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WILLY & FILS

Active
Private limited companyfounded 2007active for 19 yearsRue de Bouvy(L.L) 59, 7100 La Louvière, BelgiumKBO/BCE: BE 0892.663.284
Summary

WILLY & FILS has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €413,219 and a net result of €122,463. Equity is growing by about 13% per year across the filed financial years. Its solvency ranks better than 37% of 1,362 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Funeral services
NACE 96301
2nd largest company by total assets in La Louvière, Other services sector2 sites
Size
€2.4mtotal assets 2025
Staff
3.4 FTE
Equity
€413,219
Profit
€122,463
Turnover not published (abbreviated or micro format)
Financial health
86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
2025 accounts 36 days early3 deeds in the Belgian Official Gazette
Why 86raises risk1 of the last 3 lateEquity €413,219 (17.5% of total assets)lowers riskSize: 3.4 FTE, total assets €2.4mFounded in 2007Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 58% of its sector peers (NACE 96, micro)
Financial strength · tick = 2024
Average
Solvency 42+1
equity 17.5% of total assets
Liquidity 60+3
short-term debt 13.2% · cash 9.2%
Profitability 73+27
return on assets 5.2%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,611 companies, NACE 96, micro)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● unchanged vs 11-2024lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.4%▲ +0.1 percentage points vs 08-2025 10-2025: 0.7%▲ +0.3 percentage points vs 09-2025highest value 11-2025: 0.2%▼ -0.5 percentage points vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.5%▲ +0.1 percentage points vs 08-2026 10-2026: 0.3%▼ -0.2 percentage points vs 09-2026
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.1, compared with 1.66 in 2024, below the usual 1.5; short-term debt: 13.2% and cash: 9.2% of total assets), and 82.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 43% on solvency, 64% on liquidity, 54% on profitability and 72% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: 3.4 FTE, total assets €2.4m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2007
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · 1 of the last 3 late
NBB · filings
raises risk · Equity €413,219 (17.5% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
36 days early
2024
62 days late
2023
42 days early
2022
33 days early
2021
32 days early
2020
22 days early
2019
73 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Highest result from 2018 to 2025net €122,463 ▲111%
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: Result rose in 2025from €57,906 to €122,463 ▲ 111% View
  • Positive: 2nd largest company by total assets in La Louvière, Other services sectorin the Checked rankings No. 2 View
  • Positive: 8 profitable years in a rowprofit 2025: €122,463 8 years View

By topic

Financials

Financial year
2025
Total assets
€2.4m
Profit
€122,463
Solvency
17.5%
Go to Financials

Timeline

Events
21
Since
2009
Next accounts
by 31-07-2027
  1. 19-06-2024Annual accounts filed
  2. 28-06-2023Annual accounts filed
  3. 29-06-2022Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Funeral servicesNACE 96301
Founded
09-10-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about WILLY & FILS

What is the company number of WILLY & FILS?
0892.663.284. In Belgium the VAT number is the company number with BE in front: BE 0892.663.284.
Where is WILLY & FILS based?
The registered office is at Rue de Bouvy(L.L) 59, 7100 La Louvière.Company details
What does WILLY & FILS do?
According to the KBO register, the main activity is funeral services (NACE 96301).
What is the legal form of WILLY & FILS?
Private limited company (BV).
When was WILLY & FILS founded?
On 09-10-2007.
Is WILLY & FILS still active?
Yes, WILLY & FILS is an active enterprise in the KBO register.
How many employees does WILLY & FILS have?
On average 3.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of WILLY & FILS?
€463,061 in financial year 2018, according to the filed annual accounts.
Is WILLY & FILS profitable?
In financial year 2025, WILLY & FILS made a profit of €122,463.
Where can I find the annual accounts of WILLY & FILS?
WILLY & FILS filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of WILLY & FILS due?
By 31-07-2027, for financial year 2026.Timeline

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