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WIN-WIN

Active Risk: not assessed
Private limited company (pre-2019)founded 200620 yrs activeBeliestraat 160, 2910 Essen, BelgiumKBO/BCE: BE 0882.452.847
Summary

WIN-WIN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €625,572 and a net result of €29,293. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 85% of 5565 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-03-2026, 130 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
130 d early
2024
127 d early
2023
153 d early
2022
153 d early
2021
164 d early
2020
122 d early
2019
115 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 138 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 11 July 2006, WIN-WIN was incorporated.1 Total assets went from EUR 596,980 in 2018 to EUR 693,042 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€625,572▼ 8.0%
2024 · €679,877
Net result
€29,293▼ 17.9%
2024 · €35,699
Total assets
€693,042▼ 5.1%
2024 · €730,404
Solvency
90.3%▼ 2.8pp
2024 · 93.1%
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€71,465▼ 4.5%€77,638▲ 8.6%€100,542▲ 29.5%€51,950▼ 48.3%€44,578▼ 14.2%
Net result€46,444▼ 4.3%€51,116▲ 10.1%€67,303▲ 31.7%€35,699▼ 47.0%€29,293▼ 17.9%
Equity€558,759▲ 9.1%€609,875▲ 9.1%€644,178▲ 5.6%€679,877▲ 5.5%€625,572▼ 8.0%
Total assets€632,540▲ 3.3%€675,833▲ 6.8%€703,507▲ 4.1%€730,404▲ 3.8%€693,042▼ 5.1%
Debt€73,781▼ 26.4%€65,958▼ 10.6%€59,329▼ 10.0%€50,527▼ 14.8%€67,470▲ 33.5%
Working capital€101,674▲ 74.8%€149,435▲ 47.0%€179,386▲ 20.0%€210,523▲ 17.4%€128,029▼ 39.2%
Solvency88.3%▲ 4.7pp90.2%▲ 1.9pp91.6%▲ 1.3pp93.1%▲ 1.5pp90.3%▼ 2.8pp
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000Operating result 2021: €71,465€71,465Net result 2021: €46,444€46,444Operating result 2022: €77,638€77,638Net result 2022: €51,116€51,116Operating result 2023: €100,542€100,542Net result 2023: €67,303€67,303Operating result 2024: €51,950€51,950Net result 2024: €35,699€35,699Operating result 2025: €44,578€44,578Net result 2025: €29,293€29,29320212022202320242025€0€50,000€100,000Operating result 2023: €100,542€101,000Net result 2023: €67,303€67,300Operating result 2024: €51,950€52,000Net result 2024: €35,699€35,700Operating result 2025: €44,578€44,600Net result 2025: €29,293€29,300202320242025
The operating result has fallen two years in a row; 2025 is 14% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €693,042
Fixed assets €546,140 ▲ 7.8%
Current assets €146,902 ▼ 34.4%
Equity and liabilities €693,042
Equity €625,572 ▼ 8.0%
Debt €67,470 ▲ 33.5%
Debt's share of the balance-sheet total rises from 6.9% to 9.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
ROE
4.7%▼
2024 · 5.3%
ROA
4.2%▼
2024 · 4.9%
Debt ≤ 1 year
€18,873▲
2024 · €13,318
Debt > 1 year
€48,597▲
2024 · €37,210
Income taxes
€13,944▼
2024 · €17,104
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet Code20242025
Assets
Total assets20/58€730,404€693,042▼
Fixed assets21/28€506,564€546,140▲
Tangible fixed assets22/27€97,334€136,911▲
Land and buildings22€97,334€93,717▼
Plant, machinery and equipment23-€2,131
Leasing and similar rights25-€41,062
Financial fixed assets28€409,230€409,230=
Current assets29/58€223,840€146,902▼
Amounts receivable after more than one year29€4,500-
Other amounts receivable291€4,500-
Amounts receivable within one year40/41€53,492€9,249▼
Other amounts receivable41€53,492€9,249▼
Cash at bank and in hand54/58€164,706€137,652▼
Deferred charges and accrued income490/1€1,143-
Equity and liabilities
Total equity and liabilities10/49€730,404€693,042▼
Equity10/15€679,877€625,572▼
Contributions10/11€18,600€18,600=
Reserves13€661,277€606,972▼
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€659,417€605,112▼
Amounts payable17/49€50,527€67,470▲
Amounts payable after more than one year17€37,210€48,597▲
Financial debts170/4€37,210€48,597▲
Amounts payable within one year42/48€13,318€18,873▲
Current portion of amounts payable after more than one year42€8,180€16,576▲
Trade debts44€2,789€1,692▼
Suppliers440/4€2,789€1,692▼
Taxes, remuneration and social security45€2,348-
Taxes450/3€2,348-
Other amounts payable47/48-€605
Income statement Code20242025
Non-recurring operating income76A€2,500€5,000▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,617€12,256▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€5,000-
Other operating charges640/8€2,430€7,103▲
Gross operating margin9900€62,997€63,937▲
Operating profit (loss)9901€51,950€44,578▼
Financial income75/76B€2,666€1,240▼
Recurring financial income75€2,666€1,240▼
Financial charges65/66B€1,813€2,582▲
Recurring financial charges65€1,813€2,582▲
Profit (loss) for the period before taxes9903€52,803€43,236▼
Income taxes67/77€17,104€13,944▼
Profit (loss) for the period9904€35,699€29,293▼
Profit (loss) for the period to be appropriated9905€35,699€29,293▼
Appropriation of the result
Profit (loss) to be appropriated9906€35,699€29,293▼
Transfer from equity791/2-€83,597
Transfer to equity691/2€35,699€29,293▼
To other reserves6921€35,699€29,293▼
Profit to be distributed694/7-€83,597
Return on contributions (dividend)694-€83,597

The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A---€2,500€5,000▲ 100%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,866€4,415€3,617€3,617€12,256▲ 239%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4---€5,000--
Other operating charges640/8-€2,822€2,763€2,430€7,103▲ 192%
Gross operating margin9900€81,890€84,875€106,922€62,997€63,937▲ 1.5%
Operating profit (loss)9901€71,465€77,638€100,542€51,950€44,578▼ 14.2%
Financial income75/76B-€459€1,232€2,666€1,240▼ 53.5%
Recurring financial income75€386€459€1,232€2,666€1,240▼ 53.5%
Financial charges65/66B-€2,036€2,123€1,813€2,582▲ 42.4%
Recurring financial charges65€2,329€2,036€2,123€1,813€2,582▲ 42.4%
Profit (loss) for the period before taxes9903€69,522€76,061€99,651€52,803€43,236▼ 18.1%
Income taxes67/77€23,078€24,945€32,348€17,104€13,944▼ 18.5%
Profit (loss) for the period9904€46,444€51,116€67,303€35,699€29,293▼ 17.9%
Profit (loss) for the period to be appropriated9905€46,444€51,116€67,303€35,699€29,293▼ 17.9%
Line20212022202320242025Change
Assets
Total assets20/58€632,540€675,833€703,507€730,404€693,042▼ 5.1%
Fixed assets21/28€518,214€513,799€510,181€506,564€546,140▲ 7.8%
Tangible fixed assets22/27€108,984€104,569€100,952€97,334€136,911▲ 40.7%
Land and buildings22-€104,569€100,952€97,334€93,717▼ 3.7%
Plant, machinery and equipment23----€2,131-
Leasing and similar rights25----€41,062-
Financial fixed assets28€409,230€409,230€409,230€409,230€409,230=
Current assets29/58€114,326€162,034€193,325€223,840€146,902▼ 34.4%
Amounts receivable after more than one year29-€9,500€9,500€4,500--
Trade receivables290-€5,000€5,000---
Other amounts receivable291-€4,500€4,500€4,500--
Amounts receivable within one year40/41€5,996€7,245€15,068€53,492€9,249▼ 82.7%
Other amounts receivable41-€7,245€15,068€53,492€9,249▼ 82.7%
Cash at bank and in hand54/58€102,106€143,822€168,438€164,706€137,652▼ 16.4%
Deferred charges and accrued income490/1-€1,468€319€1,143--
Equity and liabilities
Total equity and liabilities10/49€632,540€675,833€703,507€730,404€693,042▼ 5.1%
Equity10/15€558,759€609,875€644,178€679,877€625,572▼ 8.0%
Contributions10/11-€18,600€18,600€18,600€18,600=
Reserves13€540,159€591,275€625,578€661,277€606,972▼ 8.2%
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311-€1,860€1,860€1,860€1,860=
Distributable reserves133-€589,415€623,718€659,417€605,112▼ 8.2%
Amounts payable17/49€73,781€65,958€59,329€50,527€67,470▲ 33.5%
Amounts payable after more than one year17€61,128€53,358€45,390€37,210€48,597▲ 30.6%
Financial debts170/4-€53,358€45,390€37,210€48,597▲ 30.6%
Amounts payable within one year42/48€12,652€12,599€13,939€13,318€18,873▲ 41.7%
Current portion of amounts payable after more than one year42-€7,770€7,969€8,180€16,576▲ 103%
Trade debts44€3,438€2,916€3,622€2,789€1,692▼ 39.3%
Suppliers440/4-€2,916€3,622€2,789€1,692▼ 39.3%
Taxes, remuneration and social security45-€1,913€2,348€2,348--
Taxes450/3--€2,348€2,348--
Remuneration and social security454/9-€1,913----
Other amounts payable47/48----€605-
Line20212022202320242025Change
Profit (loss) for the period9904€46,444€51,116€67,303€35,699€29,293▼ 17.9%
+ Depreciation and write-downs630€7,866€4,415€3,617€3,617€12,256▲ 239%
Operating cash flow (approximation)€54,310€55,531€70,920€39,316€41,549▲ 5.7%
Investment in fixed assets (approximation)-€0€0€0-€51,832-
Change in cash-€41,716€24,617-€3,732-€27,054▼ 625%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-03
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Weakest financial yearnet €29,293 ▼17.9%
Net result drops to €29,293, the lowest in the series.
26-03
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-02
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Highest result since 2018net €67,303 ▲31.7%
Operating result €100,542, net result €67,303, both a record.
28-02
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
17-02
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Liquidity triplescurrent ratio 9.04
Current ratio from 3.05 to 9.04; short-term debt falls from €28,371 to €12,652.
31-03
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Equity above €500,000Eq €512,315 ▲10.5%
3 profitable years in a row build equity to €512,315.
07-04
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
20-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
09-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2006
seat establishment The establishment unit on the map
Ground area
487 m²
Building footprint
83 m²
Volume, LiDAR
610 m³
Parcel 11016A0117/00Y002, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Win-Win
Beliestraat 160, 2910 EssenNACE 7011303
since 20062.156.053.345
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11016A0117/00Y002 Flanders 486 m² 1 · 83 m² 10.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of WIN-WIN and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 13,443 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded11-07-2006
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
68202Real estate activities
68203Renting and operating of own or leased non-residential real estate, excluding land
Contact
Phone 03/677 07 77Essen
E-invoicing
Reachable via Peppol
Peppol ID 0208:0882452847
Also 9925:BE0882452847
Registered 17-12-2024

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.