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WILLY

Active
Private limited companyfounded 20232 yrs activeSpeelhovenstraat 27, 3200 Aarschot, BelgiumKBO/BCE: BE 1002.837.171
Summary

The computed 12-month bankruptcy probability of WILLY is 2.3% (moderate). The 2025 annual accounts show equity of €770,458 and a net result of €29,458. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability73
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €50,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.35; short-term debt: 2.4% and cash: 4.9% of total assets), and 2.4% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
97.6%
Return on assets
3.7%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-02-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
4 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 30 November 2023, WILLY was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€770,458
Total assets
€789,157
Net result
€29,458
Working capital
€44,029

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €789,157
Fixed assets €726,429
Current assets €62,729
Equity and liabilities €789,157
Equity €770,458
Debt €18,699
Debt finances 2.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€65,892
Cash flow
€56,772
Current ratio
3.35
Debt to equity
0.02
ROE
3.8%
ROA
3.7%
Interest coverage
472.34
Debt ≤ 1 year
€18,699
Income taxes
€11,047

Peer companies

Historical observation

Of the 501 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 96% are still going.

  • Small
  • 2 to 5 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.6% went bankrupt
2.8% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 501 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet Code2025
Assets
Total assets20/58€789,157
Fixed assets21/28€726,429
Tangible fixed assets22/27€726,429
Land and buildings22€726,025
Furniture and vehicles24€404
Current assets29/58€62,729
Amounts receivable within one year40/41€23,910
Other amounts receivable41€23,910
Cash at bank and in hand54/58€38,333
Deferred charges and accrued income490/1€486
Equity and liabilities
Total equity and liabilities10/49€789,157
Equity10/15€770,458
Contributions10/11€741,000
Reserves13€29,458
Distributable reserves133€29,458
Amounts payable17/49€18,699
Amounts payable within one year42/48€18,699
Trade debts44€7,652
Suppliers440/4€7,652
Taxes, remuneration and social security45€11,047
Taxes450/3€11,047
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27,314
Other operating charges640/8€899
Gross operating margin9900€66,791
Operating profit (loss)9901€38,578
Financial income75/76B€2,066
Recurring financial income75€2,066
Financial charges65/66B€140
Recurring financial charges65€140
Profit (loss) for the period before taxes9903€40,505
Income taxes67/77€11,047
Profit (loss) for the period9904€29,458
Profit (loss) for the period to be appropriated9905€29,458
Appropriation of the result
Profit (loss) to be appropriated9906€29,458
Transfer to equity691/2€29,458
To other reserves6921€29,458

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27,314
Other operating charges640/8€899
Gross operating margin9900€66,791
Operating profit (loss)9901€38,578
Financial income75/76B€2,066
Recurring financial income75€2,066
Financial charges65/66B€140
Recurring financial charges65€140
Profit (loss) for the period before taxes9903€40,505
Income taxes67/77€11,047
Profit (loss) for the period9904€29,458
Profit (loss) for the period to be appropriated9905€29,458
Line2025
Assets
Total assets20/58€789,157
Fixed assets21/28€726,429
Tangible fixed assets22/27€726,429
Land and buildings22€726,025
Furniture and vehicles24€404
Current assets29/58€62,729
Amounts receivable within one year40/41€23,910
Other amounts receivable41€23,910
Cash at bank and in hand54/58€38,333
Deferred charges and accrued income490/1€486
Equity and liabilities
Total equity and liabilities10/49€789,157
Equity10/15€770,458
Contributions10/11€741,000
Reserves13€29,458
Distributable reserves133€29,458
Amounts payable17/49€18,699
Amounts payable within one year42/48€18,699
Trade debts44€7,652
Suppliers440/4€7,652
Taxes, remuneration and social security45€11,047
Taxes450/3€11,047
Line2025
Profit (loss) for the period9904€29,458
+ Depreciation and write-downs630€27,314
Operating cash flow (approximation)€56,772

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
04-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
3,367 m²
Building footprint
49 m²
Parcel 24001C0115/00F012, Flanders. Linked by address, not a title deed.
1 establishment unit
WILLY
Speelhovenstraat 27, 3200 AarschotConstruction of residential and non-residential buildings
since 20232.352.984.725
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24001C0115/00F012 Flanders 3,367 m² 1 · 49 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded30-11-2023
Fiscal year end30-06
E-invoicing
Reachable via Peppol
Peppol ID 0208:1002837171
Also 9925:BE1002837171
Registered 30-09-2025

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.