WIND'O
ActiveWIND'O has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.16M and a net result of €-77k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 60% of 627 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14=
Solvency78▲+4
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity tight (current ratio 1.08 against 1.1 in 2024; short-term debt: 46.3% and cash: 0.5% of total assets), and 46.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.4%
Return on assets
-3.5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-77k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
21 d early
2024
57 d early
2023
29 d early
2022
24 d early
2021
4 d early
2020
2 d early
2019
65 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-77k▲ 41.9%
2024 · €-132k
2019: €-148k
2020: €-21k
2021: €-15k
2022: €770
2023: €2k
2024: €-132k
2019 → 2025
Working capital
€79k▼ 38.7%
2024 · €129k
2019: €482k
2020: €642k
2021: €224k
2022: €224k
2023: €230k
2024: €129k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.36M-€1.36M▲ 0.1%€1.37M▲ 0.2%€1.23M▼ 9.7%€1.16M▼ 6.2%
Operating result€-6k-€9k€10k▲ 3.5%€-76k€-50k▲ 34.5%
Net result€-15k-€770€2k▲ 167%€-132k€-77k▲ 41.9%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €50k in 2025 against €76k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.17M
Fixed assets
€1.08M▼ 2.3%
Current assets
€1.08M▼ 22.9%
Equity and liabilities €2.17M
Equity
€1.16M▼ 6.2%
Debt
€1.01M▼ 21.2%
The debt ratio falls from 50.9% to 46.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-8k▼
2024 · €13k
Cash flow
€-34k▲
2024 · €-43k
Solvency
53.4%▲
2024 · 49.1%
Current ratio
1.08▼
2024 · 1.10
Quick ratio
0.60▼
2024 · 0.69
Debt / equity
0.87▼
2024 · 1.04
ROE
-6.6%▲
2024 · -10.7%
ROA
-3.5%▲
2024 · -5.3%
Interest coverage
-0.30▼
2024 · 0.24
Debt
€1.01M▼
2024 · €1.28M
Debt ≤ 1 year
€1.00M▼
2024 · €1.27M
Income taxes
€2k▼
2024 · €3k
Staff costs
€565k▼
2024 · €1.24M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.51M€2.17M▼
Fixed assets21/28€1.11M€1.08M▼
Intangible fixed assets21-€2k
Tangible fixed assets22/27€1.11M€1.08M▼
Land and buildings22€1.02M€1.01M▼
Plant, machinery and equipment23€94k€72k▼
Furniture and vehicles24-€4k
Current assets29/58€1.40M€1.08M▼
Stocks and contracts in progress3€531k€478k▼
Stocks30/36€531k€478k▼
Amounts receivable within one year40/41€847k€583k▼
Trade receivables40€847k€582k▼
Other amounts receivable41-€1k
Cash at bank and in hand54/58€9k€12k▲
Deferred charges and accrued income490/1€16k€9k▼
Equity and liabilities
Total equity and liabilities10/49€2.51M€2.17M▼
Equity10/15€1.23M€1.16M▼
Contributions10/11€198k€198k=
Capital10€198k€198k=
Issued capital100€198k€198k=
Revaluation surpluses12€930k€930k=
Reserves13€4k€4k=
Non-distributable reserves130/1€4k€4k=
Legal reserve130€4k€4k=
Profit (loss) carried forward14€102k€26k▼
Amounts payable17/49€1.28M€1.01M▼
Amounts payable within one year42/48€1.27M€1.00M▼
Current portion of amounts payable after more than one year42€17k€18k▲
Financial debts43€487k€486k▼
Credit institutions430/8€487k€486k▼
Trade debts44€249k€259k▲
Suppliers440/4€249k€259k▲
Taxes, remuneration and social security45€94k€114k▲
Taxes450/3€29k€45k▲
Remuneration and social security454/9€65k€69k▲
Other amounts payable47/48€427k€126k▼
Accrued charges and deferred income492/3€5k€6k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1.24M€565k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€89k€42k▼
Other operating charges640/8€44k€22k▼
Non-recurring operating charges66A€2k-
Gross operating margin9900€1.30M€580k▼
Operating profit (loss)9901€-76k€-50k▲
Financial income75/76B€96€954▲
Recurring financial income75€96€954▲
Financial charges65/66B€53k€25k▼
Recurring financial charges65€53k€25k▼
Profit (loss) for the period before taxes9903€-129k€-74k▲
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€-132k€-77k▲
Profit (loss) for the period to be appropriated9905€-132k€-77k▲
Appropriation of the result
Profit (loss) to be appropriated9906€102k€26k▼
Profit (loss) brought forward from the previous period14P€234k€102k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
31-03
Financial
Highest result since 2019net €2k ▲167%
Operating result €10k, net result €2k, both a record.
2022
07-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €770
Net result €770 after 3 loss-making years.
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 4.12
Current ratio from 1.70 to 4.12; short-term debt falls from €686k to €206k.
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
07-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Hayeffes 21435 Mont-Saint-GuibertGround area
2,730 m²
Building footprint
3,045 m²
Parcel 25068B0596/00N000, Wallonia. Linked by address, not a title deed.
1 establishment unit
WIND'O
since 19902.047.823.616
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25068B0596/00N000 | Wallonia | 2,730 m² | 1 · 3,045 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,236 companies in sector 74140 we hold annual accounts for 353. 136 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-04-1990
Fiscal year end31-12
Activities, NACEBEL
74105Other professional, scientific and technical activities
74140Other specialised design activities
47761Retail sale of flowers, plants, seeds and fertilisers
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.