Who's got it
ActiveWho's got it has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €78k. Equity is shrinking by ~23.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 51% of 7697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency77▲+77
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.08; short-term debt: 48.2% and cash: 25.9% of total assets), and 48.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.8%
Return on assets
78.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
47 d late
2023
31 d late
2022
31 d late
2021
31 d late
2020
4 d early
2019
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k
2024 · €-27k
2018: €-6k
2019: €-6k
2020: €-6k
2021: €-8k
2022: €-15k
2023: €-23k
2024: €-27k
2018 → 2025
Total assets
€99k▲ 12,341%
2024 · €792
2018: €123
2020: €58
2021: €126
2022: €50
2023: €193
2024: €792
2018 → 2025
Net result
€78k
2024 · €-4k
2018: €-5k
2019: €-386
2020: €-38
2021: €-2k
2022: €-7k
2023: €-7k
2024: €-4k
2018 → 2025
Working capital
€51k
2024 · €-27k
2018: €-6k
2020: €-6k
2021: €-8k
2022: €-15k
2023: €-22k
2024: €-27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-8k-€-15k▼ 93.7%€-23k▼ 47.4%€-27k▼ 18.4%€51k
Operating result€-2k-€-7k▼ 370%€-7k▲ 2.1%€-4k▲ 42.9%€94k
Net result€-2k-€-7k▼ 362%€-7k▲ 2.1%€-4k▲ 42.6%€78k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €94k after a loss of €4k in 2024, the highest result in the available series.
Balance-sheet composition
Equity and liabilities €99k
Equity
€51k
Debt
€47k
Debt finances 48.2% of the balance-sheet total.
Key figures and ratios
Solvency
51.8%
Current ratio
2.08
Quick ratio
2.08
Debt / equity
0.93
ROE
152.2%
ROA
78.9%
Debt
€47k▲
2024 · €27k
Debt ≤ 1 year
€47k▲
2024 · €27k
Income taxes
€16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€792€99k▲
Current assets29/58€792€99k▲
Amounts receivable within one year40/41-€73k
Trade receivables40-€25k
Other amounts receivable41-€48k
Cash at bank and in hand54/58€94€25k▲
Deferred charges and accrued income490/1€699-
Equity and liabilities
Total equity and liabilities10/49€792€99k▲
Equity10/15€-27k€51k▲
Contributions10/11€19k€19k=
Reserves13-€32k
Distributable reserves133-€32k
Profit (loss) carried forward14€-45k-
Amounts payable17/49€27k€47k▲
Amounts payable within one year42/48€27k€47k▲
Trade debts44€5k€13k▲
Suppliers440/4€5k€13k▲
Taxes, remuneration and social security45-€17k
Taxes450/3-€17k
Other amounts payable47/48€23k€18k▼
Income statement
Code20242025
Other operating charges640/8-€843
Gross operating margin9900€-4k€95k▲
Operating profit (loss)9901€-4k€94k▲
Financial income75/76B-€313
Recurring financial income75-€313
Financial charges65/66B€36€36=
Recurring financial charges65€36€36=
Profit (loss) for the period before taxes9903€-4k€94k▲
Income taxes67/77-€16k
Profit (loss) for the period9904€-4k€78k▲
Profit (loss) for the period to be appropriated9905€-4k€78k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-45k€32k▲
Profit (loss) brought forward from the previous period14P€-41k€-45k▼
Transfer to equity691/2-€32k
To other reserves6921-€32k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €78k
Net result €78k after 7 loss-making years.
31-12
Financial
Liquidity times 72current ratio 2.08
Current ratio from 0.03 to 2.08.
16-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 47 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 1881050 ElseneGround area
185 m²
Building footprint
117 m²
Volume, LiDAR
1,984 m³
Parcel 21807G0136/00Z000, Brussels · tallest building 27.7 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Who's Got It
since 20132.216.602.923
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0136/00Z000 | Brussels | 185 m² | 1 · 117 m² | 27.7 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,505 companies in sector 82990 we hold annual accounts for 9,396. 6,901 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2012
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
63100Computing infrastructure, data processing, hosting and related activities
63910Web portal activities
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.