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Private limited companyfounded 20178 yrs activeInterescautlaan 100, 2627 Schelle, BelgiumKBO/BCE: BE 0682.964.825
Summary

WHATT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €817,896 and a net result of €333,549. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 5585 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
23 d early
2024
61 d late
2023
1 d early
2022
3 d early
2021
72 d early
2020
33 d early
2019
48 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 July (4 of the last 5 filed years within 64 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 16 October 2017, WHATT was incorporated.1 Total assets went from EUR 156,211 in 2018 to EUR 828,570 in 2025 and headcount from 0.7 full-time equivalents in 2019 to 0.2 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2019, 2024 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€817,896▲ 34.8%
2024 · €606,847
Net result
€333,549▲ 172%
2024 · €122,797
Total assets
€828,570▼ 33.3%
2024 · €1.2m
Solvency
98.7%▲ 49.8pp
2024 · 48.9%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€164,723▲ 193%€460,069▲ 179%€285,833▼ 37.9%€171,818▼ 39.9%€143,471▼ 16.5%
Net result€126,267above the sector's middle half▲ 187%€346,935above the sector's middle half▲ 175%€266,788above the sector's middle half▼ 23.1%€122,797within the sector's middle half▼ 54.0%€333,549above the sector's middle half▲ 172%
Equity€446,797above the sector's middle half▲ 42.1%€793,732within the sector's middle half▲ 77.6%€660,520within the sector's middle half▼ 16.8%€606,847within the sector's middle half▼ 8.1%€817,896within the sector's middle half▲ 34.8%
Total assets€543,337within the sector's middle half▲ 22.3%€1.4mwithin the sector's middle half▲ 165%€1.7mwithin the sector's middle half▲ 15.4%€1.2mwithin the sector's middle half▼ 25.4%€828,570within the sector's middle half▼ 33.3%
Debt€96,540▼ 25.8%€648,283▲ 572%€1.0m▲ 54.8%€634,462▼ 36.8%€10,674▼ 98.3%
Working capital€407,314above the sector's middle half▲ 62.3%€376,555above the sector's middle half▼ 7.6%€175,096within the sector's middle half▼ 53.5%€68,284within the sector's middle half▼ 61.0%€24,796within the sector's middle half▼ 63.7%
Solvency82.2%above the sector's middle half▲ 11.5pp55.0%within the sector's middle half▼ 27.2pp39.7%within the sector's middle half▼ 15.4pp48.9%within the sector's middle half▲ 9.2pp98.7%above the sector's middle half▲ 49.8pp
Current ratio5.45above the sector's middle half▲ 2.442.55within the sector's middle half▼ 2.901.30within the sector's middle half▼ 1.251.24within the sector's middle half▼ 0.073.32above the sector's middle half▲ 2.09
Return on assets (ROA)23.2%above the sector's middle half▲ 13.4pp24.1%above the sector's middle half▲ 0.8pp16.0%above the sector's middle half▼ 8.0pp9.9%within the sector's middle half▼ 6.1pp40.3%above the sector's middle half▲ 30.4pp
Staff (FTE)1.1▼ 31.3%1.3within the sector's middle half▲ 18.2%1within the sector's middle half▼ 23.1%0.2within the sector's middle half▼ 80.0%
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
  • 2022 Net result +175% on 2021. The accounts now follow the abbreviated schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
€0€200,000€400,000Operating result 2021: €164,723€164,723Net result 2021: €126,267€126,267Operating result 2022: €460,069€460,069Net result 2022: €346,935€346,935Operating result 2023: €285,833€285,833Net result 2023: €266,788€266,788Operating result 2024: €171,818€171,818Net result 2024: €122,797€122,797Operating result 2025: €143,471€143,471Net result 2025: €333,549€333,54920212022202320242025€0€100,000€200,000€300,000Operating result 2023: €285,833€286,000Net result 2023: €266,788€267,000Operating result 2024: €171,818€172,000Net result 2024: €122,797€123,000Operating result 2025: €143,471€143,000Net result 2025: €333,549€334,000202320242025
The operating result has fallen three years in a row; 2025 is 16% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €828,570
Fixed assets €793,100 ▼ 10.2%
Current assets €35,470 ▼ 90.1%
Equity and liabilities €828,570
Equity €817,896 ▲ 34.8%
Debt €10,674 ▼ 98.3%
Debt's share of the balance-sheet total falls from 51.1% to 1.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
40.8%▲
2024 · 20.2%
Debt ≤ 1 year
€10,674▼
2024 · €289,822
Income taxes
€29,526▼
2024 · €36,299
Staff costs
-€281▼
2024 · €8,471
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.2m€828,570▼
Fixed assets21/28€883,203€793,100▼
Tangible fixed assets22/27€76,828-
Plant, machinery and equipment23€2,208-
Furniture and vehicles24€74,620-
Financial fixed assets28€806,375€793,100▼
Current assets29/58€358,105€35,470▼
Amounts receivable within one year40/41€51,547€34,500▼
Trade receivables40€29,063€34,495▲
Other amounts receivable41€22,483€5▼
Cash at bank and in hand54/58€298,219€970▼
Deferred charges and accrued income490/1€8,340-
Equity and liabilities
Total equity and liabilities10/49€1.2m€828,570▼
Equity10/15€606,847€817,896▲
Contributions10/11€18,600-
Reserves13€1,860€1,860=
Distributable reserves133€1,860€1,860=
Profit (loss) carried forward14€586,387€816,036▲
Amounts payable17/49€634,462€10,674▼
Amounts payable after more than one year17€339,565-
Financial debts170/4€339,565-
Amounts payable within one year42/48€289,822€10,674▼
Current portion of amounts payable after more than one year42€81,885-
Financial debts43€15-
Credit institutions430/8€15-
Trade debts44€2,709€1,860▼
Suppliers440/4€2,709€1,860▼
Taxes, remuneration and social security45€19,357€8,814▼
Taxes450/3€16,930€8,814▼
Remuneration and social security454/9€2,427-
Other amounts payable47/48€185,855-
Accrued charges and deferred income492/3€5,075-
Income statement Code20242025
Remuneration, social security and pensions62€8,471-€281▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28,747-
Other operating charges640/8€1,548€6,118▲
Gross operating margin9900€210,583€149,308▼
Operating profit (loss)9901€171,818€143,471▼
Financial income75/76B€2,866€250,000▲
Recurring financial income75€2,866€250,000▲
Financial charges65/66B€15,588€30,396▲
Recurring financial charges65€15,588€30,396▲
Profit (loss) for the period before taxes9903€159,096€363,075▲
Income taxes67/77€36,299€29,526▼
Profit (loss) for the period9904€122,797€333,549▲
Profit (loss) for the period to be appropriated9905€122,797€333,549▲
Appropriation of the result
Profit (loss) to be appropriated9906€762,857€919,936▲
Profit (loss) brought forward from the previous period14P€640,060€586,387▼
Profit to be distributed694/7€176,471€103,900▼
Return on contributions (dividend)694€176,471€103,900▼
Social balance
Average headcount (FTE)90870.2-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€61,834€60,170€71,776€8,471-€281▼ 103%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25,769€24,816€32,112€28,747--
Other operating charges640/8€5,837€993€1,522€1,548€6,118▲ 295%
Non-recurring operating charges66A--€416---
Gross operating margin9900€258,164€546,048€391,660€210,583€149,308▼ 29.1%
Operating profit (loss)9901€164,723€460,069€285,833€171,818€143,471▼ 16.5%
Financial income75/76B€475€7,136€61,861€2,866€250,000▲ 8,622%
Recurring financial income75€475€7,136€61,861€2,866€250,000▲ 8,622%
Financial charges65/66B€59€6,671€17,389€15,588€30,396▲ 95.0%
Recurring financial charges65€59€6,671€17,389€15,588€30,396▲ 95.0%
Profit (loss) for the period before taxes9903€165,139€460,533€330,305€159,096€363,075▲ 128%
Income taxes67/77€38,872€113,598€63,517€36,299€29,526▼ 18.7%
Profit (loss) for the period9904€126,267€346,935€266,788€122,797€333,549▲ 172%
Profit (loss) for the period to be appropriated9905€126,267€346,935€266,788€122,797€333,549▲ 172%
Line20212022202320242025Change
Assets
Total assets20/58€543,337€1.4m€1.7m€1.2m€828,570▼ 33.3%
Fixed assets21/28€44,484€822,942€911,950€883,203€793,100▼ 10.2%
Intangible fixed assets21€1,920€960----
Tangible fixed assets22/27€39,464€15,607€105,575€76,828--
Plant, machinery and equipment23€1,798€1,415€3,555€2,208--
Furniture and vehicles24€25,127€7,923€102,021€74,620--
Other tangible fixed assets26€12,539€6,269----
Financial fixed assets28€3,100€806,375€806,375€806,375€793,100▼ 1.6%
Current assets29/58€498,853€619,073€752,378€358,105€35,470▼ 90.1%
Amounts receivable within one year40/41€198,668€421,034€140,506€51,547€34,500▼ 33.1%
Trade receivables40€198,447€421,034€77,210€29,063€34,495▲ 18.7%
Other amounts receivable41€221-€63,296€22,483€5▼ 100.0%
Cash at bank and in hand54/58€293,350€190,940€603,998€298,219€970▼ 99.7%
Deferred charges and accrued income490/1€6,835€7,100€7,874€8,340--
Equity and liabilities
Total equity and liabilities10/49€543,337€1.4m€1.7m€1.2m€828,570▼ 33.3%
Equity10/15€446,797€793,732€660,520€606,847€817,896▲ 34.8%
Contributions10/11€18,600€18,600€18,600€18,600--
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860----
Reserves not available under the articles1311€1,860€1,860----
Distributable reserves133--€1,860€1,860€1,860=
Profit (loss) carried forward14€426,337€773,272€640,060€586,387€816,036▲ 39.2%
Amounts payable17/49€96,540€648,283€1.0m€634,462€10,674▼ 98.3%
Amounts payable after more than one year17-€400,690€421,451€339,565--
Financial debts170/4-€400,690€421,451€339,565--
Amounts payable within one year42/48€91,540€242,518€577,282€289,822€10,674▼ 96.3%
Current portion of amounts payable after more than one year42-€76,764€79,240€81,885--
Financial debts43--€23€15--
Credit institutions430/8--€23€15--
Trade debts44€7,096€5,072€6,336€2,709€1,860▼ 31.3%
Suppliers440/4€7,096€5,072€6,336€2,709€1,860▼ 31.3%
Taxes, remuneration and social security45€76,337€149,215€82,695€19,357€8,814▼ 54.5%
Taxes450/3€59,535€134,359€63,388€16,930€8,814▼ 47.9%
Remuneration and social security454/9€16,802€14,855€19,307€2,427--
Other amounts payable47/48€8,107€11,466€408,988€185,855--
Accrued charges and deferred income492/3€5,000€5,075€5,075€5,075--
Line20212022202320242025Change
Profit (loss) for the period9904€126,267€346,935€266,788€122,797€333,549▲ 172%
+ Depreciation and write-downs630€25,769€24,816€32,112€28,747--
Operating cash flow (approximation)€152,036€371,751€298,900€151,544€333,549▲ 120%
Investment in fixed assets (approximation)--€803,275-€121,120€0€90,103-
Change in cash--€102,410€413,059-€305,780-€297,249▲ 2.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Liquidity triplescurrent ratio 3.32
Current ratio from 1.24 to 3.32; short-term debt falls from €289,822 to €10,674.
30-09
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
30-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Highest result since 2018net €346,935 ▲175%
Operating result €460,069, net result €346,935, both a record.
31-12
Financial Equity above €500,000Eq €793,732 ▲77.6%
5 profitable years in a row build equity to €793,732.
20-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet €43,931 ▼74.9%
Net result drops to €43,931, the lowest in the series; recovery starts the following year.
17-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 48 days late
2019
31-12
Financial Equity above €200,000Eq €270,400 ▲183%
2 profitable years in a row build equity to €270,400.
17-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schelle · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
5.3 ha
Building footprint
97 m²
Volume, LiDAR
630 m³
Parcel 11038A0542/00B000, Flanders · tallest building 12.6 m, ±2 floors. Linked by address, not a title deed.
11 companies at this address See who is registered here
1 establishment unit
STROOHM
Interescautlaan 100, 2627 SchelleFinancial service activities, except insurance and pension funding
since 20172.269.611.641
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11038A0542/00B000 Flanders 5.3 ha 1 · 97 m² 12.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner · 1 holding

Chain of control

  1. STROOHM Holding 100%
  2. WHATT

Highest known parent: STROOHM Holding. The sources do not say who stands above it.

Owners 1

Holdings 1

According to the 2025 annual accounts of WHATT and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,128 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded16-10-2017
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
33200Installation of industrial machinery and equipment
E-invoicing
Reachable via Peppol
Peppol ID 0208:0682964825
Registered 02-04-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.