Willfinity
ActiveSummary
Willfinity has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€54,222) and a net result of -€31,476. Equity is shrinking by ~140.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.6% (low).
Financials · fiscal year 2025, micro schema
2023 to 2025, 3 fiscal years
The operating result stays negative: a loss of €10,497 in 2025 against €15,293 in 2024; the loss shrinks.
What the company sold each fiscal year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.
Peer companies
Historical observationOf the 1,251 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 97% are still going.
- Small
- 2 to 5 years old
- negative equity
- a small loss
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,471 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,251 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,989 | €22,959 | €27,020 | ▲ 17.7% |
| Other operating charges640/8 | - | - | €2,898 | - |
| Gross operating margin9900 | -€16,128 | €7,666 | €19,421 | ▲ 153% |
| Operating profit (loss)9901 | -€28,117 | -€15,293 | -€10,497 | ▲ 31.4% |
| Financial income75/76B | - | €207 | €398 | ▲ 92.1% |
| Recurring financial income75 | - | €207 | €398 | ▲ 92.1% |
| Financial charges65/66B | €12,137 | €17,406 | €21,268 | ▲ 22.2% |
| Recurring financial charges65 | €12,137 | €17,406 | €21,268 | ▲ 22.2% |
| Profit (loss) for the period before taxes9903 | -€40,254 | -€32,491 | -€31,367 | ▲ 3.5% |
| Income taxes67/77 | - | - | €109 | - |
| Profit (loss) for the period9904 | -€40,254 | -€32,491 | -€31,476 | ▲ 3.1% |
| Profit (loss) for the period to be appropriated9905 | -€40,254 | -€32,491 | -€31,476 | ▲ 3.1% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €623,445 | €923,700 | €897,976 | ▼ 2.8% |
| Fixed assets21/28 | €619,563 | €831,303 | €832,076 | ▲ 0.1% |
| Tangible fixed assets22/27 | €619,563 | €831,303 | €832,076 | ▲ 0.1% |
| Land and buildings22 | €619,563 | €828,924 | €811,024 | ▼ 2.2% |
| Other tangible fixed assets26 | - | €2,379 | €1,752 | ▼ 26.4% |
| Assets under construction and advance payments27 | - | - | €19,300 | - |
| Current assets29/58 | €3,883 | €92,396 | €65,900 | ▼ 28.7% |
| Amounts receivable within one year40/41 | - | €500 | €0 | ▼ 100% |
| Trade receivables40 | - | €500 | €0 | ▼ 100% |
| Current investments50/53 | - | €50,000 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €3,883 | €40,767 | €65,886 | ▲ 61.6% |
| Deferred charges and accrued income490/1 | - | €1,129 | €14 | ▼ 98.8% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €623,445 | €923,700 | €897,976 | ▼ 2.8% |
| Equity10/15 | €9,746 | -€22,745 | -€54,222 | ▼ 138% |
| Contributions10/11 | €50,000 | €50,000 | €50,000 | = |
| Profit (loss) carried forward14 | -€40,254 | -€72,745 | -€104,222 | ▼ 43.3% |
| Amounts payable17/49 | €613,699 | €946,445 | €952,197 | ▲ 0.6% |
| Amounts payable after more than one year17 | €413,132 | €567,730 | €547,911 | ▼ 3.5% |
| Financial debts170/4 | €413,132 | €567,730 | €547,911 | ▼ 3.5% |
| Amounts payable within one year42/48 | €200,568 | €378,715 | €404,287 | ▲ 6.8% |
| Current portion of amounts payable after more than one year42 | €15,162 | €19,106 | €19,819 | ▲ 3.7% |
| Trade debts44 | €406 | €383 | €1,469 | ▲ 284% |
| Suppliers440/4 | €406 | €383 | €1,469 | ▲ 284% |
| Other amounts payable47/48 | €185,000 | €359,226 | €382,998 | ▲ 6.6% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€40,254 | -€32,491 | -€31,476 | ▲ 3.1% |
| + Depreciation and write-downs630 | €11,989 | €22,959 | €27,020 | ▲ 17.7% |
| Operating cash flow (approximation) | -€28,265 | -€9,533 | -€4,457 | ▲ 53.2% |
| Investment in fixed assets (approximation) | - | -€234,699 | -€27,792 | ▲ 88.2% |
| Change in cash | - | €36,884 | €25,120 | ▼ 31.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.