WILAR
ActiveSummary
WILAR has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,326 and a net result of €10,545. Equity is shrinking by ~9% per year across the filed fiscal years. Its solvency ranks better than 75% of 11547 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency98▲+9
Growth32=
Track record94
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 3.04 against 2.8 in 2024; short-term debt: 22.7% and cash: 0.8% of total assets), and 26.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.3%
Return on assets
28.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-05-2026, 80 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
80 d early
2024
77 d early
2023
58 d early
2022
41 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 64 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 May (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€27,326▲ 62.8%
2024 · €16,781
Total assets
€37,268▲ 43.0%
2024 · €26,070
Net result
€10,545
2024 · -€13,407
Working capital
€17,247▲ 3.1%
2024 · €16,732
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€40,203--€2,890-€13,522▼ 368%€12,006
Net result€30,895above the sector's middle half--€3,707within the sector's middle half-€13,407below the sector's middle half▼ 262%€10,545within the sector's middle half
Equity€33,895within the sector's middle half-€30,189within the sector's middle half▼ 10.9%€16,781within the sector's middle half▼ 44.4%€27,326within the sector's middle half▲ 62.8%
Total assets€53,496below the sector's middle half-€44,325below the sector's middle half▼ 17.1%€26,070below the sector's middle half▼ 41.2%€37,268below the sector's middle half▲ 43.0%
Debt€19,601-€14,136▼ 27.9%€9,289▼ 34.3%€9,942▲ 7.0%
Working capital€33,110within the sector's middle half-€30,006within the sector's middle half▼ 9.4%€16,732within the sector's middle half▼ 44.2%€17,247within the sector's middle half▲ 3.1%
Solvency63.4%within the sector's middle half-68.1%within the sector's middle half▲ 4.7pp64.4%within the sector's middle half▼ 3.7pp73.3%above the sector's middle half▲ 9.0pp
Current ratio2.69within the sector's middle half-3.16within the sector's middle half▲ 0.472.80within the sector's middle half▼ 0.363.04within the sector's middle half▲ 0.24
Return on assets (ROA)57.8%above the sector's middle half--8.4%below the sector's middle half▼ 66.1pp-51.4%below the sector's middle half▼ 43.1pp28.3%above the sector's middle half▲ 79.7pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €12,006 after a loss of €13,522 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €37,268
Fixed assets
€11,576 ▲ 23,332%
Current assets
€25,692 ▼ 1.3%
Equity and liabilities €37,268
Equity
€27,326 ▲ 62.8%
Debt
€9,942 ▲ 7.0%
Debt's share of the balance-sheet total falls from 35.6% to 26.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€13,808▲
2024 · -€13,154
Cash flow
€12,346▲
2024 · -€13,039
Debt to equity
0.36▼
2024 · 0.55
ROE
38.6%▲
2024 · -79.9%
Interest coverage
25.78▲
2024 · -33.95
Debt ≤ 1 year
€8,445▼
2024 · €9,289
Debt > 1 year
€1,496
Income taxes
€1,367▲
2024 · €161
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.8%
went bankrupt
2.3%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €1,709 | €60 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €319 | €368 | €368 | €1,801 | ▲ 390% |
| Other operating charges640/8 | €996 | €1,173 | €1,205 | €246 | ▼ 79.6% |
| Gross operating margin9900 | €41,517 | -€1,349 | -€11,949 | €14,053 | ▲ 218% |
| Operating profit (loss)9901 | €40,203 | -€2,890 | -€13,522 | €12,006 | ▲ 189% |
| Financial income75/76B | €336 | €730 | €663 | €441 | ▼ 33.5% |
| Recurring financial income75 | €336 | €730 | €663 | €441 | ▼ 33.5% |
| Financial charges65/66B | €131 | €667 | €387 | €536 | ▲ 38.2% |
| Recurring financial charges65 | €131 | €667 | €387 | €536 | ▲ 38.2% |
| Profit (loss) for the period before taxes9903 | €40,407 | -€2,827 | -€13,247 | €11,912 | ▲ 190% |
| Income taxes67/77 | €9,512 | €880 | €161 | €1,367 | ▲ 751% |
| Profit (loss) for the period9904 | €30,895 | -€3,707 | -€13,407 | €10,545 | ▲ 179% |
| Profit (loss) for the period to be appropriated9905 | €30,895 | -€3,707 | -€13,407 | €10,545 | ▲ 179% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €53,496 | €44,325 | €26,070 | €37,268 | ▲ 43.0% |
| Fixed assets21/28 | €785 | €417 | €49 | €11,576 | ▲ 23,332% |
| Tangible fixed assets22/27 | €785 | €417 | €49 | €11,576 | ▲ 23,332% |
| Furniture and vehicles24 | €785 | €417 | €49 | €11,576 | ▲ 23,332% |
| Current assets29/58 | €52,711 | €43,907 | €26,021 | €25,692 | ▼ 1.3% |
| Amounts receivable within one year40/41 | €9,740 | €38,830 | €17,399 | €24,765 | ▲ 42.3% |
| Trade receivables40 | - | €14,968 | €8,960 | €6,709 | ▼ 25.1% |
| Other amounts receivable41 | €9,740 | €23,862 | €8,438 | €18,056 | ▲ 114% |
| Cash at bank and in hand54/58 | €42,970 | €5,078 | €1,622 | €300 | ▼ 81.5% |
| Deferred charges and accrued income490/1 | - | - | €7,000 | €627 | ▼ 91.0% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €53,496 | €44,325 | €26,070 | €37,268 | ▲ 43.0% |
| Equity10/15 | €33,895 | €30,189 | €16,781 | €27,326 | ▲ 62.8% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €30,895 | €27,189 | €13,781 | €24,326 | ▲ 76.5% |
| Amounts payable17/49 | €19,601 | €14,136 | €9,289 | €9,942 | ▲ 7.0% |
| Amounts payable after more than one year17 | - | - | - | €1,496 | - |
| Financial debts170/4 | - | - | - | €1,496 | - |
| Amounts payable within one year42/48 | €19,601 | €13,901 | €9,289 | €8,445 | ▼ 9.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | €1,707 | - |
| Financial debts43 | €6,644 | €6,632 | €2,509 | €0 | ▼ 100% |
| Credit institutions430/8 | €6,644 | €6,632 | €2,509 | €0 | ▼ 100% |
| Trade debts44 | €2,292 | €2,185 | €2,981 | €4,119 | ▲ 38.2% |
| Suppliers440/4 | €2,292 | €2,185 | €2,981 | €4,119 | ▲ 38.2% |
| Advances received on contracts in progress46 | €933 | - | - | - | - |
| Taxes, remuneration and social security45 | €9,732 | €5,084 | €3,799 | €2,619 | ▼ 31.1% |
| Taxes450/3 | €7,421 | €2,770 | €1,403 | €0 | ▼ 100% |
| Remuneration and social security454/9 | €2,311 | €2,314 | €2,397 | €2,619 | ▲ 9.3% |
| Accrued charges and deferred income492/3 | - | €235 | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €30,895 | -€3,707 | -€13,407 | €10,545 | ▲ 179% |
| + Depreciation and write-downs630 | €319 | €368 | €368 | €1,801 | ▲ 390% |
| Operating cash flow (approximation) | €31,214 | -€3,339 | -€13,039 | €12,346 | ▲ 195% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€13,328 | - |
| Change in cash | - | -€37,893 | -€3,456 | -€1,321 | ▲ 61.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €10,545
Net result €10,545 after 2 loss-making years.
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€13,407
Net result drops to -€13,407, the lowest in the series; recovery starts the following year.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2022
Ground area
723 m²
Building footprint
161 m²
Volume, LiDAR
637 m³
Parcel 71443E0104/00D000, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
WILAR
since 20222.327.113.043
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71443E0104/00D000 | Flanders | 723 m² | 1 · 161 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,138 companies in sector 46190 we hold annual accounts for 2,574. 1,763 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
70100Activities of head offices
70200Business and other management consultancy
74999Other professional, scientific and technical activities
82990Other business support services
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID
0208:0780433393
Also
9925:BE0780433393
Registered
29-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.