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WILMAR - PLAN

Active
Private limited companyfounded 1995active for 31 yearsRaapstraat 63, 9031 Gent, BelgiumKBO/BCE: BE 0454.631.278
Summary

WILMAR - PLAN has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.6m and a net result of €26,679, of which €99,045 non-recurring income. Equity has been growing by about 13% per year since 2019. Its solvency ranks better than 48% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 22-02-1995 Normal situation
Activity
Floor and wall tiling NACE 43331and 1 other
Establishment unit
2.071.155.777 9031 Gent, since 04-04-1995
Financial year end
31 March
Peppol
Reachable since 26-11-2025

Board and ownership

Board
  • Deraedt GeertDirector

Financial position

85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts to 31-03-2025
Gross margin
€197,414
▼ 67.1%
Turnover
≈ €660,000
estimated
Profit
€26,679
▲ 350%
Equity
€1.6m
▲ 1.7%
Total assets
€3.6m
▼ 0.4%
  • 2026 accounts not filed, 1 day past the deadline
Filed on 21-11-2025
Score breakdownraises riskFigures for financial year 2025 (filed on 25-11-2025)Sector: Specialised construction activities (NACE 43)lowers riskSize: total assets €3.6mFounded in 1995Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 48% of small companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 70+1
equity 44.9% of total assets
Liquidity 47+6
short-term debt 30.0% · cash 7.9%
Profitability 70+13
return on assets 0.7%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,649 companies, NACE 43, small)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.3%▲ +0.1 percentage points vs 09-2025 11-2025: 0.4%▲ +0.1 percentage points vs 10-2025highest value 12-2025: 0.1%▼ -0.3 percentage points vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.3%▲ +0.2 percentage points vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €130,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.43 (0.46 in 2024), below 1. Short-term debt is 30% and cash 7.9% of total assets. 55.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small). It does better than 61% of them on solvency, 54% on liquidity, 40% on profitability and 38% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Figures for financial year 2025 (filed on 25-11-2025)
NBB · annual accounts
lowers risk · Size: total assets €3.6m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 1995
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 21 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 21-11-2025, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2026
not filed
2025
21 days late
2024
29 days late
2023
30 days late
2021
73 days early
2020
15 days early
2019
4 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 1 day before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 95% of companies in specialised constructionsector median €57,811 · 34,914 companies €1.6m View
  • Positive: 6 profitable years in a rowprofit 2025: €26,679, mostly one-off 6 years View

Recent changes

  1. · Gazette deed Amendment of the articles
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as WILMAR - PLAN: floor and wall tiling (NACE 43331). They are comparable in size and age: total assets between €1.7m and €5.5m, founded between 1998 and 2005.

CompanyTotal assetsGross margin
WILMAR - PLAN Gent€3.6m€0.2m
BEYENS Wim Kruisem€3.0m€0.3m
BERAT Beringen€4.5m€0.4m
TEIRLINCK - VANDENABEELE Maarkedal€1.7m€0.3m
DIECAPART Kortrijk€2.4m€0.1m
MEY Hasselt€4.5m€0.3m
ZAMEX Halen€5.5m€0.3m
Full comparison

Key facts about WILMAR - PLAN

What is the company number of WILMAR - PLAN?
The company number of WILMAR - PLAN is 0454.631.278. The VAT number is the same number with BE in front: BE 0454.631.278.
Where is WILMAR - PLAN based?
The registered office is at Raapstraat 63, 9031 Gent.Company details
What does WILMAR - PLAN do?
According to the KBO register, the main activity is floor and wall tiling (NACE 43331).
What is the legal form of WILMAR - PLAN?
The legal form of WILMAR - PLAN is Private limited company (BV).
When was WILMAR - PLAN founded?
WILMAR - PLAN was founded on 22-02-1995.
Is WILMAR - PLAN still active?
Yes, WILMAR - PLAN is an active enterprise in the KBO register.
What is the turnover of WILMAR - PLAN?
The turnover in financial year 2025 is ≈ €660,000. This figure is estimated from the gross margin of €197,414 and 62 comparable companies (NACE 433). It probably lies between €460,000 and €980,000.Financials
Is WILMAR - PLAN profitable?
In financial year 2025, WILMAR - PLAN made a profit of €26,679.
Where can I find the annual accounts of WILMAR - PLAN?
WILMAR - PLAN filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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