Skip to content

Wherco

Active
Private limited companyfounded 1956active for 70 yearsKasteeldreef 73, 9160 Lokeren, BelgiumKBO/BCE: BE 0405.084.767
Summary

Wherco has been active since 1956 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.3m and a net result of €52,500. Equity has been growing by about 7.7% per year since 2018. Its solvency ranks better than 85% of 15,782 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 16-06-1956 Normal situation
Activity
Other tax advisory services NACE 69209
Joint committee
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2021
Establishment unit
2.322.990.147 9160 Lokeren, since 01-01-2019
Financial year end
31 December
Peppol
Reachable since 08-01-2026

Board and ownership

Board

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
-€3,479
Profit
€52,500
▼ 80.7%
Equity
€3.3m
▲ 1.6%
Total assets
€3.8m
▼ 0.3%
Turnover not published (micro format)
Score breakdownlowers riskSize: total assets €3.8mSector: Legal and accounting activities (NACE 69)Liquidity: current ratio 9.41, cash €585,700Figures for financial year 2025 (filed on 31-07-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 53% of small companies in legal and accounting (NACE 69)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 86.0% of total assets
Liquidity 69-8
short-term debt 9.9% · cash 15.3%
Profitability 41-37
return on assets 1.4%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,477 companies, NACE 69, small)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025highest value 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €310,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 9.41 (8.26 in 2024), above the usual 1.5. Short-term debt is 9.9% and cash 15.3% of total assets. 14% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, small). It does better than 86% of them on solvency, 79% on liquidity, 9% on profitability and 37% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Size: total assets €3.8m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Liquidity: current ratio 9.41, cash €585,700
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 31-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
21 days late
2023
31 days late
2022
61 days late
2021
29 days late
2020
31 days late
2019
122 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 42 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €271,644 to €52,500 ▼ 80.7% View
  • Positive: Oldest company in East Flanders, Legal and accounting sectorin the Checked rankings No. 1 View
  • Positive: 7 profitable years in a rowprofit 2025: €52,500 7 years View

Recent changes

  1. · Gazette deed Changes of role: Stefaan STERCK (director) and Dianna VAN dE VELDE (director)Resignation: Willy Sterck (statutory manager)
All 14 events

Comparable companies

These companies have the same main activity as Wherco: other tax advisory services (NACE 69209). They are comparable in size and age: total assets between €1.2m and €3.7m, founded between 1968 and 1993.

CompanyTotal assetsGross margin
Wherco Lokeren€3.8m-€0.003m
Bureau d'etudes financières Nivelles€3.7m-€0.05m
Van Impe Advies² Wingene€2.6m-€0.03m
ASCOT MANAGEMENT Genappe€2.4m-€0.06m
Fiduciaire Vangeel en Co Merelbeke-Melle€1.2m-€439
VALPAR Grez-Doiceau€1.5m-€0.03m
El-Decon Merelbeke-Melle€1.2m-€0.01m
Full comparison

Key facts about Wherco

What is the company number of Wherco?
The company number of Wherco is 0405.084.767. The VAT number is the same number with BE in front: BE 0405.084.767.
Where is Wherco based?
The registered office is at Kasteeldreef 73, 9160 Lokeren.Company details
What does Wherco do?
According to the KBO register, the main activity is other tax advisory services (NACE 69209).
What is the legal form of Wherco?
The legal form of Wherco is Private limited company (BV).
When was Wherco founded?
Wherco was founded on 16-06-1956.
Is Wherco still active?
Yes, Wherco is an active enterprise in the KBO register.
How many employees does Wherco have?
Wherco had an average of 0.6 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
Which joint committee does Wherco fall under?
In its 2021 annual accounts, Wherco states joint committee 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of Wherco?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.
Is Wherco profitable?
In financial year 2025, Wherco made a profit of €52,500.
Where can I find the annual accounts of Wherco?
Wherco filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Wherco due?
Wherco must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.