WHITE LAB ARCHITECTS
ActiveSummary
WHITE LAB ARCHITECTS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,276 and a net result of -€4,139. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 46% of 9574 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-84
Solvency75▼-9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.9%
Return on assets
-39.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
30 d early
2023
27 d early
2022
31 d early
2021
23 d late
2020
25 d late
2019
21 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€5,276▼ 44.0%
2024 · €9,415
Total assets
€10,569▼ 33.9%
2024 · €15,994
Net result
-€4,139
2024 · €1,923
Working capital
€4,039▼ 54.9%
2024 · €8,956
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€261▼ 52.8%€798▲ 206%€13,172▲ 1,551%€2,465▼ 81.3%-€3,254
Net result-€355below the sector's middle half▼ 620%€187below the sector's middle half€12,495within the sector's middle half▲ 6,592%€1,923within the sector's middle half▼ 84.6%-€4,139below the sector's middle half
Equity-€5,190below the sector's middle half▼ 7.3%-€5,003below the sector's middle half▲ 3.6%€7,492below the sector's middle half€9,415below the sector's middle half▲ 25.7%€5,276below the sector's middle half▼ 44.0%
Total assets€14,497below the sector's middle half▼ 17.0%€18,528below the sector's middle half▲ 27.8%€15,691below the sector's middle half▼ 15.3%€15,994below the sector's middle half▲ 1.9%€10,569below the sector's middle half▼ 33.9%
Debt€19,687▼ 11.8%€23,531▲ 19.5%€8,199▼ 65.2%€6,579▼ 19.8%€5,293▼ 19.5%
Working capital-€8,096below the sector's middle half▲ 18.6%-€7,765below the sector's middle half▲ 4.1%€5,396within the sector's middle half€8,956within the sector's middle half▲ 66.0%€4,039within the sector's middle half▼ 54.9%
Solvency-35.8%below the sector's middle half▼ 8.1pp-27.0%below the sector's middle half▲ 8.8pp47.7%within the sector's middle half▲ 74.8pp58.9%within the sector's middle half▲ 11.1pp49.9%within the sector's middle half▼ 8.9pp
Current ratio0.57below the sector's middle half▲ 0.060.67below the sector's middle half▲ 0.101.66within the sector's middle half▲ 0.992.47within the sector's middle half▲ 0.811.76within the sector's middle half▼ 0.71
Return on assets (ROA)-2.4%below the sector's middle half▼ 2.2pp1.0%below the sector's middle half▲ 3.5pp79.6%above the sector's middle half▲ 78.6pp12.0%within the sector's middle half▼ 67.6pp-39.2%below the sector's middle half▼ 51.2pp
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3,254 after €2,465 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10,569
Fixed assets
€1,237 ▲ 31.5%
Current assets
€9,332 ▼ 38.0%
Equity and liabilities €10,569
Equity
€5,276 ▼ 44.0%
Debt
€5,293 ▼ 19.5%
Debt's share of the balance-sheet total rises from 41.1% to 50.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€2,332▼
2024 · €3,620
Cash flow
-€3,217▼
2024 · €3,078
Debt to equity
1.00▲
2024 · 0.70
ROE
-78.4%▼
2024 · 20.4%
Interest coverage
-3.27▼
2024 · 6.58
Debt ≤ 1 year
€5,293▼
2024 · €6,097
Income taxes
€173▲
2024 · €162
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,805 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 88% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
2.0%
went bankrupt
9.8%
stopped otherwise
88%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,805 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,207 | €1,160 | €1,353 | €1,155 | €922 | ▼ 20.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €296 | €0 | ▼ 100% |
| Other operating charges640/8 | €1,543 | €876 | €883 | €1,345 | €899 | ▼ 33.2% |
| Gross operating margin9900 | €5,011 | €2,834 | €15,407 | €5,261 | -€1,434 | ▼ 127% |
| Operating profit (loss)9901 | €261 | €798 | €13,172 | €2,465 | -€3,254 | ▼ 232% |
| Financial income75/76B | €10 | €1 | €1 | €170 | €1 | ▼ 99.2% |
| Recurring financial income75 | €10 | €1 | €1 | €170 | €1 | ▼ 99.2% |
| Financial charges65/66B | €500 | €461 | €521 | €550 | €713 | ▲ 29.5% |
| Recurring financial charges65 | €500 | €461 | €521 | €550 | €713 | ▲ 29.5% |
| Profit (loss) for the period before taxes9903 | -€230 | €338 | €12,651 | €2,085 | -€3,965 | ▼ 290% |
| Income taxes67/77 | €125 | €151 | €156 | €162 | €173 | ▲ 6.9% |
| Profit (loss) for the period9904 | -€355 | €187 | €12,495 | €1,923 | -€4,139 | ▼ 315% |
| Profit (loss) for the period to be appropriated9905 | -€355 | €187 | €12,495 | €1,923 | -€4,139 | ▼ 315% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €14,497 | €18,528 | €15,691 | €15,994 | €10,569 | ▼ 33.9% |
| Fixed assets21/28 | €3,921 | €2,762 | €2,096 | €941 | €1,237 | ▲ 31.5% |
| Tangible fixed assets22/27 | €3,921 | €2,762 | €2,096 | €941 | €1,237 | ▲ 31.5% |
| Furniture and vehicles24 | €333 | €165 | €489 | €260 | €862 | ▲ 231% |
| Other tangible fixed assets26 | €3,588 | €2,597 | €1,606 | €680 | €375 | ▼ 44.9% |
| Current assets29/58 | €10,576 | €15,766 | €13,595 | €15,053 | €9,332 | ▼ 38.0% |
| Amounts receivable within one year40/41 | €7,776 | €13,213 | €8,946 | €3,596 | €7,351 | ▲ 104% |
| Trade receivables40 | €7,776 | €13,213 | €8,946 | €1,340 | €6,886 | ▲ 414% |
| Other amounts receivable41 | - | - | - | €2,257 | €465 | ▼ 79.4% |
| Cash at bank and in hand54/58 | €15 | €15 | €2,153 | €9,524 | €104 | ▼ 98.9% |
| Deferred charges and accrued income490/1 | €2,785 | €2,538 | €2,496 | €1,933 | €1,876 | ▼ 2.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €14,497 | €18,528 | €15,691 | €15,994 | €10,569 | ▼ 33.9% |
| Equity10/15 | -€5,190 | -€5,003 | €7,492 | €9,415 | €5,276 | ▼ 44.0% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €16,591 | €16,591 | €16,591 | €16,591 | €16,591 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | €14,731 | €14,731 | €14,731 | €16,591 | €16,591 | = |
| Profit (loss) carried forward14 | -€27,980 | -€27,794 | -€15,298 | -€13,376 | -€17,515 | ▼ 30.9% |
| Amounts payable17/49 | €19,687 | €23,531 | €8,199 | €6,579 | €5,293 | ▼ 19.5% |
| Amounts payable after more than one year17 | €950 | €0 | - | - | - | - |
| Financial debts170/4 | €950 | €0 | - | - | - | - |
| Amounts payable within one year42/48 | €18,672 | €23,531 | €8,199 | €6,097 | €5,293 | ▼ 13.2% |
| Current portion of amounts payable after more than one year42 | €1,019 | €950 | €0 | - | - | - |
| Financial debts43 | €63 | €5,024 | €138 | €52 | €0 | ▼ 100% |
| Credit institutions430/8 | €63 | €5,024 | €138 | €52 | €0 | ▼ 100% |
| Trade debts44 | €5,181 | €5,093 | €2,770 | €1,931 | €3,048 | ▲ 57.9% |
| Suppliers440/4 | €5,181 | €5,093 | €2,770 | €1,931 | €3,048 | ▲ 57.9% |
| Taxes, remuneration and social security45 | €4,230 | €8,272 | €4,485 | €4,115 | €1,986 | ▼ 51.7% |
| Taxes450/3 | €4,230 | €7,510 | €3,185 | €4,115 | €1,948 | ▼ 52.7% |
| Remuneration and social security454/9 | - | €761 | €1,300 | €0 | €38 | - |
| Other amounts payable47/48 | €8,179 | €4,192 | €805 | €0 | €259 | - |
| Accrued charges and deferred income492/3 | €65 | €0 | - | €481 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€355 | €187 | €12,495 | €1,923 | -€4,139 | ▼ 315% |
| + Depreciation and write-downs630 | €3,207 | €1,160 | €1,353 | €1,155 | €922 | ▼ 20.2% |
| Operating cash flow (approximation) | €2,852 | €1,346 | €13,848 | €3,078 | -€3,217 | ▼ 205% |
| Investment in fixed assets (approximation) | - | €0 | -€687 | €0 | -€1,218 | - |
| Change in cash | - | €0 | €2,138 | €7,371 | -€9,420 | ▼ 228% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €12,495 ▲6,592%
Operating result €13,172, net result €12,495, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.66
Current ratio from 0.67 to 1.66; short-term debt falls from €23,531 to €8,199.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €187
Net result €187 after 4 loss-making years.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
31-12
Financial
Weakest financial yearnet -€6,771
Net result drops to -€6,771, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 2008
Ground area
754 m²
Building footprint
304 m²
Parcel 25106G0311/00A000, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
WHITE LAB ARCHITECTS
since 20082.324.513.047
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25106G0311/00A000 | Wallonia | 754 m² | 1 · 304 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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FRUTAL ARCHITECTURE
BE 0770.742.303
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ATELIER D'ARCHITECTES ASSOCIES DUPIRE- FRANCOIS
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Of 18,254 companies in sector 71111 we hold annual accounts for 6,323. 2,344 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-08-2008
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
E-invoicing
Reachable via Peppol
Peppol ID
0208:0806085242
Registered
17-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.