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WHITE CAMELIA

Active
Private limited companyfounded 200323 yrs activeEmile Bockstaellaan 276, 1020 Brussel, BelgiumKBO/BCE: BE 0479.997.372
Summary

The computed 12-month bankruptcy probability of WHITE CAMELIA is 1.5% (moderate). The 2025 annual accounts show negative equity (-€18,022) and a net result of -€428. Equity is growing by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 15% of 4801 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Checked score

Score 2025
Axes · tick = 2024
Profitability33▲+33
Solvency0=
Growth52=
Track record92
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.71 against 0.49 in 2024; short-term debt: 141.7% and cash: 0.1% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-83.3%
Return on assets
-2%
Age of the figures
15 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 23 years 0 30 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
192021222425
2019 to 2025 · latest year -€18,022
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
2 d late
2024
10 d late
2022
1 d early
2021
on the day
2020
53 d late
2019
2 d early
2018
2 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Strikeout withdrawal
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 2 February (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline

History

WHITE CAMELIA was incorporated on 11 April 2003.1 Total assets rose from EUR 2,264 in 2019 to EUR 21,623 in 2025 and headcount from 0.3 full-time equivalents in 2019 to 1 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019, 2024 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€428▲ 88.6%
2024 · -€3,751
Working capital
-€9,022▲ 38.2%
2024 · -€14,593
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220242025
Operating result€2,039▼ 84.2%€6,690▲ 228%€12,122▲ 81.2%-€3,595--€265▲ 92.6%
Net result€522within the sector's middle half▼ 95.9%€6,224within the sector's middle half▲ 1,093%€11,820within the sector's middle half▲ 89.9%-€3,751below the sector's middle half--€428within the sector's middle half▲ 88.6%
Equity-€43,631below the sector's middle half▲ 1.2%-€37,408below the sector's middle half▲ 14.3%-€25,588below the sector's middle half▲ 31.6%-€17,593below the sector's middle half--€18,022below the sector's middle half▼ 2.4%
Total assets€2,633below the sector's middle half▲ 16.3%€3,756below the sector's middle half▲ 42.6%€14,354below the sector's middle half▲ 282%€13,995below the sector's middle half-€21,623below the sector's middle half▲ 54.5%
Debt€46,264▼ 0.3%€41,163▼ 11.0%€39,942▼ 3.0%€31,589-€39,645▲ 25.5%
Working capital-€35,261below the sector's middle half▲ 20.1%-€37,408below the sector's middle half▼ 6.1%-€25,588within the sector's middle half▲ 31.6%-€14,593within the sector's middle half--€9,022within the sector's middle half▲ 38.2%
Solvency-178.3%below the sector's middle half-125.7%below the sector's middle half--83.3%below the sector's middle half▲ 42.4pp
Current ratio0.36below the sector's middle half0.49within the sector's middle half-0.71within the sector's middle half▲ 0.22
Return on assets (ROA)82.3%above the sector's middle half-26.8%below the sector's middle half--2.0%within the sector's middle half▲ 24.8pp
Staff (FTE)0.3below the sector's middle half=0.3below the sector's middle half=0.2below the sector's middle half▼ 33.3%1-
above within below the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000Operating result 2020: €2,039€2,039Net result 2020: €522€522Operating result 2021: €6,690€6,690Net result 2021: €6,224€6,224Operating result 2022: €12,122€12,122Net result 2022: €11,820€11,820Operating result 2024: -€3,595-€3,595Net result 2024: -€3,751-€3,751Operating result 2025: -€265-€265Net result 2025: -€428-€42820202021202220242025-€5,000€0€5,000€10,000Operating result 2022: €12,122€12,100Net result 2022: €11,820€11,800Operating result 2024: -€3,595-€3,590Net result 2024: -€3,751-€3,750Operating result 2025: -€265-€265Net result 2025: -€428-€428202220242025
The operating result stays negative: a loss of €265 in 2025 against €3,595 in 2024; the loss shrinks.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€30,645▲
2024 · €28,589
Income taxes
€0▼
2024 · €0
Staff costs
€16,156▼
2024 · €16,718
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,795 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a small loss
2.1% went bankrupt
6.0% stopped otherwise
90% still going

A further 1.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,795 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€13,995€21,623▲
Current assets29/58€13,995€21,623▲
Amounts receivable within one year40/41€11,414€21,601▲
Trade receivables40€6,000€15,800▲
Other amounts receivable41€5,414€5,801▲
Cash at bank and in hand54/58€2,581€22▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€13,995€21,623▲
Equity10/15-€17,593-€18,022▼
Contributions10/11€25,000€25,000=
Profit (loss) carried forward14-€42,593-€43,022▼
Amounts payable17/49€31,589€39,645▲
Amounts payable within one year42/48€28,589€30,645▲
Trade debts44€1,341€1,717▲
Suppliers440/4€1,341€1,717▲
Taxes, remuneration and social security45€1,369€2,860▲
Remuneration and social security454/9€1,369€2,860▲
Other amounts payable47/48€25,879€26,068▲
Accrued charges and deferred income492/3€3,000€9,000▲
Income statement Code20242025
Remuneration, social security and pensions62€16,718€16,156▼
Other operating charges640/8€384€387▲
Gross operating margin9900€13,508€16,278▲
Operating profit (loss)9901-€3,595-€265▲
Financial income75/76B€103€137▲
Recurring financial income75€103€137▲
Financial charges65/66B€260€301▲
Recurring financial charges65€260€301▲
Profit (loss) for the period before taxes9903-€3,751-€428▲
Income taxes67/77€0€0▼
Profit (loss) for the period9904-€3,751-€428▲
Profit (loss) for the period to be appropriated9905-€3,751-€428▲
Appropriation of the result
Profit (loss) to be appropriated9906-€42,593-€43,022▼
Profit (loss) brought forward from the previous period14P-€38,842-€42,593▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220242025Change
Remuneration, social security and pensions62--€10,024€16,718€16,156▼ 3.4%
Other operating charges640/8--€348€384€387▲ 0.8%
Gross operating margin9900€15,706€17,785€22,494€13,508€16,278▲ 20.5%
Operating profit (loss)9901€2,039€6,690€12,122-€3,595-€265▲ 92.6%
Financial income75/76B--€78€103€137▲ 32.6%
Recurring financial income75-€2€78€103€137▲ 32.6%
Financial charges65/66B--€380€260€301▲ 15.5%
Recurring financial charges65€1,517€468€380€260€301▲ 15.5%
Profit (loss) for the period before taxes9903€522€6,224€11,820-€3,751-€428▲ 88.6%
Income taxes67/77---€0€0▼ 100%
Profit (loss) for the period9904€522€6,224€11,820-€3,751-€428▲ 88.6%
Profit (loss) for the period to be appropriated9905€522€6,224€11,820-€3,751-€428▲ 88.6%
Line20202021202220242025Change
Assets
Total assets20/58€2,633€3,756€14,354€13,995€21,623▲ 54.5%
Current assets29/58€2,633€3,756€14,354€13,995€21,623▲ 54.5%
Amounts receivable within one year40/41-€3,391€7,867€11,414€21,601▲ 89.2%
Trade receivables40--€5,250€6,000€15,800▲ 163%
Other amounts receivable41--€2,617€5,414€5,801▲ 7.2%
Cash at bank and in hand54/58€2,347€69€6,190€2,581€22▼ 99.2%
Deferred charges and accrued income490/1--€298€0--
Equity and liabilities
Total equity and liabilities10/49€2,633€3,756€14,354€13,995€21,623▲ 54.5%
Equity10/15-€43,631-€37,408-€25,588-€17,593-€18,022▼ 2.4%
Contributions10/11--€25,000€25,000€25,000=
Profit (loss) carried forward14-€68,631-€62,408-€50,588-€42,593-€43,022▼ 1.0%
Amounts payable17/49€46,264€41,163€39,942€31,589€39,645▲ 25.5%
Amounts payable after more than one year17€8,370-----
Amounts payable within one year42/48€37,894€41,163€39,942€28,589€30,645▲ 7.2%
Trade debts44€947-€1,424€1,341€1,717▲ 28.1%
Suppliers440/4--€1,424€1,341€1,717▲ 28.1%
Taxes, remuneration and social security45--€1,312€1,369€2,860▲ 109%
Remuneration and social security454/9--€1,312€1,369€2,860▲ 109%
Other amounts payable47/48--€37,206€25,879€26,068▲ 0.7%
Accrued charges and deferred income492/3---€3,000€9,000▲ 200%
Line20202021202220242025Change
Profit (loss) for the period9904€522€6,224€11,820-€3,751-€428▲ 88.6%
Operating cash flow (approximation)€522€6,224€11,820-€3,751-€428▲ 88.6%
Change in cash--€2,278€6,121--€2,560-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
02-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
10-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 10 days late
2024
30-06
Financial Weakest financial yearnet -€3,751
Net result drops to -€3,751, the lowest in the series; recovery starts the following year.
2023
30-01
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-01
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
25-03
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 53 days late
2020
29-01
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
29-01
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
09-11
KBO administration Strikeout withdrawal
event 08-10-2018
08-10
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 981 days late
16-02
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
19-10
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 261 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2003
seat establishment The establishment unit on the map
Ground area
386 m²
Building footprint
248 m²
Volume, LiDAR
5,478 m³
Parcel 21816C0135/00C002, Brussels · tallest building 25.4 m, ±7 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
COSY-WASH
Emile Bockstaellaan 276, 1020 BrusselNACE 52450
since 20032.131.803.741
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21816C0135/00C002 Brussels 386 m² 1 · 248 m² 25.4 m · 7 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. WASH EXPRESS INVEST 100%
  2. WHITE CAMELIA

Highest known parent: WASH EXPRESS INVEST. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 998 companies in this sector we hold annual accounts for 458. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded11-04-2003
Fiscal year end30-06
Activities, NACEBEL 2025
81210General cleaning of buildings
96102Launderettes and laundries for private customers
47540Retail sale of electrical household appliances
77223Rental and leasing activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0479997372
Also 9925:BE0479997372
Registered 15-05-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.