated9905€12k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€32k▲
Profit (loss) brought forward from the previous period14P€2k€2k▲
Transfer to equity691/2€12k€29k▲
To other reserves6921€12k€29k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €160k ▲7.9%
5 profitable years in a row build equity to €160k.
01-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 62 days late
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €35k ▲7092%
Net result €35k, the highest in the series.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €481
Net result €481 after one loss-making year.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-5k ▼282%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vleteren · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kallestraat(West) 88640 VleterenGround area
2,801 m²
Building footprint
225 m²
Volume, LiDAR
1,139 m³
Parcel 33031C0001/00K000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kallestraat(West) 8, 8640 Vleteren
since 20012.116.209.111
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33031C0001/00K000 | Flanders | 2,801 m² | 1 · 225 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteVleteren2.116.209.111
Similar companies · same sector, comparable size
KIELE
BE 0831.607.526
Ranst · Eq €188,983
MKM WORKS
BE 0893.518.369
Kinrooi · Eq €188,859
BME Invest
BE 0888.239.094
Torhout · Eq €189,840
EUROWORX PORTS TERMINAL DEPOT SERVICES
BE 0711.743.933
Antwerpen · Eq €190,143
S.D. Metal
BE 0895.326.331
Harelbeke · Eq €187,922
Of 3,464 companies in sector 25530 we hold annual accounts for 1,658. 1,336 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2001
Fiscal year end31-12
Abbreviation NL
WINDELS GUIDO
Activities, NACEBEL 2025
25530Machining of metals
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.