WHMBOIS
ActiveThe computed 12-month bankruptcy probability of WHMBOIS is 2.2% (moderate). The 2025 annual accounts show equity of €27k and a net result of €25k. Its solvency ranks better than 68% of 4477 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+97
Solvency83▲+83
Growth78
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.93 against 0.59 in 2024; short-term debt: 27.8% and cash: 10.8% of total assets), and 42.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.8%
Return on assets
53.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-02-2026, 154 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
154 d early
2024
123 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k
2024 · €-5k
2024: €-5k
2024 → 2025
Total assets
€46k▲ 583%
2024 · €7k
2024: €7k
2024 → 2025
Net result
€25k
2024 · €-950
2024: €-950
2024 → 2025
Working capital
€12k
2024 · €-5k
2024: €-5k
2024 → 2025
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€-5k-€27k
Operating result€-612-€32k
Net result€-950-€25k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €32k after a loss of €612 in 2024.
Balance-sheet composition
Assets €46k
Fixed assets
€21k
Current assets
€25k
Equity and liabilities €46k
Equity
€27k
Debt
€20k
Debt finances 42.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€37k
Cash flow
€29k
Solvency
57.8%▲
2024 · -74.2%
Current ratio
1.93▲
2024 · 0.59
Quick ratio
1.93▲
2024 · 0.59
Debt / equity
0.73▲
2024 · -2.35
ROE
92.5%
ROA
53.5%▲
2024 · -14.0%
Interest coverage
56.25
Debt
€20k▲
2024 · €12k
Debt ≤ 1 year
€13k▲
2024 · €11k
Debt > 1 year
€7k
Income taxes
€7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7k€46k▲
Fixed assets21/28-€21k
Tangible fixed assets22/27-€21k
Plant, machinery and equipment23-€2k
Furniture and vehicles24-€19k
Current assets29/58€7k€25k▲
Amounts receivable within one year40/41€6k€20k▲
Trade receivables40€4k€11k▲
Other amounts receivable41€3k€9k▲
Cash at bank and in hand54/58€380€5k▲
Equity and liabilities
Total equity and liabilities10/49€7k€46k▲
Equity10/15€-5k€27k▲
Contributions10/11€2k€2k=
Capital10€2k-
Issued capital100€2k-
Reserves13-€24k
Distributable reserves133-€24k
Profit (loss) carried forward14€-7k€782▲
Amounts payable17/49€12k€20k▲
Amounts payable after more than one year17-€7k
Financial debts170/4-€7k
Amounts payable within one year42/48€11k€13k▲
Current portion of amounts payable after more than one year42-€4k
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€5k€7k▲
Taxes450/3€5k€7k▲
Accrued charges and deferred income492/3€387-
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€28k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€4k
Other operating charges640/8€387€825▲
Gross operating margin9900€-225€38k▲
Operating profit (loss)9901€-612€32k▲
Financial income75/76B-€63
Recurring financial income75-€63
Financial charges65/66B€338€655▲
Recurring financial charges65€338€655▲
Profit (loss) for the period before taxes9903€-950€32k▲
Income taxes67/77-€7k
Profit (loss) for the period9904€-950€25k▲
Transfer to tax-exempt reserves689€6k-
Profit (loss) for the period to be appropriated9905€-7k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€25k▲
Transfer to equity691/2-€24k
To other reserves6921-€24k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.93
Current ratio from 0.59 to 1.93.
01-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 123 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Theux · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Jehoster 254910 TheuxGround area
2.2 ha
Building footprint
435 m²
Volume, LiDAR
2,148 m³
2 parcels, Wallonia · tallest building 12.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
William HEEREN Management
since 20212.323.422.093
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63044D1047/00B000 ProtectedMonument |
Wallonia | 1.6 ha | 1 · 223 m² | - |
| 62009A0026/00W000 | Wallonia | 6,214 m² | 1 · 212 m² | 12.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 21,219 companies in sector 81300 we hold annual accounts for 4,363. 3,316 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-10-2021
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.