WILOI
ActiveSummary
WILOI has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155 and a net result of -€2,845. Its solvency ranks better than 10% of 34,954 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 20-11-2024 Normal situation
- Activity
- Plumbing work NACE 43221and 2 others
- Establishment unit
- 2.366.688.350 3570 Alken, since 20-11-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 19-08-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.3%
- Gross margin
- €4,180
- Turnover
- ≈ €38,000
- estimated
- Loss
- €2,845
- Equity
- €155
- Total assets
- €28,684
- 2025 accounts filed 27 days after the deadline
Score breakdownraises riskFounded in 2024Equity €155 (0.5% of total assets)lowers riskLiquidity: current ratio 0.78, cash €14,047Size: total assets €28,684Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 8% of them on solvency, 43% on liquidity and 24% on profitability.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 27 days after the deadline Filed on 27 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00492197.
Annual accounts 2025 filed on 27-08-2026 at the NBB
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2025 |
|---|---|
| Tangible fixed assets | €52,237 |
| Depreciation and write-downs of the year | €1,341 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,341 |
| Other operating charges640/8 | €1,713 |
| Gross operating margin9900 | €4,180 |
| Operating profit (loss)9901 | €1,125 |
| Financial charges65/66B | €459 |
| Recurring financial charges65 | €459 |
| Profit (loss) for the period before taxes9903 | €666 |
| Income taxes67/77 | €3,511 |
| Profit (loss) for the period9904 | -€2,845 |
| Profit (loss) for the period to be appropriated9905 | -€2,845 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €28,684 | |
| Fixed assets21/28 | €6,357 | |
| Tangible fixed assets22/27 | €6,357 | |
| Land and buildings22 | €366 | |
| Furniture and vehicles24 | €5,991 | |
| Current assets29/58 | €22,326 | |
| Amounts receivable within one year40/41 | €5,660 | |
| Trade receivables40 | €3,196 | |
| Other amounts receivable41 | €2,465 | |
| Cash at bank and in hand54/58 | €14,047 | |
| Deferred charges and accrued income490/1 | €2,619 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €28,684 | |
| Equity10/15 | €155 | |
| Contributions10/11 | €3,000 | |
| Profit (loss) carried forward14 | -€2,845 | |
| Amounts payable17/49 | €28,529 | |
| Amounts payable within one year42/48 | €28,529 | |
| Trade debts44 | €1,516 | |
| Suppliers440/4 | €1,516 | |
| Taxes, remuneration and social security45 | €3,511 | |
| Taxes450/3 | €3,511 | |
| Other amounts payable47/48 | €23,502 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€2,845 |
| + Depreciation and write-downs630 | €1,341 |
| Operating cash flow (approximation) | -€1,504 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 280 companies had the same profile as WILOI has now. Two years later, 95.7% were still going and 1.1% had gone bankrupt.
- Micro
- under 2 years old
- solvency under 10%
- a small loss
That fits the bankruptcy probability of WILOI itself: 1.3% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 280 companies, not a prediction for WILOI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 27-08-2026 | 2026-00492197 |
Board & ownership
Directors
Owners and capital
Shareholders
- LOIX Wim Florent Angèle Joris 100 shares (100%) · €3,000
Capital transactions
- 22-11-2024 Incorporation · €3,000 · 100 shares
Articles of association
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 22-11-2024 (in Dutch)
Network & group
WILOI shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of WILOI. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
22-11
Gazette deed
IncorporationStarting capital €3,000 · Appointment: LOIX Wim Florent Angèle Joris (director) · Founder9 points ▸
- Incorporation, 19-11-2024
- Founder, LOIX Wim Florent Angèle Joris (comparant)
- Other provision, “wettelijke samenwoning”, 14-09-2005 (deed in Dutch)
- Founding capital, €3,000
- Other provision, “DEEL II.STATUTEN, vaststelling statuten” (deed in Dutch)
- Registered office clause, “Vlaamse Gewest, 3570 Alken, Pleinstraat 127” (deed in Dutch)
- Board rule, 1
- Director appointment, LOIX Wim Florent Angèle Joris (director (not named in the articles))
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen die eruit voortvloeien, en alle activiteiten ondernomen in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
13 activities
- Onderneming voor installaties in gebouwen en andere bouwwerken van : loodgieterswerk en sanitaire apparatuur; meer bepaald plaatsing, onderhoud en herstelling van waterontharders, enz …;
- Onderneming voor elektriciteitswerken; advies, plaatsing, aankoop en verkoop (zowel in groot- als in kleinhandel of als tussenpersoon) van alle materialen en aanverwante, nodig om elektrische installaties of aanverwante activiteiten te realiseren - Ingenieursbureau – bureau voor nijverheidsstudies - het leveren, installeren, opstarten en onderhouden van complete automatisatieprojecten - het reviseren, repareren en onderhouden van meet- en regelinstallaties. Het leveren van automatiseringsapparatuur, alsmede de nodige inventieve systemen - De programmering van digitale intelligente systemen;
- Onderneming voor aanleg en onderhoud van tuinen, parken, diverse terreinen; snoeien van bomen en heggen; landschapsverzorging, grondwerken, bouw van wegen (klinkerwerken), plaatsen van omheiningen en dit allemaal in de meest ruime betekenis van de woorden - Onderneming voor tuinarchitectuur;
- Tussenpersoon in de handel, kleinhandel en groothandel van goederen in de meest ruime betekenis;
- Managementsbureau: Onderneming die tussenkomt in het management van bedrijven en holdings. Het tussenkomen in het dagelijks bestuur, het vertegenwoordigen van bedrijven op grond van bezit of controle over het maatschappelijk kapitaal en andere managementsactiviteiten;
- Organisatie van seminaries, opleidingen en cursussen in de meest ruime betekenis;
- Intern of extern consultant;
- Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend en roerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en roerende zakelijke rechten zoals onder meer erfpacht- en opstalrechten, zakelijke rechten op de bedrijfsnaam, de huurfinanciering van onroerende goederen aan derden, het aankopen en verkopen zowel in volle eigendom als in vruchtgebruik en/of blote eigendom, ruilen, doen bouwen, doen verbouwen, onderhouden, verhuren, huren, gratis ter beschikking stellen aan de bestuurders-zaakvoerders en hun gezin, verkavelen, prospecteren en uitbaten van onroerende goederen, de aan- en verkoop, huur en verhuur van roerende goederen betreffende de inrichting en uitrusting van onroerende goederen, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit doel in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen;
- Zakelijke dienstverlening in de meest ruime betekenis van het woord;
- Beheer van (eigen) onroerend goed: de verwerving, de vervreemding, de inleasinggeving, het beheer, de uitbating, de valorisatie, de verkaveling, de ordening, het huren en verhuren, het doen bouwen en het verbouwen van onroerende goederen;
- Het verwerven (op eender welke manier) en/of aanhouden van participaties in bestaande en/of nog op te richten ondernemingen; het beheren, valoriseren, en te gelde maken van deze participaties;
- Het uitoefenen van een bestuurdersmandaat of mandaat van vereffenaar in andere ondernemingen, het verlenen van managementprestaties en het vervullen van interim-management opdrachten, het deelnemen aan het toezicht op ondernemingen;
- Het geven van advies, informatie, bijstand en ondersteuning op administratief, financieel-, organisatorisch-, commercieel-, informatica-, technisch-, productie-, personeels- en strategisch vlak voor zelfstandigen, vennootschappen, bestuurders, verenigingen, openbare bestuursorganen, internationale instellingen, openbare bestuursorganen, internationale instellingen, enz.; het stimuleren, plannen en coördineren van de ontwikkeling van ondernemingen; het uitvoeren van studies op al deze vlakken.
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1016.414.401
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 73302G0664/00L000 | Flanders | 1,027 m² | 1 · 300 m² | 7.2 m · 2 |