WHITE TOUCH
ActiveSummary
WHITE TOUCH has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71,069 and a net result of €43,612. Equity is growing by ~25.6% per year across the filed fiscal years. Its solvency ranks better than 78% of 11693 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+2
Solvency100▲+15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 4.16 against 2.49 in 2024; short-term debt: 24% and cash: 79.4% of total assets), and 24% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76%
Return on assets
46.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
11 d late
2023
19 d early
2022
30 d late
2021
36 d late
2020
4 d early
2019
75 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 22 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€43,612▲ 310%
2024 · €10,640
Working capital
€70,998▲ 160%
2024 · €27,255
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€627▼ 78.8%€5,994▲ 855%€2,901▼ 51.6%€15,652▲ 440%€55,666▲ 256%
Net result-€416within the sector's middle half€3,616within the sector's middle half€1,254within the sector's middle half▼ 65.3%€10,640within the sector's middle half▲ 749%€43,612above the sector's middle half▲ 310%
Equity€11,947within the sector's middle half▼ 3.4%€15,564within the sector's middle half▲ 30.3%€16,817within the sector's middle half▲ 8.1%€27,458within the sector's middle half▲ 63.3%€71,069within the sector's middle half▲ 159%
Total assets€43,919below the sector's middle half▲ 82.3%€27,942below the sector's middle half▼ 36.4%€27,886below the sector's middle half▼ 0.2%€45,801below the sector's middle half▲ 64.2%€93,517within the sector's middle half▲ 104%
Debt€31,972▲ 173%€12,378▼ 61.3%€11,069▼ 10.6%€18,344▲ 65.7%€22,447▲ 22.4%
Working capital€7,748within the sector's middle half▲ 12.6%€13,350within the sector's middle half▲ 72.3%€16,484within the sector's middle half▲ 23.5%€27,255within the sector's middle half▲ 65.3%€70,998within the sector's middle half▲ 160%
Solvency27.2%within the sector's middle half▼ 24.1pp55.7%within the sector's middle half▲ 28.5pp60.3%within the sector's middle half▲ 4.6pp59.9%within the sector's middle half▼ 0.4pp76.0%above the sector's middle half▲ 16.0pp
Current ratio1.24within the sector's middle half▼ 0.342.08within the sector's middle half▲ 0.842.49within the sector's middle half▲ 0.412.49within the sector's middle half=4.16above the sector's middle half▲ 1.68
Return on assets (ROA)-0.9%within the sector's middle half▼ 5.5pp12.9%within the sector's middle half▲ 13.9pp4.5%within the sector's middle half▼ 8.4pp23.2%above the sector's middle half▲ 18.7pp46.6%above the sector's middle half▲ 23.4pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 256% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93,517
Fixed assets
€71 ▼ 64.8%
Current assets
€93,445 ▲ 105%
Equity and liabilities €93,517
Equity
€71,069 ▲ 159%
Debt
€22,447 ▲ 22.4%
Debt's share of the balance-sheet total falls from 40.1% to 24.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€55,797▲
2024 · €15,783
Cash flow
€43,743▲
2024 · €10,771
Debt to equity
0.32▼
2024 · 0.67
ROE
61.4%▲
2024 · 38.8%
Interest coverage
75.90▼
2024 · 100.45
Debt ≤ 1 year
€22,447▲
2024 · €18,344
Income taxes
€11,560▲
2024 · €4,855
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,940 | €1,986 | €1,880 | €131 | €131 | = |
| Other operating charges640/8 | €666 | €665 | €911 | €879 | €916 | ▲ 4.1% |
| Non-recurring operating charges66A | - | - | €600 | €0 | - | - |
| Gross operating margin9900 | €3,233 | €8,644 | €6,292 | €16,663 | €56,712 | ▲ 240% |
| Operating profit (loss)9901 | €627 | €5,994 | €2,901 | €15,652 | €55,666 | ▲ 256% |
| Financial income75/76B | - | - | €0 | €0 | €241 | ▲ 301,588% |
| Recurring financial income75 | - | - | €0 | €0 | €241 | ▲ 301,588% |
| Financial charges65/66B | €127 | €132 | €201 | €157 | €735 | ▲ 368% |
| Recurring financial charges65 | €127 | €132 | €201 | €157 | €735 | ▲ 368% |
| Profit (loss) for the period before taxes9903 | €501 | €5,861 | €2,700 | €15,495 | €55,172 | ▲ 256% |
| Income taxes67/77 | €917 | €2,245 | €1,446 | €4,855 | €11,560 | ▲ 138% |
| Profit (loss) for the period9904 | -€416 | €3,616 | €1,254 | €10,640 | €43,612 | ▲ 310% |
| Profit (loss) for the period to be appropriated9905 | -€416 | €3,616 | €1,254 | €10,640 | €43,612 | ▲ 310% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €43,919 | €27,942 | €27,886 | €45,801 | €93,517 | ▲ 104% |
| Fixed assets21/28 | €4,199 | €2,213 | €333 | €202 | €71 | ▼ 64.8% |
| Tangible fixed assets22/27 | €4,174 | €2,188 | €308 | €177 | €46 | ▼ 73.9% |
| Furniture and vehicles24 | €4,174 | €2,188 | €308 | €177 | €46 | ▼ 73.9% |
| Financial fixed assets28 | €25 | €25 | €25 | €25 | €25 | = |
| Current assets29/58 | €39,719 | €25,728 | €27,553 | €45,599 | €93,445 | ▲ 105% |
| Amounts receivable within one year40/41 | €27,118 | €13,663 | €13,610 | €15,597 | €19,201 | ▲ 23.1% |
| Trade receivables40 | €27,118 | €13,663 | €13,610 | €10,363 | €19,201 | ▲ 85.3% |
| Other amounts receivable41 | - | - | - | €5,234 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €11,064 | €10,482 | €13,943 | €29,895 | €74,245 | ▲ 148% |
| Deferred charges and accrued income490/1 | €1,537 | €1,583 | - | €106 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €43,919 | €27,942 | €27,886 | €45,801 | €93,517 | ▲ 104% |
| Equity10/15 | €11,947 | €15,564 | €16,817 | €27,458 | €71,069 | ▲ 159% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Reserves13 | €100 | €3,700 | €4,954 | €15,594 | €15,594 | = |
| Non-distributable reserves130/1 | €100 | €100 | €100 | €100 | €100 | = |
| Reserves not available under the articles1311 | €100 | €100 | €100 | €100 | €100 | = |
| Distributable reserves133 | - | €3,600 | €4,854 | €15,494 | €15,494 | = |
| Profit (loss) carried forward14 | €10,847 | €10,864 | €10,864 | €10,864 | €54,475 | ▲ 401% |
| Amounts payable17/49 | €31,972 | €12,378 | €11,069 | €18,344 | €22,447 | ▲ 22.4% |
| Amounts payable within one year42/48 | €31,972 | €12,378 | €11,069 | €18,344 | €22,447 | ▲ 22.4% |
| Trade debts44 | €2,138 | €2,513 | €1,976 | €236 | €2,576 | ▲ 990% |
| Suppliers440/4 | €2,138 | €2,513 | €1,976 | €236 | €2,576 | ▲ 990% |
| Taxes, remuneration and social security45 | €8,709 | €7,105 | €6,111 | €4,447 | €7,675 | ▲ 72.6% |
| Taxes450/3 | €7,346 | €7,105 | €6,111 | €4,447 | €4,421 | ▼ 0.6% |
| Remuneration and social security454/9 | €1,364 | €0 | - | - | €3,254 | - |
| Other amounts payable47/48 | €21,124 | €2,760 | €2,982 | €13,660 | €12,196 | ▼ 10.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€416 | €3,616 | €1,254 | €10,640 | €43,612 | ▲ 310% |
| + Depreciation and write-downs630 | €1,940 | €1,986 | €1,880 | €131 | €131 | = |
| Operating cash flow (approximation) | €1,524 | €5,602 | €3,134 | €10,771 | €43,743 | ▲ 306% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€582 | €3,461 | €15,953 | €44,349 | ▲ 178% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
31-03
State Gazette act
PurposePurpose change · Statutes amendment · Power of attorney4 facts ▸
State Gazette act
Purpose
Purpose change · Statutes amendment · Power of attorney4 facts ▸
- General meeting, 24 mars 2026
- Purpose change, La société a pour objet, en Belgique et à l'étranger, tant pour son compte propre que pour compte de tiers ou en participation avec des tiers : 1. Activités de…
- Statutes amendment
- Power of attorney, gérants
2025
31-12
Financial
Highest result since 2018net €43,612 ▲310%
Operating result €55,666, net result €43,612, both a record.
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €3,616
Net result €3,616 after one loss-making year.
05-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 36 days late
2021
31-12
Financial
Weakest financial yearnet -€416
Net result drops to -€416, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
14-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 75 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 16 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 1 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2013
Ground area
435 m²
Building footprint
82 m²
Volume, LiDAR
765 m³
Parcel 53053D0212/00C009, Wallonia · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
White Touch scs
since 20132.215.013.311
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53053D0212/00C009 | Wallonia | 435 m² | 1 · 82 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,138 companies in this sector we hold annual accounts for 2,575. 1,970 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formLimited partnership
Founded24-12-2012
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
58110Book publishing
70200Business and other management consultancy
73300Public relations and communication consultancy
Contact
Phone
+32470656801Mons
E-invoicing
Reachable via Peppol
Peppol ID
0208:0508687202
Registered
20-11-2020
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.