WIBI
ActiveSummary
WIBI has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €15k. Equity is growing by ~19.1% per year across the filed fiscal years. Its solvency ranks better than 16% of 2284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability40▼-32
Solvency28▼-24
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.14 against 2.71 in 2024; short-term debt: 26.4% and cash: 1.6% of total assets), and 96.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.3%
Return on assets
1.5%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 2284 sector peers (2025).
NBB · sector comparisonPosition among 2284 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-03-2026, 130 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
130 d early
2024
27 d early
2023
on the day
2022
33 d early
2021
26 d early
2020
40 d early
2019
53 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€33k▼ 86.9%
2024 · €255k
Total assets
€1.01M▲ 8.7%
2024 · €934k
Net result
€15k▼ 65.0%
2024 · €42k
Working capital
€-232k
2024 · €47k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€24k▲ 32.9%€53k▲ 120%€34k▼ 35.5%€62k▲ 80.0%€49k▼ 21.1%
Net result€18k▲ 33.2%€41k▲ 125%€21k▼ 48.3%€42k▲ 100%€15k▼ 65.0%
Equity€151k▲ 25.4%€192k▲ 27.1%€213k▲ 11.0%€255k▲ 19.9%€33k▼ 86.9%
Total assets€166k▲ 3.0%€282k▲ 70.2%€514k▲ 82.4%€934k▲ 81.7%€1.01M▲ 8.7%
Debt€15k▼ 63.7%€90k▲ 515%€301k▲ 234%€678k▲ 125%€981k▲ 44.6%
Working capital€141k▲ 35.9%€16k▼ 88.5%€25k▲ 55.8%€47k▲ 88.3%€-232k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.01M
Fixed assets
€978k ▲ 13.9%
Current assets
€37k ▼ 51.1%
Equity and liabilities €1.01M
Equity
€33k ▼ 86.9%
Debt
€981k ▲ 44.6%
Debt's share of the balance-sheet total rises from 72.7% to 96.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€78k▲
2024 · €72k
Cash flow
€44k▼
2024 · €53k
Current ratio
0.14▼
2024 · 2.71
Debt to equity
29.39▲
2024 · 2.66
ROE
44.3%▲
2024 · 16.6%
ROA
1.5%▼
2024 · 4.5%
Interest coverage
2.30▼
2024 · 5.74
Debt ≤ 1 year
€268k▲
2024 · €28k
Debt > 1 year
€696k▲
2024 · €651k
Income taxes
€20▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €4k | €9k | €11k | €30k | ▲ 183% |
| Other operating charges640/8 | €913 | €1k | €1k | €2k | €479 | ▼ 76.3% |
| Gross operating margin9900 | €31k | €58k | €44k | €74k | €79k | ▲ 6.3% |
| Operating profit (loss)9901 | €24k | €53k | €34k | €62k | €49k | ▼ 21.1% |
| Financial income75/76B | - | - | €68 | €159 | €339 | ▲ 113% |
| Recurring financial income75 | - | - | €68 | €159 | €339 | ▲ 113% |
| Financial charges65/66B | €187 | €696 | €7k | €13k | €34k | ▲ 172% |
| Recurring financial charges65 | €187 | €696 | €7k | €13k | €34k | ▲ 172% |
| Profit (loss) for the period before taxes9903 | €24k | €52k | €27k | €49k | €15k | ▼ 69.9% |
| Income taxes67/77 | €6k | €11k | €6k | €7k | €20 | ▼ 99.7% |
| Profit (loss) for the period9904 | €18k | €41k | €21k | €42k | €15k | ▼ 65.0% |
| Profit (loss) for the period to be appropriated9905 | €18k | €41k | €21k | €42k | €15k | ▼ 65.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €166k | €282k | €514k | €934k | €1.01M | ▲ 8.7% |
| Fixed assets21/28 | €10k | €246k | €437k | €859k | €978k | ▲ 13.9% |
| Tangible fixed assets22/27 | €10k | €246k | €437k | €859k | €978k | ▲ 13.9% |
| Land and buildings22 | - | €236k | €229k | €603k | €929k | ▲ 53.9% |
| Furniture and vehicles24 | €3k | €0 | €740 | €374 | €44k | ▲ 11,695% |
| Other tangible fixed assets26 | €8k | €9k | €7k | €6k | €5k | ▼ 20.4% |
| Assets under construction and advance payments27 | - | €1k | €200k | €249k | €0 | ▼ 100% |
| Current assets29/58 | €155k | €36k | €77k | €75k | €37k | ▼ 51.1% |
| Amounts receivable within one year40/41 | €0 | €14k | €14k | €62k | €21k | ▼ 66.9% |
| Trade receivables40 | €0 | €10k | €10k | €10k | €8k | ▼ 22.4% |
| Other amounts receivable41 | €0 | €4k | €4k | €52k | €13k | ▼ 75.7% |
| Cash at bank and in hand54/58 | €155k | €22k | €62k | €13k | €16k | ▲ 26.1% |
| Deferred charges and accrued income490/1 | - | - | €214 | €218 | €239 | ▲ 9.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €166k | €282k | €514k | €934k | €1.01M | ▲ 8.7% |
| Equity10/15 | €151k | €192k | €213k | €255k | €33k | ▼ 86.9% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €132k | €173k | €194k | €237k | €15k | ▼ 93.7% |
| Non-distributable reserves130/1 | €2k | €0 | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €0 | - | - | - | - |
| Distributable reserves133 | €130k | €173k | €194k | €237k | €15k | ▼ 93.7% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Amounts payable17/49 | €15k | €90k | €301k | €678k | €981k | ▲ 44.6% |
| Amounts payable after more than one year17 | - | €70k | €249k | €651k | €696k | ▲ 7.0% |
| Financial debts170/4 | - | €70k | €249k | €651k | €696k | ▲ 7.0% |
| Amounts payable within one year42/48 | €14k | €20k | €52k | €28k | €268k | ▲ 868% |
| Current portion of amounts payable after more than one year42 | €0 | - | €16k | €13k | €26k | ▲ 95.3% |
| Trade debts44 | €2k | €5k | €12k | €289 | €23k | ▲ 7,909% |
| Suppliers440/4 | €2k | €5k | €12k | €289 | €23k | ▲ 7,909% |
| Taxes, remuneration and social security45 | €6k | €6k | €11k | €0 | €5k | - |
| Taxes450/3 | €6k | €6k | €11k | €0 | €5k | - |
| Other amounts payable47/48 | €7k | €9k | €12k | €14k | €214k | ▲ 1,412% |
| Accrued charges and deferred income492/3 | €339 | €515 | €0 | - | €17k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18k | €41k | €21k | €42k | €15k | ▼ 65.0% |
| + Depreciation and write-downs630 | €6k | €4k | €9k | €11k | €30k | ▲ 183% |
| Operating cash flow (approximation) | €24k | €45k | €30k | €53k | €44k | ▼ 15.8% |
| Investment in fixed assets (approximation) | - | €-240k | €-200k | €-432k | €-149k | ▲ 65.5% |
| Change in cash | - | €-133k | €40k | €-49k | €3k | ▲ 107% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €213k ▲11%
6 profitable years in a row build equity to €213k.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity triplescurrent ratio 10.85
Current ratio from 3.57 to 10.85; short-term debt falls from €40k to €14k.
31-12
Financial
Equity above €150kEq €151k ▲25.4%
4 profitable years in a row build equity to €151k.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €14k ▼74.3%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €53k ▲11.4%
Operating result €68k, net result €53k, both a record.
31-12
Financial
Equity above €100kEq €107k ▲98.6%
2 profitable years in a row build equity to €107k.
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2018
Ground area
874 m²
Building footprint
227 m²
Volume, LiDAR
1,299 m³
Parcel 44029A0763/00M000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
WIBI
since 20182.278.518.815
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44029A0763/00M000 | Flanders | 874 m² | 1 · 226 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,515 companies in sector 82990 we hold annual accounts for 9,408. 6,491 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-07-2018
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
64210Activities of holding companies
Scores and ratios are computed by Checked and are not a credit decision.