WILVAGRO
ActiveWILVAGRO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €333k and a net result of €38k. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 19% of 1721 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability57▲+20
Solvency18▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity short (current ratio 0.85 against 0.83 in 2024), and 83.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.2%
Return on assets
1.8%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 1721 sector peers (2025).
NBB · sector comparisonPosition among 1721 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
on the day
2022
13 d early
2021
24 d late
2020
31 d late
2019
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€333k▲ 12.8%
2024 · €296k
2018: €122k
2019: €30k
2020: €90k
2021: €364k
2022: €288k
2023: €274k
2024: €296k
2018 → 2025
Total assets
€2.06M▼ 2.3%
2024 · €2.11M
2018: €1.54M
2019: €1.74M
2020: €1.52M
2021: €2.07M
2022: €2.53M
2023: €2.30M
2024: €2.11M
2018 → 2025
Net result
€38k▲ 72.0%
2024 · €22k
2018: €3k
2019: €-92k
2020: €60k
2021: €349k
2022: €31k
2023: €21k
2024: €22k
2018 → 2025
Working capital
€-130k▲ 0.8%
2024 · €-131k
2018: €-161k
2019: €-391k
2020: €-196k
2021: €-3k
2022: €-140k
2023: €-195k
2024: €-131k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€364k-€288k▼ 20.9%€274k▼ 4.9%€296k▲ 8.0%€333k▲ 12.8%
Operating result€377k-€53k▼ 86.0%€62k▲ 18.8%€72k▲ 15.3%€99k▲ 37.8%
Net result€349k-€31k▼ 91.0%€21k▼ 32.6%€22k▲ 3.8%€38k▲ 72.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 38% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.06M
Fixed assets
€1.35M▼ 9.5%
Current assets
€712k▲ 15.1%
Equity and liabilities €2.06M
Equity
€333k▲ 12.8%
Debt
€1.73M▼ 4.7%
The debt ratio falls from 86.0% to 83.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€623k▼
2024 · €642k
Cash flow
€562k▼
2024 · €592k
Solvency
16.2%▲
2024 · 14.0%
Current ratio
0.85▲
2024 · 0.83
Quick ratio
0.85▲
2024 · 0.83
Debt / equity
5.18▼
2024 · 6.13
ROE
11.3%▲
2024 · 7.4%
ROA
1.8%▲
2024 · 1.0%
Interest coverage
10.00▼
2024 · 12.62
Debt
€1.73M▼
2024 · €1.81M
Debt ≤ 1 year
€841k▲
2024 · €749k
Debt > 1 year
€885k▼
2024 · €1.06M
Income taxes
€1k▲
2024 · €149
Staff costs
€290k▲
2024 · €190k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.11M€2.06M▼
Fixed assets21/28€1.49M€1.35M▼
Tangible fixed assets22/27€1.49M€1.35M▼
Plant, machinery and equipment23€600k€394k▼
Furniture and vehicles24€305k€238k▼
Leasing and similar rights25€581k€713k▲
Financial fixed assets28€2k€2k=
Current assets29/58€619k€712k▲
Amounts receivable within one year40/41€575k€525k▼
Trade receivables40€552k€490k▼
Other amounts receivable41€23k€34k▲
Cash at bank and in hand54/58€29k€175k▲
Deferred charges and accrued income490/1€15k€12k▼
Equity and liabilities
Total equity and liabilities10/49€2.11M€2.06M▼
Equity10/15€296k€333k▲
Contributions10/11€19k€19k=
Reserves13€277k€315k▲
Tax-exempt reserves132€19k€19k=
Distributable reserves133€258k€296k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€1.81M€1.73M▼
Amounts payable after more than one year17€1.06M€885k▼
Financial debts170/4€1.06M€885k▼
Amounts payable within one year42/48€749k€841k▲
Current portion of amounts payable after more than one year42€455k€516k▲
Financial debts43€125k€125k=
Credit institutions430/8€125k€125k=
Trade debts44€149k€164k▲
Suppliers440/4€149k€164k▲
Taxes, remuneration and social security45€20k€37k▲
Taxes450/3€280€6k▲
Remuneration and social security454/9€20k€31k▲
Other amounts payable47/48€151€182▲
Accrued charges and deferred income492/3€2k€0▼
Income statement
Code20242025
Non-recurring operating income76A€0€70k▲
Remuneration, social security and pensions62€190k€290k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€570k€524k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€835k€915k▲
Operating profit (loss)9901€72k€99k▲
Financial income75/76B€905€2k▲
Recurring financial income75€905€2k▲
Financial charges65/66B€51k€62k▲
Recurring financial charges65€51k€62k▲
Profit (loss) for the period before taxes9903€22k€39k▲
Income taxes67/77€149€1k▲
Profit (loss) for the period9904€22k€38k▲
Profit (loss) for the period to be appropriated9905€22k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€38k▲
Transfer from equity791/2€0-
Transfer to equity691/2€22k€38k▲
To other reserves6921€22k€38k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)90872.73.9▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 24 days late
2021
31-12
Financial
Highest result since 2018net €349k ▲480%
Operating result €377k, net result €349k, both a record.
31-12
Financial
Equity above €200kEq €364k ▲303%
2 profitable years in a row build equity to €364k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Back to profitnet €60k
Net result €60k after one loss-making year.
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 7 days late
2019
31-12
Financial
Weakest financial yearnet €-92k ▼3368%
Net result drops to €-92k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
01-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Callemansputtestraat 209940 EvergemGround area
9,938 m²
Building footprint
200 m²
Volume, LiDAR
457 m³
Parcel 43006A0357/00D000, Flanders · tallest building 7.7 m. Linked by address, not a title deed.
1 establishment unit
WILVAGRO
since 20152.245.052.726
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43006A0357/00D000 | Flanders | 9,938 m² | 1 · 199 m² | 7.7 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 22,896 EUR awarded · 22,826 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,124 EUR | 2,663 EUR |
| 2024 | 1 | 465 EUR | 795 EUR |
| 2023 | 2 | 18,782 EUR | 18,843 EUR |
| 2022 | 1 | 525 EUR | 525 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 4,670 companies in sector 01610 we hold annual accounts for 1,363. 1,109 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-08-2015
Fiscal year end31-12
Activities, NACEBEL
01610Support activities for crop production
81300Landscape service activities
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:willems-luc@skynet.be
Phone:09/344.55.34