WILVECO
ActiveWILVECO has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.01M and a net result of €202k. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 52% of 8578 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
63
/ 100
Healthy▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-8
Solvency64▲+3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity short (current ratio 0.12 against 0.15 in 2024), and 45.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.6%
Return on assets
5.5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
56 d early
2023
34 d early
2022
41 d early
2021
53 d early
2020
50 d early
2019
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.01M▲ 11.2%
2024 · €1.80M
2018: €780k
2019: €861k
2020: €847k
2021: €1.10M
2022: €1.37M
2023: €1.59M
2024: €1.80M
2018 → 2025
Total assets
€3.67M▼ 0.7%
2024 · €3.70M
2018: €1.47M
2019: €1.57M
2020: €1.89M
2021: €3.79M
2022: €3.79M
2023: €3.75M
2024: €3.70M
2018 → 2025
Net result
€202k▼ 4.2%
2024 · €211k
2018: €107k
2019: €82k
2020: €-15k
2021: €250k
2022: €278k
2023: €219k
2024: €211k
2018 → 2025
Working capital
€-1.15M▼ 6.1%
2024 · €-1.08M
2018: €-543k
2019: €-488k
2020: €-528k
2021: €-1.01M
2022: €-1.00M
2023: €-1.05M
2024: €-1.08M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.10M-€1.37M▲ 25.3%€1.59M▲ 15.9%€1.80M▲ 13.2%€2.01M▲ 11.2%
Operating result€225k-€187k▼ 16.9%€228k▲ 21.7%€290k▲ 27.3%€352k▲ 21.6%
Net result€250k-€278k▲ 11.0%€219k▼ 21.2%€211k▼ 3.6%€202k▼ 4.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 22% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.67M
Fixed assets
€3.51M=
Current assets
€160k▼ 14.2%
Equity and liabilities €3.67M
Equity
€2.01M▲ 11.2%
Debt
€1.67M▼ 12.0%
The debt ratio falls from 51.2% to 45.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€357k▲
2024 · €308k
Cash flow
€207k▼
2024 · €230k
Solvency
54.6%▲
2024 · 48.8%
Current ratio
0.12▼
2024 · 0.15
Quick ratio
0.12▼
2024 · 0.15
Debt / equity
0.83▼
2024 · 1.05
ROE
10.1%▼
2024 · 11.7%
ROA
5.5%▼
2024 · 5.7%
Interest coverage
4.29▲
2024 · 4.04
Debt
€1.67M▼
2024 · €1.90M
Debt ≤ 1 year
€1.31M▲
2024 · €1.27M
Debt > 1 year
€287k▼
2024 · €563k
Income taxes
€68k▲
2024 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.70M€3.67M▼
Fixed assets21/28€3.51M€3.51M=
Tangible fixed assets22/27€11k€12k▲
Plant, machinery and equipment23-€5k
Furniture and vehicles24€3k€1k▼
Other tangible fixed assets26€8k€6k▼
Financial fixed assets28€3.50M€3.50M=
Current assets29/58€187k€160k▼
Amounts receivable within one year40/41€49k€46k▼
Trade receivables40€46k€46k▼
Other amounts receivable41€2k€129▼
Current investments50/53€100k€0▼
Cash at bank and in hand54/58€35k€111k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€3.70M€3.67M▼
Equity10/15€1.80M€2.01M▲
Contributions10/11€390k€390k=
Reserves13€1.41M€1.62M▲
Non-distributable reserves130/1€39k€39k=
Reserves not available under the articles1311€39k€39k=
Distributable reserves133€1.38M€1.58M▲
Amounts payable17/49€1.90M€1.67M▼
Amounts payable after more than one year17€563k€287k▼
Financial debts170/4€563k€287k▼
Amounts payable within one year42/48€1.27M€1.31M▲
Current portion of amounts payable after more than one year42€276k€276k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€4k€5k▲
Other amounts payable47/48€988k€1.03M▲
Accrued charges and deferred income492/3€63k€71k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€4k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€310k€358k▲
Operating profit (loss)9901€290k€352k▲
Financial income75/76B€53k€1k▼
Recurring financial income75€53k€1k▼
Financial charges65/66B€76k€83k▲
Recurring financial charges65€76k€83k▲
Profit (loss) for the period before taxes9903€266k€271k▲
Income taxes67/77€55k€68k▲
Profit (loss) for the period9904€211k€202k▼
Profit (loss) for the period to be appropriated9905€211k€202k▼
Appropriation of the result
Profit (loss) to be appropriated9906€211k€202k▼
Transfer to equity691/2€211k€202k▼
To other reserves6921€211k€202k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €2MEq €2.01M ▲11.2%
5 profitable years in a row build equity to €2.01M.
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €278k ▲11%
Net result €278k, the highest in the series.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €250k
Net result €250k after one loss-making year.
31-12
Financial
Equity above €1MEq €1.10M ▲29.6%
Equity rises from €847k to €1.10M.
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-15k ▼118%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2025
Vera Jans
CurrentDirector · since 01-07-2025
01-07-2025
Appointed as Director
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Winevenstraat 473620 LanakenGround area
1,160 m²
Building footprint
177 m²
Volume, LiDAR
1,204 m³
Parcel 73088A0012/00D000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WILVECO
since 20142.232.149.548
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73088A0012/00D000 | Flanders | 1,160 m² | 1 · 177 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NAUTICON
BE 0881.924.988
Blankenberge · Eq €2.01M
DIJK en DUIN BEHEER
BE 0458.055.081
Herentals · Eq €2.01M
WIM VAN DEN BOSSCHE
BE 0477.403.019
Hasselt · Eq €2.01M
Ge & S
BE 0865.012.643
Dendermonde · Eq €2.01M
ASSET en PROPERTY MANAGEMENT
BE 0453.990.880
Meise · Eq €2.01M
Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 20,065 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-05-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.