WHY ARCHITECTURE
ActiveWHY ARCHITECTURE has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €172k and a net result of €221k. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 32% of 88 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2026
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability100=
Solvency59▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity tight (current ratio 1.48 against 1.45 in 2025; short-term debt: 66.3% and cash: 71% of total assets), and 66.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
33.7%
Return on assets
43.4%
Age of the figures
6 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 07-08-2026, 85 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
85 d early
2025
142 d early
2024
101 d early
2023
103 d early
2022
132 d early
2021
123 d early
2020
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€172k▲ 0.3%
2025 · €172k
2019: €103k
2020: €110k
2021: €143k
2022: €140k
2023: €147k
2024: €172k
2025: €172k
2019 → 2026
Total assets
€510k▼ 2.3%
2025 · €522k
2019: €277k
2020: €214k
2021: €277k
2022: €333k
2023: €388k
2024: €492k
2025: €522k
2019 → 2026
Net result
€221k▲ 58.2%
2025 · €140k
2019: €78k
2020: €32k
2021: €33k
2022: €97k
2023: €145k
2024: €249k
2025: €140k
2019 → 2026
Working capital
€161k▲ 2.1%
2025 · €157k
2019: €102k
2020: €100k
2021: €138k
2022: €141k
2023: €130k
2024: €153k
2025: €157k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€140k-€147k▲ 5.2%€172k▲ 16.7%€172k=€172k▲ 0.3%
Operating result€126k-€188k▲ 49.5%€330k▲ 75.1%€188k▼ 43.2%€308k▲ 63.9%
Net result€97k-€145k▲ 50.0%€249k▲ 71.2%€140k▼ 43.8%€221k▲ 58.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 64% above 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €510k
Fixed assets
€11k▼ 19.8%
Current assets
€499k▼ 1.8%
Equity and liabilities €510k
Equity
€172k▲ 0.3%
Debt
€338k▼ 3.5%
The debt ratio falls from 67.1% to 66.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€312k▲
2025 · €195k
Cash flow
€226k▲
2025 · €147k
Solvency
33.7%▲
2025 · 32.9%
Current ratio
1.48▲
2025 · 1.45
Quick ratio
1.48▲
2025 · 1.45
Debt / equity
1.96▼
2025 · 2.04
ROE
128.7%▲
2025 · 81.5%
ROA
43.4%▲
2025 · 26.8%
Interest coverage
20.35▼
2025 · 32.74
Debt
€338k▼
2025 · €350k
Debt ≤ 1 year
€338k▼
2025 · €350k
Income taxes
€71k▲
2025 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€522k€510k▼
Fixed assets21/28€14k€11k▼
Intangible fixed assets21€3k€974▼
Tangible fixed assets22/27€11k€10k▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€55-
Other tangible fixed assets26€9k€8k▼
Financial fixed assets28-€150
Current assets29/58€508k€499k▼
Amounts receivable within one year40/41€26k€130k▲
Trade receivables40€18k€122k▲
Other amounts receivable41€8k€8k=
Cash at bank and in hand54/58€477k€362k▼
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€522k€510k▼
Equity10/15€172k€172k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€151k€152k▲
Amounts payable17/49€350k€338k▼
Amounts payable within one year42/48€350k€338k▼
Current portion of amounts payable after more than one year42€14k-
Financial debts43-€17k
Credit institutions430/8-€17k
Trade debts44€24k€21k▼
Suppliers440/4€24k€21k▼
Taxes, remuneration and social security45€27k€62k▲
Taxes450/3€27k€62k▲
Other amounts payable47/48€286k€239k▼
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€5k▼
Other operating charges640/8€515€400▼
Gross operating margin9900€195k€313k▲
Operating profit (loss)9901€188k€308k▲
Financial income75/76B€19€0▼
Recurring financial income75€19€0▼
Financial charges65/66B€6k€15k▲
Recurring financial charges65€6k€15k▲
Profit (loss) for the period before taxes9903€182k€292k▲
Income taxes67/77€42k€71k▲
Profit (loss) for the period9904€140k€221k▲
Profit (loss) for the period to be appropriated9905€140k€221k▲
Appropriation of the result
Profit (loss) to be appropriated9906€291k€373k▲
Profit (loss) brought forward from the previous period14P€151k€151k=
Profit to be distributed694/7€140k€221k▲
Return on contributions (dividend)694€140k€221k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €249k ▲71.2%
Operating result €330k, net result €249k, both a record.
31-03
Financial
Equity above €150kEq €172k ▲16.7%
6 profitable years in a row build equity to €172k.
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Weakest financial yearnet €32k ▼59.3%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
2019
09-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
G. Van Haelenlaan 261190 VorstGround area
2,305 m²
Building footprint
283 m²
Volume, LiDAR
5,474 m³
Parcel 21007A0069/00A072, Brussels · tallest building 23.3 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
G. Van Haelenlaan 26, 1190 Vorst
since 20152.241.002.480
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21007A0069/00A072 | Brussels | 2,305 m² | 1 · 283 m² | 23.3 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,263 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-03-2015
Fiscal year end31-03
Activities, NACEBEL
71111Activities of building architects
71112Activities of interior architects
71113Urban planning and landscape architecture
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.