Financials
- Fiscal year
- 2025
- Total assets
- €535,020
- Loss
- -€81,985
- Solvency
- 24.7%
Total assets▼ 30.4%
Net result
20192025
WICARO
ActiveSummary
WICARO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €132,372 and a net result of -€81,985. Equity is growing by ~29.7% per year across the filed fiscal years. Its solvency ranks better than 36% of 11293 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110Supermarkets NACE 47114
1 site
Size
€535,020total assets 2025
- Staff
- 15.9 FTE
- Equity
- €132,372
- Loss
- -€81,985
Turnover not published (abridged schema)
Structure
- Parent
- GV Retail · 100%
Accounts 4 d early0 of 4 deeds read
Why 66- Loss of €81,985 (FY 2025)- Size: 15.9 FTE, total assets €535,020- Sector Retail trade (NACE 47)+ Liquidity: current ratio 1.29, cash €146,707Show the evidence
Checked score
Score 2025
66
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 29% of its sector peers (NACE 47, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
50-3
equity 24.7% of total assets
Liquidity
44-14
short-term debt 73.9% · cash 27.4%
Profitability
21-53
return on assets -15.3%
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 15 months
08-2025: 0.3%lowest value
09-2025: 0.3%● 0.0% vs 08-2025lowest value
10-2025: 0.3%● 0.0% vs 09-2025lowest value
11-2025: 0.3%● 0.0% vs 10-2025lowest value
12-2025: 0.3%● 0.0% vs 11-2025lowest value
01-2026: 0.3%▲ +9.3% vs 12-2025
02-2026: 0.3%▼ -2.6% vs 01-2026
03-2026: 0.3%▼ -5.0% vs 02-2026
04-2026: 0.4%▲ +33.2% vs 03-2026
05-2026: 0.8%▲ +122% vs 04-2026
06-2026: 0.8%▼ -1.9% vs 05-2026
07-2026: 0.8%● 0.0% vs 06-2026
08-2026: 0.8%▼ -0.5% vs 07-2026
09-2026: 0.8%▲ +0.6% vs 08-2026
10-2026: 0.8%▲ +2.1% vs 09-2026highest value
- Loss of €81,985 (FY 2025) raises the probability
- Liquidity: current ratio 1.29, cash €146,707 lowers the probability
- Size: 15.9 FTE, total assets €535,020 raises the probability for this profile
- Sector Retail trade (NACE 47) raises the probability
Credit up to €8,000 at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.31 in 2024; short-term debt: 73.9% and cash: 27.4% of total assets), and 75.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, small). Better than this share of them on solvency 42%, liquidity 52%, profitability 13%, growth against the median 10%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-04-2026, 4 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
4 d early
2024
on the day
2023
21 d early
2022
3 d early
2021
38 d early
2020
43 d early
2019
36 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 26 April (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close02-10-2026 today30-04-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Weakest financial yearnet -€81,985
- Annual accounts filedfiscal year 2024 · abbreviated…
Key points
By topic
Board & ownership
- Parent
- GV Retail · 100%
Timeline
- Events
- 14
- Since
- 2018
- Next accounts
- by 30-04-2027
- 26-04-2026Annual accounts filed
- 30-09-2025Weakest financial year
- 30-04-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Non-specialised retail sale with food, beverages or tobacco…NACE 47110
- Founded
- 21-12-2015
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
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