WhyWorry
ActiveWhyWorry has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €23k. Its solvency ranks better than 21% of 294 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency16
Growth-
Stability85
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.88), and 88.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.9%
Return on assets
71.9%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 294 sector peers (2025).
NBB · sector comparisonPosition among 294 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€4k
Total assets
€32k
Net result
€23k
Working capital
€-4k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €32k
Fixed assets
€7k
Current assets
€25k
Equity and liabilities €32k
Equity
€4k
Debt
€28k
Debt finances 88.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€39k
Cash flow
€26k
Solvency
11.9%
Current ratio
0.88
Quick ratio
0.88
Debt / equity
7.41
ROE
604.8%
ROA
71.9%
Interest coverage
20.51
Debt
€28k
Debt ≤ 1 year
€28k
Income taxes
€11k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Total assets
20/58€32k
Fixed assets
21/28€7k
Tangible fixed assets
22/27€7k
Current assets
29/58€25k
Amounts receivable within one year
40/41€6k
Cash & bank
54/58€18k
Total equity & liabilities
10/49€32k
Equity
10/15€4k
Contributions / capital
10/11€1k
Reserves
13€3k
Accumulated profits (losses)
14€0
Amounts payable
17/49€28k
Amounts payable within one year
42/48€28k
Trade debts payable within one year
44€5k
Income statement
Code2025
Gross operating margin
9900€40k
Operating result
9901€36k
Financial income
75€11
Financial charges
65€2k
Result before taxes
9903€34k
Income taxes
67/77€11k
Net result for the period
9904€23k
Result to be appropriated
9905€23k
Timeline · acts, filings and financial milestones
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
21-10
State Gazette act
Capital & shares
v3.2
2019
08-03
State Gazette act
Incorporation
oprichting
State Gazette actNBB filing
Directors · office · real estate
Directors
1 director, no change since 2025
CALUWIER Olivier Marcel Cyriel
CurrentDirector · since 29-09-2025
29-09-2025
Resigned as Manager
29-09-2025
Appointed as Director
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brouwerijstraat 598530 HarelbekeGround area
707 m²
Building footprint
96 m²
Volume, LiDAR
29 m³
Parcel 34322C0438/00L002, Flanders · tallest building 2.6 m. Linked by address, not a title deed.
1 establishment unit
WhyWorry
since 20192.286.132.226
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34322C0438/00L002 | Flanders | 707 m² | 1 · 96 m² | 2.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| VGD BedrijfsrevisorenCurrent Company auditor · represented by VANDEWALLE Peter | 21-10-2025 → present |
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
SCARLET DESIGN
BE 0462.034.457
Sint-Lambrechts-Woluwe · Eq €4k
PARADOXE CONSULTING
BE 0789.561.291
Zaventem · Eq €4k
L.C. DESIGN
BE 0882.380.591
Bertrix · Eq €4k
C.M.T.
BE 0438.715.756
Sprimont · Eq €4k
EKAEROS
BE 0790.757.361
Halle · Eq €4k
Of 2,855 companies in sector 18130 we hold annual accounts for 802. 242 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-01-2019
Fiscal year end31-12
Activities, NACEBEL
18130Pre-press and pre-media services
31001Manufacture of furniture
68122Development of non-residential building projects
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
64200Holdings
64210Activities of holding companies
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 18-08-2026. Scores and ratios are computed by Checked and are not a credit decision.