WIERA
ActiveWIERA has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.64M and a net result of €220k. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 265 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▼-56
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €230k at 30 days acceptable
Liquidity ample (current ratio 64.97 against 18.5 in 2024), and 1.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.6%
Return on assets
8.2%
Age of the figures
8 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Sector 23
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
13 d late
2023
29 d late
2022
31 d late
2021
29 d late
2020
18 d late
2019
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.64M▲ 9.1%
2024 · €2.42M
2018: €918k
2019: €1.23M
2020: €1.45M
2021: €1.52M
2022: €1.64M
2023: €1.94M
2024: €2.42M
2018 → 2025
Total assets
€2.67M▲ 5.4%
2024 · €2.54M
2018: €1.49M
2019: €1.71M
2020: €1.79M
2021: €1.95M
2022: €2.21M
2023: €2.12M
2024: €2.54M
2018 → 2025
Net result
€220k▼ 53.6%
2024 · €473k
2018: €268k
2019: €318k
2020: €218k
2021: €230k
2022: €341k
2023: €306k
2024: €473k
2018 → 2025
Working capital
€2.39M▲ 13.3%
2024 · €2.11M
2018: €846k
2019: €759k
2020: €1.06M
2021: €1.21M
2022: €1.43M
2023: €1.84M
2024: €2.11M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.52M-€1.64M▲ 7.7%€1.94M▲ 18.5%€2.42M▲ 24.3%€2.64M▲ 9.1%
Operating result€314k-€480k▲ 53.0%€440k▼ 8.3%€654k▲ 48.6%€315k▼ 51.9%
Net result€230k-€341k▲ 48.1%€306k▼ 10.3%€473k▲ 54.9%€220k▼ 53.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.67M
Fixed assets
€246k▼ 19.7%
Current assets
€2.43M▲ 8.8%
Equity and liabilities €2.67M
Equity
€2.64M▲ 9.1%
Debt
€37k▼ 69.0%
The debt ratio falls from 4.8% to 1.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€389k▼
2024 · €703k
Cash flow
€294k▼
2024 · €523k
Solvency
98.6%▲
2024 · 95.2%
Current ratio
64.97▲
2024 · 18.50
Quick ratio
60.06▲
2024 · 17.59
Debt / equity
0.01▼
2024 · 0.05
ROE
8.3%▼
2024 · 19.6%
ROA
8.2%▼
2024 · 18.7%
Interest coverage
558.41▼
2024 · 3044.97
Debt
€37k▼
2024 · €121k
Debt ≤ 1 year
€37k▼
2024 · €121k
Income taxes
€98k▼
2024 · €209k
Staff costs
€300k▼
2024 · €317k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.54M€2.67M▲
Fixed assets21/28€306k€246k▼
Intangible fixed assets21€9k€9k=
Tangible fixed assets22/27€297k€237k▼
Land and buildings22€30k€29k▼
Plant, machinery and equipment23€172k€133k▼
Furniture and vehicles24€96k€75k▼
Current assets29/58€2.23M€2.43M▲
Stocks and contracts in progress3€109k€183k▲
Stocks30/36€83k€112k▲
Contracts in progress37€26k€72k▲
Amounts receivable within one year40/41€276k€142k▼
Trade receivables40€232k€98k▼
Other amounts receivable41€44k€43k▼
Current investments50/53€452k€452k=
Cash at bank and in hand54/58€1.39M€1.65M▲
Deferred charges and accrued income490/1€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€2.54M€2.67M▲
Equity10/15€2.42M€2.64M▲
Contributions10/11€25k€25k=
Reserves13€2.39M€2.61M▲
Non-distributable reserves130/1€4k€4k=
Other1319€4k€4k=
Distributable reserves133€2.39M€2.61M▲
Amounts payable17/49€121k€37k▼
Amounts payable within one year42/48€121k€37k▼
Trade debts44€21k€19k▼
Suppliers440/4€21k€19k▼
Taxes, remuneration and social security45€10k€10k=
Remuneration and social security454/9€10k€10k=
Other amounts payable47/48€90k€8k▼
Income statement
Code20242025
Remuneration, social security and pensions62€317k€300k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€74k▲
Other operating charges640/8€5k€3k▼
Gross operating margin9900€1.03M€691k▼
Operating profit (loss)9901€654k€315k▼
Financial income75/76B€28k€4k▼
Recurring financial income75€3k€4k▲
Non-recurring financial income76B€25k-
Financial charges65/66B€231€696▲
Recurring financial charges65€231€696▲
Profit (loss) for the period before taxes9903€682k€318k▼
Income taxes67/77€209k€98k▼
Profit (loss) for the period9904€473k€220k▼
Profit (loss) for the period to be appropriated9905€473k€220k▼
Appropriation of the result
Profit (loss) to be appropriated9906€473k€220k▼
Transfer from equity791/2€2k-
Transfer to equity691/2€473k€220k▼
To other reserves6921€473k€220k▼
Profit to be distributed694/7€2k-
Return on contributions (dividend)694€2k-
Social balance
Average headcount (FTE)90875.04.0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 14 days late
2025
31-12
Financial
Liquidity quadruplescurrent ratio 64.97
Current ratio from 18.50 to 64.97; short-term debt falls from €121k to €37k.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 13 days late
2024
31-12
Financial
Highest result since 2018net €473k ▲54.9%
Operating result €654k, net result €473k, both a record.
31-12
Financial
Equity above €2MEq €2.42M ▲24.3%
7 profitable years in a row build equity to €2.42M.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 11.38
Current ratio from 3.52 to 11.38; short-term debt falls from €567k to €177k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 18 days late
2020
31-12
Financial
Weakest financial yearnet €218k ▼31.4%
Net result drops to €218k, the lowest in the series; recovery starts the following year.
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 7 days late
2019
31-12
Financial
Equity above €1MEq €1.23M ▲34.5%
2 profitable years in a row build equity to €1.23M.
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Krekelstraat 139100 Sint-NiklaasGround area
2,014 m²
Building footprint
473 m²
Volume, LiDAR
2,317 m³
2 parcels, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WIERA BVBA
since 19902.047.885.279
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46446F0448/00M004 | Flanders | 1,358 m² | 1 · 364 m² | 8.0 m · 2 fl. |
| 46446A0455/00L000 | Flanders | 656 m² | 1 · 108 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 736 companies in sector 23700 we hold annual accounts for 489. 231 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-1990
Fiscal year end31-12
Activities, NACEBEL
23700Cutting, shaping and finishing of stone
26700
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.