WHYCONSULT
ActiveSummary
WHYCONSULT has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €424k and a net result of €76k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 80% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability87=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.17 against 1.64 in 2024; short-term debt: 16.5% and cash: 3.7% of total assets), and 16.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.4%
Return on assets
15%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
on the day
2023
31 d early
2022
on the day
2021
1 d early
2020
1 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€424k▲ 13.6%
2024 · €373k
Total assets
€508k▲ 3.2%
2024 · €492k
Net result
€76k▲ 5.3%
2024 · €72k
Working capital
€98k▲ 45.4%
2024 · €67k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€89k▲ 117%€105k▲ 18.5%€109k▲ 3.9%€106k▼ 3.2%€106k▲ 0.7%
Net result€57k▲ 158%€69k▲ 20.2%€74k▲ 6.7%€72k▼ 2.1%€76k▲ 5.3%
Equity€248k▲ 18.4%€277k▲ 11.9%€326k▲ 17.5%€373k▲ 14.4%€424k▲ 13.6%
Total assets€459k▼ 2.6%€489k▲ 6.6%€489k=€492k▲ 0.7%€508k▲ 3.2%
Debt€211k▼ 19.3%€212k▲ 0.3%€163k▼ 23.0%€120k▼ 26.7%€85k▼ 29.3%
Working capital€-3k▲ 91.0%€4k€34k▲ 869%€67k▲ 97.1%€98k▲ 45.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €508k
Fixed assets
€327k ▲ 2.3%
Current assets
€181k ▲ 4.9%
Equity and liabilities €508k
Equity
€424k ▲ 13.6%
Debt
€85k ▼ 29.3%
Debt's share of the balance-sheet total falls from 24.3% to 16.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€126k▲
2024 · €122k
Cash flow
€95k▲
2024 · €88k
Current ratio
2.17▲
2024 · 1.64
Quick ratio
2.13▲
2024 · 1.58
Debt to equity
0.20▼
2024 · 0.32
ROE
17.9%▼
2024 · 19.4%
ROA
15.0%▲
2024 · 14.7%
Interest coverage
19.98▲
2024 · 16.65
Debt ≤ 1 year
€84k▼
2024 · €106k
Debt > 1 year
€0▼
2024 · €12k
Income taxes
€29k▲
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €12k | - | - | €19k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €24k | €25k | €16k | €16k | €19k | ▲ 18.8% |
| Other operating charges640/8 | €2k | €5k | €3k | €3k | €4k | ▲ 58.2% |
| Gross operating margin9900 | €115k | €135k | €128k | €124k | €130k | ▲ 4.3% |
| Operating profit (loss)9901 | €89k | €105k | €109k | €106k | €106k | ▲ 0.7% |
| Financial income75/76B | €1k | €1k | €2k | €3k | €5k | ▲ 75.4% |
| Recurring financial income75 | €1k | €1k | €2k | €3k | €5k | ▲ 75.4% |
| Financial charges65/66B | €8k | €8k | €8k | €7k | €6k | ▼ 14.1% |
| Recurring financial charges65 | €8k | €8k | €8k | €7k | €6k | ▼ 14.1% |
| Profit (loss) for the period before taxes9903 | €81k | €98k | €103k | €101k | €105k | ▲ 4.0% |
| Income taxes67/77 | €24k | €29k | €29k | €29k | €29k | ▲ 0.7% |
| Profit (loss) for the period9904 | €57k | €69k | €74k | €72k | €76k | ▲ 5.3% |
| Profit (loss) for the period to be appropriated9905 | €57k | €69k | €74k | €72k | €76k | ▲ 5.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €459k | €489k | €489k | €492k | €508k | ▲ 3.2% |
| Fixed assets21/28 | €347k | €352k | €336k | €320k | €327k | ▲ 2.3% |
| Tangible fixed assets22/27 | €347k | €352k | €336k | €320k | €327k | ▲ 2.3% |
| Land and buildings22 | €335k | €326k | €317k | €308k | €308k | ▲ 0.1% |
| Furniture and vehicles24 | €12k | €26k | €19k | €12k | €19k | ▲ 59.3% |
| Financial fixed assets28 | €165 | €165 | €165 | €165 | €165 | = |
| Current assets29/58 | €112k | €137k | €153k | €173k | €181k | ▲ 4.9% |
| Stocks and contracts in progress3 | - | - | €8k | €5k | €3k | ▼ 42.6% |
| Stocks30/36 | - | - | €8k | €5k | €3k | ▼ 42.6% |
| Amounts receivable within one year40/41 | €19k | €44k | €44k | €43k | €19k | ▼ 56.8% |
| Trade receivables40 | €19k | €27k | €20k | €22k | €9k | ▼ 60.9% |
| Other amounts receivable41 | €260 | €17k | €24k | €21k | €10k | ▼ 52.6% |
| Current investments50/53 | €60k | €81k | €88k | €112k | €138k | ▲ 23.0% |
| Cash at bank and in hand54/58 | €30k | €10k | €11k | €8k | €19k | ▲ 144% |
| Deferred charges and accrued income490/1 | €3k | €2k | €4k | €4k | €2k | ▼ 37.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €459k | €489k | €489k | €492k | €508k | ▲ 3.2% |
| Equity10/15 | €248k | €277k | €326k | €373k | €424k | ▲ 13.6% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €229k | €259k | €307k | €354k | €405k | ▲ 14.3% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €227k | €257k | €305k | €352k | €403k | ▲ 14.4% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Amounts payable17/49 | €211k | €212k | €163k | €120k | €85k | ▼ 29.3% |
| Amounts payable after more than one year17 | €94k | €76k | €42k | €12k | €0 | ▼ 100% |
| Financial debts170/4 | €94k | €76k | €42k | €12k | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €115k | €133k | €119k | €106k | €84k | ▼ 20.8% |
| Current portion of amounts payable after more than one year42 | €27k | €33k | €34k | €30k | €14k | ▼ 51.6% |
| Financial debts43 | €3k | €3k | €3k | €13k | €13k | = |
| Credit institutions430/8 | €3k | €3k | €3k | €13k | €13k | = |
| Trade debts44 | €6k | €6k | €18k | €21k | €15k | ▼ 28.8% |
| Suppliers440/4 | €6k | €6k | €18k | €21k | €15k | ▼ 28.8% |
| Taxes, remuneration and social security45 | €13k | €20k | €8k | €274 | €13k | ▲ 4,738% |
| Taxes450/3 | €13k | €20k | €8k | €274 | €7k | ▲ 2,348% |
| Remuneration and social security454/9 | - | - | - | - | €7k | - |
| Other amounts payable47/48 | €66k | €72k | €56k | €41k | €27k | ▼ 32.8% |
| Accrued charges and deferred income492/3 | €2k | €2k | €2k | €2k | €881 | ▼ 52.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €57k | €69k | €74k | €72k | €76k | ▲ 5.3% |
| + Depreciation and write-downs630 | €24k | €25k | €16k | €16k | €19k | ▲ 18.8% |
| Operating cash flow (approximation) | €81k | €94k | €90k | €88k | €95k | ▲ 7.8% |
| Investment in fixed assets (approximation) | - | €-30k | €0 | €0 | €-26k | - |
| Change in cash | - | €-20k | €850 | €-3k | €11k | ▲ 483% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €76k ▲5.3%
Net result €76k, the highest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €22k ▼47.6%
Net result drops to €22k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200kEq €206k ▲20.9%
2 profitable years in a row build equity to €206k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2004
Ground area
575 m²
Building footprint
82 m²
Volume, LiDAR
631 m³
Parcel 23403G0238/00V000, Flanders · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
YCOnsult
since 20042.136.192.495
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23403G0238/00V000 | Flanders | 575 m² | 1 · 82 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 35,948 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-02-2004
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
47120Other non-specialised retail sale
Contact
E-mail
yves.colinet@gmail.comGrimbergen
Phone
0475971140Grimbergen
Scores and ratios are computed by Checked and are not a credit decision.