WHITE CLEANING
ActiveWHITE CLEANING has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €-5k. Equity is shrinking by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 20% of 4486 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▼-51
Solvency36▼-22
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.75 against 0.85 in 2024; short-term debt: 87.1% and cash: 5.4% of total assets), and 88.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.5%
Return on assets
-8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 4486 sector peers (2025).
NBB · sector comparisonPosition among 4486 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
30 d late
2024
31 d late
2023
29 d late
2022
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 71.8%
2024 · €27k
2022: €16k
2023: €8k
2024: €27k
2022 → 2025
Total assets
€66k▼ 18.4%
2024 · €81k
2022: €57k
2023: €53k
2024: €81k
2022 → 2025
Net result
€-5k
2024 · €19k
2022: €-3k
2023: €-8k
2024: €19k
2022 → 2025
Working capital
€-14k▼ 79.8%
2024 · €-8k
2022: €-13k
2023: €-9k
2024: €-8k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€16k-€8k▼ 51.9%€27k▲ 243%€8k▼ 71.8%
Operating result€36-€-5k€30k€-4k
Net result€-3k-€-8k▼ 142%€19k€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €30k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66k
Fixed assets
€23k▼ 36.6%
Current assets
€43k▼ 4.0%
Equity and liabilities €66k
Equity
€8k▼ 71.8%
Debt
€59k▲ 8.2%
The debt ratio rises from 66.8% to 88.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€9k▼
2024 · €36k
Cash flow
€8k▼
2024 · €26k
Solvency
11.5%▼
2024 · 33.2%
Current ratio
0.75▼
2024 · 0.85
Quick ratio
0.75▼
2024 · 0.85
Debt / equity
7.72▲
2024 · 2.01
ROE
-70.1%▼
2024 · 70.9%
ROA
-8.0%▼
2024 · 23.6%
Interest coverage
4.60▼
2024 · 20.01
Debt
€59k▲
2024 · €54k
Debt ≤ 1 year
€58k▲
2024 · €53k
Income taxes
€126▼
2024 · €10k
Staff costs
€32k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€81k€66k▼
Fixed assets21/28€36k€23k▼
Tangible fixed assets22/27€36k€23k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€25k€15k▼
Other tangible fixed assets26€6k€3k▼
Current assets29/58€45k€43k▼
Amounts receivable within one year40/41€41k€38k▼
Trade receivables40€24k€18k▼
Other amounts receivable41€17k€20k▲
Cash at bank and in hand54/58€3k€4k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€81k€66k▼
Equity10/15€27k€8k▼
Contributions10/11€1k€1k=
Reserves13€18k€4k▼
Distributable reserves133€18k€4k▼
Profit (loss) carried forward14€8k€3k▼
Amounts payable17/49€54k€59k▲
Amounts payable within one year42/48€53k€58k▲
Trade debts44€15k€13k▼
Suppliers440/4€15k€13k▼
Taxes, remuneration and social security45€13k€18k▲
Taxes450/3€10k€11k▲
Remuneration and social security454/9€3k€6k▲
Other amounts payable47/48€25k€27k▲
Accrued charges and deferred income492/3€961€949▼
Income statement
Code20242025
Non-recurring operating income76A-€5k
Remuneration, social security and pensions62€12k€32k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€13k▲
Other operating charges640/8€7k€1k▼
Gross operating margin9900€55k€42k▼
Operating profit (loss)9901€30k€-4k▼
Financial income75/76B€712€957▲
Recurring financial income75€712€957▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€29k€-5k▼
Income taxes67/77€10k€126▼
Profit (loss) for the period9904€19k€-5k▼
Profit (loss) for the period to be appropriated9905€19k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€3k▼
Profit (loss) brought forward from the previous period14P€7k€8k▲
Transfer from equity791/2-€14k
Transfer to equity691/2€18k-
To other reserves6921€18k-
Profit to be distributed694/7-€14k
Return on contributions (dividend)694-€14k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Back to profitnet €19k
Net result €19k after 2 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haacht · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Adriaanstraat 1563150 HaachtGround area
533 m²
Building footprint
234 m²
Volume, LiDAR
735 m³
2 parcels, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
White Cleaning
since 20122.217.808.097
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24033F0318/00R000 | Flanders | 435 m² | 1 · 102 m² | 10.2 m · 2 fl. |
| 24014A0411/00Z002 | Flanders | 98 m² | 1 · 131 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SMASS
BE 0823.019.957
Deinze · Eq €8k
AZZOUZ
BE 0770.835.838
Antwerpen · Eq €8k
UCX
BE 1025.526.164
Kortrijk · Eq €8k
Serenity Events
BE 0749.796.043
Waterloo · Eq €8k
T & GO
BE 0825.313.216
Destelbergen · Eq €8k
Of 7,356 companies in sector 81210 we hold annual accounts for 2,735. 1,586 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2012
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.