Wibelko
ActiveWibelko has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €11k. Its solvency ranks better than 32% of 7709 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+8
Solvency52▲+13
Growth78
Track record82
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 0.97 in 2024; short-term debt: 42.1% and cash: 52.5% of total assets), and 72.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.2%
Return on assets
13.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
on the day
2024
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▲ 99.0%
2024 · €11k
2024: €11k
2024 → 2025
Total assets
€83k▼ 1.1%
2024 · €83k
2024: €83k
2024 → 2025
Net result
€11k▲ 77.9%
2024 · €6k
2024: €6k
2024 → 2025
Working capital
€11k
2024 · €-996
2024: €-996
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€11k-€22k▲ 99.0%
Operating result€10k-€18k▲ 75.5%
Net result€6k-€11k▲ 77.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 75% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83k
Fixed assets
€36k▼ 22.2%
Current assets
€46k▲ 25.9%
Equity and liabilities €83k
Equity
€22k▲ 99.0%
Debt
€60k▼ 16.7%
The debt ratio falls from 86.5% to 72.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€29k▲
2024 · €16k
Cash flow
€22k▲
2024 · €11k
Solvency
27.2%▲
2024 · 13.5%
Current ratio
1.33▲
2024 · 0.97
Quick ratio
1.33▲
2024 · 0.97
Debt / equity
2.68▼
2024 · 6.40
ROE
49.7%▼
2024 · 55.7%
ROA
13.5%▲
2024 · 7.5%
Interest coverage
18.37▲
2024 · 16.39
Debt
€60k▼
2024 · €72k
Debt ≤ 1 year
€35k▼
2024 · €38k
Debt > 1 year
€25k▼
2024 · €35k
Income taxes
€6k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€83k€83k▼
Fixed assets21/28€47k€36k▼
Tangible fixed assets22/27€47k€36k▼
Furniture and vehicles24€47k-
Leasing and similar rights25-€36k
Current assets29/58€37k€46k▲
Amounts receivable within one year40/41€9k€2k▼
Trade receivables40€9k€2k▼
Other amounts receivable41€170€0▼
Cash at bank and in hand54/58€26k€43k▲
Deferred charges and accrued income490/1€1k€959▼
Equity and liabilities
Total equity and liabilities10/49€83k€83k▼
Equity10/15€11k€22k▲
Contributions10/11€5k€5k=
Reserves13€6k€17k▲
Distributable reserves133€6k€17k▲
Amounts payable17/49€72k€60k▼
Amounts payable after more than one year17€35k€25k▼
Financial debts170/4€35k€25k▼
Amounts payable within one year42/48€38k€35k▼
Current portion of amounts payable after more than one year42€9k€9k▲
Financial debts43€94€0▼
Credit institutions430/8€94€0▼
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€10k€16k▲
Taxes450/3€10k€16k▲
Other amounts payable47/48€12k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€10k▲
Other operating charges640/8€388€1k▲
Gross operating margin9900€16k€30k▲
Operating profit (loss)9901€10k€18k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€952€2k▲
Recurring financial charges65€952€2k▲
Profit (loss) for the period before taxes9903€9k€17k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€6k€11k▲
Profit (loss) for the period to be appropriated9905€6k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€11k▲
Transfer to equity691/2€6k€11k▲
To other reserves6921€6k€11k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Driesstraat 333800 Sint-TruidenGround area
2,246 m²
Building footprint
106 m²
Volume, LiDAR
592 m³
Parcel 71064C0769/00C000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Wibelko
since 20242.361.241.009
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71064C0769/00C000 | Flanders | 2,246 m² | 1 · 106 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,402. 5,987 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2024
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.