WICKO
ActiveSummary
WICKO has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €470k and a net result of €97k. Equity is growing by ~19.5% per year across the filed fiscal years. Its solvency ranks better than 41% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+3
Solvency64▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 4.35 against 4.02 in 2024; short-term debt: 7.8% and cash: 27.1% of total assets), but 60.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.5%
Return on assets
8.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
40 d late
2023
31 d late
2022
59 d late
2021
52 d early
2020
33 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€470k▲ 9.8%
2024 · €428k
2018: €84k
2019: €139k
2020: €181k
2021: €247k
2022: €344k
2023: €405k
2024: €428k
2018 → 2025
Total assets
€1.19M▼ 1.4%
2024 · €1.21M
2018: €101k
2019: €179k
2020: €1.20M
2021: €1.23M
2022: €1.26M
2023: €1.26M
2024: €1.21M
2018 → 2025
Net result
€97k▲ 40.5%
2024 · €69k
2018: €45k
2019: €56k
2020: €43k
2021: €67k
2022: €98k
2023: €61k
2024: €69k
2018 → 2025
Working capital
€313k▲ 12.4%
2024 · €279k
2018: €58k
2019: €83k
2020: €58k
2021: €137k
2022: €231k
2023: €267k
2024: €279k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€247k-€344k▲ 39.4%€405k▲ 17.6%€428k▲ 5.8%€470k▲ 9.8%
Operating result€105k-€149k▲ 42.6%€98k▼ 34.4%€96k▼ 1.7%€131k▲ 36.2%
Net result€67k-€98k▲ 47.0%€61k▼ 37.5%€69k▲ 13.2%€97k▲ 40.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 36% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.19M
Fixed assets
€783k ▼ 6.2%
Current assets
€407k ▲ 9.6%
Equity and liabilities €1.19M
Equity
€470k ▲ 9.8%
Debt
€720k ▼ 7.5%
Debt's share of the balance-sheet total falls from 64.5% to 60.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€184k▲
2024 · €149k
Cash flow
€150k▲
2024 · €122k
Current ratio
4.35▲
2024 · 4.02
Debt to equity
1.53▼
2024 · 1.82
ROE
20.7%▲
2024 · 16.2%
ROA
8.2%▲
2024 · 5.7%
Interest coverage
22.39▲
2024 · 14.18
Debt ≤ 1 year
€93k▲
2024 · €92k
Debt > 1 year
€627k▼
2024 · €686k
Income taxes
€36k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.21M€1.19M▼
Fixed assets21/28€836k€783k▼
Tangible fixed assets22/27€833k€781k▼
Land and buildings22€817k€766k▼
Plant, machinery and equipment23-€675
Furniture and vehicles24€1k€938▼
Other tangible fixed assets26€15k€14k▼
Financial fixed assets28€2k€2k=
Current assets29/58€371k€407k▲
Amounts receivable after more than one year29€16k€15k▼
Other amounts receivable291€16k€15k▼
Amounts receivable within one year40/41€204k€68k▼
Trade receivables40€11k€13k▲
Other amounts receivable41€193k€55k▼
Cash at bank and in hand54/58€151k€323k▲
Deferred charges and accrued income490/1-€653
Equity and liabilities
Total equity and liabilities10/49€1.21M€1.19M▼
Equity10/15€428k€470k▲
Contributions10/11€6k€6k=
Reserves13€422k€464k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€420k€462k▲
Amounts payable17/49€779k€720k▼
Amounts payable after more than one year17€686k€627k▼
Financial debts170/4€686k€627k▼
Amounts payable within one year42/48€92k€93k▲
Current portion of amounts payable after more than one year42€69k€65k▼
Trade debts44€967€89▼
Suppliers440/4€967€89▼
Taxes, remuneration and social security45€21k€28k▲
Taxes450/3€21k€28k▲
Other amounts payable47/48€833€833=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€53k▲
Other operating charges640/8€6k€6k▲
Gross operating margin9900€155k€190k▲
Operating profit (loss)9901€96k€131k▲
Financial income75/76B€10k€10k▲
Recurring financial income75€10k€8k▼
Non-recurring financial income76B-€3k
Financial charges65/66B€11k€8k▼
Recurring financial charges65€11k€8k▼
Profit (loss) for the period before taxes9903€95k€133k▲
Income taxes67/77€26k€36k▲
Profit (loss) for the period9904€69k€97k▲
Profit (loss) for the period to be appropriated9905€69k€97k▲
Appropriation of the result
Profit (loss) to be appropriated9906€69k€97k▲
Transfer from equity791/2€45k€55k▲
Transfer to equity691/2€69k€97k▲
To other reserves6921€69k€97k▲
Profit to be distributed694/7€46k€56k▲
Return on contributions (dividend)694€46k€56k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 40 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
31-12
Financial
Highest result since 2018net €98k ▲47%
Operating result €149k, net result €98k, both a record.
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €200kEq €247k ▲36.3%
4 profitable years in a row build equity to €247k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €43k ▼22.2%
Net result drops to €43k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €181k ▲30.4%
3 profitable years in a row build equity to €181k.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €100kEq €139k ▲65.1%
2 profitable years in a row build equity to €139k.
Show earlier events
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 37 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lobelialaan 312950 KapellenGround area
863 m²
Building footprint
157 m²
Volume, LiDAR
1,166 m³
Parcel 11362M0436/00C002, Flanders · tallest building 16.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WICKO
since 20132.218.031.890
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11362M0436/00C002 | Flanders | 863 m² | 1 · 157 m² | 16.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VERVAET B.
BE 0457.219.594
Halle · Eq €470,302
MAES GINO
BE 0821.390.159
Aalter · Eq €470,626
SUNGATE
BE 0676.466.122
Machelen (Brab.) · Eq €471,504
BOUWONDERNEMING KONINGS DANNY
BE 0867.069.934
Kapellen · Eq €471,622
ROSART
BE 0457.260.671
Eghezée · Eq €471,786
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 4,688 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-01-2013
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.