WILMAR - PLAN
ActiveWILMAR - PLAN has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.62M and a net result of €27k. Equity is growing by ~25.1% per year across the filed fiscal years. Its solvency ranks better than 47% of 27319 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability8▲+6
Solvency56▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity short (current ratio 0.43 against 0.46 in 2024), and 55.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.9%
Return on assets
0.7%
Age of the figures
17 mo
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 21-11-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
29 d late
2023
30 d late
2021
73 d early
2020
15 d early
2019
4 d late
2018
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close13-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.62M▲ 1.7%
2024 · €1.59M
2018: €404k
2019: €481k
2020: €651k
2021: €1.45M
2023: €1.59M
2024: €1.59M
2018 → 2025
Total assets
€3.61M▼ 0.4%
2024 · €3.62M
2018: €2.61M
2019: €2.42M
2020: €3.09M
2021: €3.57M
2023: €3.80M
2024: €3.62M
2018 → 2025
Net result
€27k▲ 350%
2024 · €6k
2018: €131k
2019: €77k
2020: €170k
2021: €36k
2023: €145k
2024: €6k
2018 → 2025
Working capital
€-620k▼ 11.1%
2024 · €-558k
2018: €114k
2019: €138k
2020: €-310k
2021: €-423k
2023: €-722k
2024: €-558k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€651k-€1.45M▲ 122%€1.59M▲ 9.9%€1.59M▲ 0.4%€1.62M▲ 1.7%
Operating result€281k-€75k▼ 73.5%€274k▲ 267%€89k▼ 67.6%€59k▼ 33.6%
Net result€170k-€36k▼ 79.0%€145k▲ 304%€6k▼ 95.9%€27k▲ 350%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 34% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.61M
Fixed assets
€3.15M▲ 0.1%
Current assets
€461k▼ 4.2%
Equity and liabilities €3.61M
Equity
€1.62M▲ 1.7%
Debt
€1.99M▼ 2.1%
The debt ratio falls from 56.0% to 55.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€164k▼
2024 · €371k
Cash flow
€132k▼
2024 · €288k
Solvency
44.9%▲
2024 · 44.0%
Current ratio
0.43▼
2024 · 0.46
Quick ratio
0.43▼
2024 · 0.46
Debt / equity
1.22▼
2024 · 1.27
ROE
1.6%▲
2024 · 0.4%
ROA
0.7%▲
2024 · 0.2%
Interest coverage
8.05▲
2024 · 4.57
Debt
€1.99M▼
2024 · €2.03M
Debt ≤ 1 year
€1.08M▲
2024 · €1.04M
Debt > 1 year
€777k▼
2024 · €875k
Income taxes
€12k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.62M€3.61M▼
Fixed assets21/28€3.14M€3.15M▲
Tangible fixed assets22/27€3.14M€3.15M▲
Land and buildings22€3.14M€3.14M=
Plant, machinery and equipment23€4k€4k▲
Furniture and vehicles24€862€5k▲
Financial fixed assets28€2k€2k=
Current assets29/58€481k€461k▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€392k€167k▼
Trade receivables40€361k€43k▼
Other amounts receivable41€31k€124k▲
Cash at bank and in hand54/58€80k€283k▲
Deferred charges and accrued income490/1€8k€11k▲
Equity and liabilities
Total equity and liabilities10/49€3.62M€3.61M▼
Equity10/15€1.59M€1.62M▲
Contributions10/11€927k€927k=
Reserves13€481k€481k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€481k€481k=
Profit (loss) carried forward14€187k€213k▲
Amounts payable17/49€2.03M€1.99M▼
Amounts payable after more than one year17€875k€777k▼
Financial debts170/4€874k€776k▼
Other amounts payable178/9€800€800=
Amounts payable within one year42/48€1.04M€1.08M▲
Current portion of amounts payable after more than one year42€98k€196k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€32k€21k▼
Suppliers440/4€32k€21k▼
Taxes, remuneration and social security45€15k€3k▼
Taxes450/3€12k€2k▼
Remuneration and social security454/9€2k€1k▼
Other amounts payable47/48€895k€860k▼
Accrued charges and deferred income492/3€114k€129k▲
Income statement
Code20242025
Non-recurring operating income76A€0€99k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€282k€105k▼
Other operating charges640/8€34k€30k▼
Non-recurring operating charges66A€194k€3k▼
Gross operating margin9900€599k€197k▼
Operating profit (loss)9901€89k€59k▼
Financial income75/76B€856€0▼
Recurring financial income75€856€0▼
Financial charges65/66B€81k€20k▼
Recurring financial charges65€81k€20k▼
Profit (loss) for the period before taxes9903€8k€39k▲
Income taxes67/77€2k€12k▲
Profit (loss) for the period9904€6k€27k▲
Profit (loss) for the period to be appropriated9905€6k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€187k€213k▲
Profit (loss) brought forward from the previous period14P€181k€187k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
21-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2024
29-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
31-03
Financial
Weakest financial yearnet €6k ▼95.9%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2022
19-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €1MEq €1.45M ▲122%
4 profitable years in a row build equity to €1.45M.
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €170k ▲121%
Operating result €281k, net result €170k, both a record.
31-12
Financial
Equity above €500kEq €651k ▲35.4%
3 profitable years in a row build equity to €651k.
04-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
2019
08-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
16-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
09-06
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Raapstraat 639031 GentGround area
1,182 m²
Building footprint
271 m²
Volume, LiDAR
1,181 m³
Parcel 44017D0545/00M000, Flanders · tallest building 7.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Raapstraat 63, 9031 Gent
since 19952.071.155.777
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017D0545/00M000 | Flanders | 1,182 m² | 1 · 271 m² | 7.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6488V4F8KO39I243HH10
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Of 3,937 companies in sector 43331 we hold annual accounts for 1,777. 479 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-1995
Fiscal year end31-03
Activities, NACEBEL
43331Floor and wall tiling
43990Other specialised construction activities
43999Specialised construction activities
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.