WIERZ
ActiveSummary
WIERZ has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42,980 and a net result of €8,583. Equity is growing by ~68.5% per year across the filed fiscal years. Its solvency ranks better than 75% of 18458 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▼-28
Solvency89▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 2.1 against 1.5 in 2024; short-term debt: 35.7% and cash: 29% of total assets), and 35.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.3%
Return on assets
12.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
40 d early
2024
39 d early
2023
44 d early
2022
43 d early
2021
42 d early
2020
41 d early
2019
39 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 41 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€42,980▲ 25.0%
2024 · €34,397
Total assets
€66,812▲ 1.2%
2024 · €66,044
Net result
€8,583▼ 52.9%
2024 · €18,219
Working capital
€26,216▲ 64.2%
2024 · €15,969
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€4,750▼ 47.3%€8,816▲ 85.6%€15,103▲ 71.3%€19,816▲ 31.2%€11,547▼ 41.7%
Net result€9,524▼ 25.2%€10,046▲ 5.5%€14,617▲ 45.5%€18,219▲ 24.6%€8,583▼ 52.9%
Equity-€8,486▲ 52.9%€1,561€16,178▲ 936%€34,397▲ 113%€42,980▲ 25.0%
Total assets€54,347▲ 18.7%€55,021▲ 1.2%€59,265▲ 7.7%€66,044▲ 11.4%€66,812▲ 1.2%
Debt€62,833▼ 1.5%€53,460▼ 14.9%€43,087▼ 19.4%€31,647▼ 26.6%€23,832▼ 24.7%
Working capital-€25,852▲ 15.3%-€16,928▲ 34.5%-€4,175▲ 75.3%€15,969€26,216▲ 64.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66,812
Fixed assets
€16,764 ▼ 9.0%
Current assets
€50,048 ▲ 5.1%
Equity and liabilities €66,812
Equity
€42,980 ▲ 25.0%
Debt
€23,832 ▼ 24.7%
Debt's share of the balance-sheet total falls from 47.9% to 35.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13,210▼
2024 · €21,741
Cash flow
€10,246▼
2024 · €20,144
Current ratio
2.10▲
2024 · 1.50
Quick ratio
0.88▲
2024 · 0.57
Debt to equity
0.55▼
2024 · 0.92
ROE
20.0%▼
2024 · 53.0%
ROA
12.8%▼
2024 · 27.6%
Interest coverage
4.45▼
2024 · 13.61
Debt ≤ 1 year
€23,832▼
2024 · €31,647
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €767 | €1,577 | €1,925 | €1,663 | ▼ 13.6% |
| Other operating charges640/8 | - | €6,527 | €2,540 | €2,974 | €3,082 | ▲ 3.6% |
| Gross operating margin9900 | €7,144 | €16,110 | €19,220 | €24,715 | €16,292 | ▼ 34.1% |
| Operating profit (loss)9901 | €4,750 | €8,816 | €15,103 | €19,816 | €11,547 | ▼ 41.7% |
| Financial income75/76B | - | €1,655 | - | - | €3 | - |
| Recurring financial income75 | - | €155 | - | - | €3 | - |
| Non-recurring financial income76B | - | €1,500 | - | - | - | - |
| Financial charges65/66B | - | €425 | €486 | €1,597 | €2,967 | ▲ 85.8% |
| Recurring financial charges65 | €226 | €425 | €486 | €1,597 | €2,967 | ▲ 85.8% |
| Profit (loss) for the period before taxes9903 | €9,524 | €10,046 | €14,617 | €18,219 | €8,583 | ▼ 52.9% |
| Profit (loss) for the period9904 | €9,524 | €10,046 | €14,617 | €18,219 | €8,583 | ▼ 52.9% |
| Profit (loss) for the period to be appropriated9905 | €9,524 | €10,046 | €14,617 | €18,219 | €8,583 | ▼ 52.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €54,347 | €55,021 | €59,265 | €66,044 | €66,812 | ▲ 1.2% |
| Fixed assets21/28 | €17,366 | €18,489 | €20,353 | €18,428 | €16,764 | ▼ 9.0% |
| Tangible fixed assets22/27 | €17,331 | €18,454 | €20,318 | €18,393 | €16,729 | ▼ 9.0% |
| Land and buildings22 | - | €18,454 | €16,321 | €15,817 | €15,312 | ▼ 3.2% |
| Plant, machinery and equipment23 | - | - | €3,997 | €2,576 | €1,418 | ▼ 45.0% |
| Financial fixed assets28 | €35 | €35 | €35 | €35 | €35 | = |
| Current assets29/58 | €36,981 | €36,532 | €38,912 | €47,616 | €50,048 | ▲ 5.1% |
| Stocks and contracts in progress3 | €28,063 | €28,559 | €33,725 | €29,571 | €29,074 | ▼ 1.7% |
| Stocks30/36 | - | €28,559 | €33,725 | €29,571 | €29,074 | ▼ 1.7% |
| Amounts receivable within one year40/41 | €605 | €864 | €1,210 | €1,045 | €605 | ▼ 42.1% |
| Trade receivables40 | - | €605 | €1,210 | €1,045 | €605 | ▼ 42.1% |
| Other amounts receivable41 | - | €259 | €0 | - | - | - |
| Cash at bank and in hand54/58 | €7,769 | €6,542 | €3,370 | €16,127 | €19,360 | ▲ 20.0% |
| Deferred charges and accrued income490/1 | - | €567 | €607 | €873 | €1,008 | ▲ 15.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €54,347 | €55,021 | €59,265 | €66,044 | €66,812 | ▲ 1.2% |
| Equity10/15 | -€8,486 | €1,561 | €16,178 | €34,397 | €42,980 | ▲ 25.0% |
| Contributions10/11 | - | €48,347 | €48,347 | €48,347 | €48,347 | = |
| Reserves13 | €2,975 | €2,975 | €2,975 | €2,975 | €2,975 | = |
| Non-distributable reserves130/1 | - | €2,975 | €2,975 | €2,975 | €2,975 | = |
| Reserves not available under the articles1311 | - | €2,975 | €2,975 | €2,975 | €2,975 | = |
| Profit (loss) carried forward14 | -€59,808 | -€49,761 | -€35,144 | -€16,925 | -€8,342 | ▲ 50.7% |
| Amounts payable17/49 | €62,833 | €53,460 | €43,087 | €31,647 | €23,832 | ▼ 24.7% |
| Amounts payable within one year42/48 | €62,833 | €53,460 | €43,087 | €31,647 | €23,832 | ▼ 24.7% |
| Trade debts44 | €1,179 | €683 | €751 | €2,129 | €1,829 | ▼ 14.1% |
| Suppliers440/4 | - | €683 | €751 | €2,129 | €1,829 | ▼ 14.1% |
| Taxes, remuneration and social security45 | - | €668 | €1,822 | €1,337 | €403 | ▼ 69.9% |
| Taxes450/3 | - | €668 | €1,822 | €1,337 | €403 | ▼ 69.9% |
| Other amounts payable47/48 | - | €52,109 | €40,514 | €28,181 | €21,601 | ▼ 23.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,524 | €10,046 | €14,617 | €18,219 | €8,583 | ▼ 52.9% |
| + Depreciation and write-downs630 | - | €767 | €1,577 | €1,925 | €1,663 | ▼ 13.6% |
| Operating cash flow (approximation) | €9,524 | €10,813 | €16,194 | €20,144 | €10,246 | ▼ 49.1% |
| Investment in fixed assets (approximation) | - | -€1,890 | -€3,441 | €0 | €1 | - |
| Change in cash | - | -€1,227 | -€3,172 | €12,757 | €3,233 | ▼ 74.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
23-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2019net €18,219 ▲24.6%
Operating result €19,816, net result €18,219, both a record.
2023
18-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
23-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
03-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
15-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
13-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2009
Ground area
145 m²
Building footprint
100 m²
Volume, LiDAR
1,422 m³
Parcel 21910E0178/00N007, Brussels · tallest building 18.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Gallaitstraat 93, 1030 Schaarbeek
since 20092.175.182.834
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21910E0178/00N007 | Brussels | 145 m² | 1 · 100 m² | 18.5 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,215 companies in sector 47711 we hold annual accounts for 888. 680 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-09-2008
Fiscal year end30-06
Activities, NACEBEL 2025
47711Retail sale of women's outerwear
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
47789Other retail sale of new goods
E-invoicing
Reachable via Peppol
Peppol ID
0208:0806354466
Registered
02-12-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.