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WIBI

Active Private limited companyfounded 2018active for 8 yearsDe Wijngaard 9, 9910 AalterKBO/BCE: BE 0700.225.281

Lifetime

8 annual accounts with figures on one time axis
peak €78,746 (2025)
€78,746▲ 6.3%
peak €52,992 (2019)
€14,790▼ 65.0%
peak €255,178 (2024)
€33,390▼ 86.9%
€981,322▲ 44.6%
Board4 names since 2018
4 directorsWille Glenn and 3 others
Documentsfilings and deeds
23-03-2026130 days before the deadline
2025abbreviated format
Result from €42,313 to €14,790Dividend €236,578Equity from €255,178 to €33,390Debts from €678,416 to €981,322Investments €149,142

Key points

from the 2025 annual accounts

Equity

€33,390 from €255,178 in 2024

Equity fell by 87% in 1 year.

Debts

€981,322 97% of the balance sheet
Financial debts 71%Suppliers 2%Taxes and wages 1%Other 26%

€432,727 of the debts are secured on the company's own assets. In 2023 that was €175,863.

Investments

€149,142 5.0 × depreciation
2022202320242025

Green is investment, beige is depreciation. Land and buildings stand 53.9% higher than in 2024.

Liquidity

0.14 was 2.71 in 2024

Short-term debts rose from €27,708 to €268,263.

Filings

8 annual accounts since 2018
AprilJune31 JulyOctober20202025

The last five annual accounts were filed 0 to 130 days before the end of the period.

Position in the sector

3.3%

Lower solvency than 84% of companies in office administrative support. Sector median 41.3% · 2,829 companies.

Checked score

86
Excellent
Financially stronger than 18% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026highest value 05-2026: 0.2%● unchanged vs 04-2026highest value 06-2026: 0.2%● unchanged vs 05-2026highest value 07-2026: 0.2%● unchanged vs 06-2026highest value 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026

Financial strength
Weak

28-24equity 3.3% of total assets
42-10short-term debt 26.4% · cash 1.6%
40-32return on assets 1.5%

Score breakdown

raises risk
Equity €33,390 (3.3% of total assets)
lowers risk
Size: total assets €1.0m
Sector: Office administrative, office support and other business support activities (NACE 82)
Figures for financial year 2025 (filed on 26-03-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 16% of them on solvency, 26% on liquidity, 23% on profitability and 7% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 1,603 companies had the same profile as WIBI has now. Each dot stands for 5 companies, two years later.

96.0%
were still trading
1.8%
stopped another way
1.9%
went bankrupt
  • Small
  • 5 to 10 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet

Another 0.3% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of WIBI itself is lower: 0.2% within 12 months. It rests on far more data about WIBI than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,603 companies, not a prediction for WIBI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €2,500 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.14 (2.71 in 2024), below 1. Short-term debt is 26.4% and cash 1.6% of total assets. 96.7% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €1.0m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
lowers risk · Figures for financial year 2025 (filed on 26-03-2026)
NBB · annual accounts
raises risk · Equity €33,390 (3.3% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 2829 sector peers (2025).
NBB · sector comparison
Position among 2829 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-03-2026, 130 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
130 days early
2024
27 days early
2023
on the day
2022
33 days early
2021
26 days early
2020
40 days early
2019
53 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 44 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

WG
Director, since 09-07-2018
WG
Manager, since 09-07-2018
BJ
Director, since 01-02-2019
  • WILLE,Glenn Albert 85 sharesdeed of 20-07-2018
  • BILLIET,Johanna Liliane Noël 15 sharesdeed of 20-07-2018
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0700225281
Environmental permit granted Bouwen of herbouwen · Aalter
Changes of role: Wille Glenn (director) and Billiet Johanna (director) Director discharge: Wille Glenn · Director discharge: Billiet Johanna · Gazette deed
Appointment: Johanna Billiet (manager) General meeting of 01-02-2019 · Gazette deed
All 21 events

Comparable companies

same main activity, similar in size and age
Company
WIBI Aalter €1.0m €78,746 3.3% -
PEAK ESTATE Ghent €0.9m €82,514 7.6% -
JANSSENS KENNY Beveren-Kruibeke-Zwijndrecht €1.1m €73,118 8.0% -
IMMO GMJ Roosdaal €1.0m €78,740 3.6% -
P & P Invest Thimister-Clermont €1.1m €76,920 64.6% -
JASMONTAS Diksmuide €1.2m €86,060 99.4% -
FARMALIEN Oud-Heverlee €0.8m €80,247 28.3% -

These companies have the same main activity as WIBI: other business support services (NACE 82990). They are comparable in size and age: total assets between €834,000 and €1.2m, founded between 2017 and 2018.

Official details

Source: KBO
Status
Active since 18-07-2018Normal situation
Activity
Other business support servicesNACE 82990and 1 other
Establishment unit
2.278.518.8159910 Aalter, since 18-07-2018
Financial year end
31 December
Peppol
Reachable since 08-05-2025
Company details

Annual accounts 2025

≈ €160,000estimated
€1.0m▲ 8.7%
Filing
Filed on 23-03-2026, 130 days before the end of the filing period
Financials

Insights on WIBI

WIBI files the abbreviated format. That format states no turnover. The gross margin rose from €63,997 in 2018 to €78,746 in 2025.

The balance sheet grew most from 2022 to 2024 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about WIBI

What is the company number of WIBI?
The company number of WIBI is 0700.225.281. The VAT number is the same number with BE in front: BE 0700.225.281.
Where is WIBI based?
The registered office is at De Wijngaard 9, 9910 Aalter.Company details
What does WIBI do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of WIBI?
WIBI is a private limited company (BV).
When was WIBI founded?
WIBI was founded on 18-07-2018.
Is WIBI still active?
Yes, WIBI is an active enterprise in the KBO register.
What is the turnover of WIBI?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €78,746 and 51 comparable companies (NACE 82). It probably lies between €130,000 and €220,000.Financials
Is WIBI profitable?
In financial year 2025, WIBI made a profit of €14,790.
Where can I find the annual accounts of WIBI?
WIBI filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of WIBI due?
WIBI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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