Whatever Works
ActiveWhatever Works has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €-6k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 46% of 4760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
65
/ 100
Healthy▼ -21 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency95▲+4
Growth52=
Stability94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.34 against 2.32 in 2024), and 49.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
6 signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.5%
Return on assets
-8.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-02-2026, 162 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
162 d early
2024
94 d early
2023
165 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
04-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▼ 14.1%
2024 · €42k
2023: €26k
2024: €42k
2023 → 2025
Total assets
€72k▼ 21.4%
2024 · €91k
2023: €42k
2024: €91k
2023 → 2025
Net result
€-6k
2024 · €17k
2023: €23k
2024: €17k
2023 → 2025
Working capital
€28k▼ 24.6%
2024 · €38k
2023: €25k
2024: €38k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€26k-€42k▲ 64.9%€36k▼ 14.1%
Operating result€30k-€25k▼ 17.2%€-4k
Net result€23k-€17k▼ 25.4%€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €25k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72k
Fixed assets
€22k▼ 11.7%
Current assets
€50k▼ 25.1%
Equity and liabilities €72k
Equity
€36k▼ 14.1%
Debt
€36k▼ 27.7%
The debt ratio falls from 53.8% to 49.5%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€3k▼
2024 · €31k
Cash flow
€1k▼
2024 · €23k
Solvency
50.5%▲
2024 · 46.2%
Current ratio
2.34▲
2024 · 2.32
Quick ratio
2.34▲
2024 · 2.32
Debt / equity
0.98▼
2024 · 1.16
ROE
-16.4%▼
2024 · 41.3%
ROA
-8.3%▼
2024 · 19.1%
Interest coverage
2.99▼
2024 · 30.09
Debt
€36k▼
2024 · €49k
Debt ≤ 1 year
€21k▼
2024 · €29k
Debt > 1 year
€14k▼
2024 · €21k
Income taxes
€712▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Total assets
20/58€72k
Fixed assets
21/28€22k
Tangible fixed assets
22/27€22k
Current assets
29/58€50k
Amounts receivable within one year
40/41€12k
Cash & bank
54/58€37k
Total equity & liabilities
10/49€72k
Equity
10/15€36k
Contributions / capital
10/11€3k
Accumulated profits (losses)
14€33k
Amounts payable
17/49€36k
Amounts payable after one year
17€14k
Amounts payable within one year
42/48€21k
Trade debts payable within one year
44€2k
Income statement
Code2025
Gross operating margin
9900€4k
Operating result
9901€-4k
Financial income
75€1
Financial charges
65€1k
Result before taxes
9903€-5k
Income taxes
67/77€712
Net result for the period
9904€-6k
Result to be appropriated
9905€-6k
This is the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan.
See plans →
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-6k ▼134%
Net result drops to €-6k, the lowest in the series.
28-05
State Gazette act
Registered-office change
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Structure & network
Ownership & control
1 partyWhatever WorksBE 0797.691.178
controls
Where this company holds controlthis company sits on their board1
1 location
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
UPEKKHA
BE 0697.772.864
Verviers · Eq €36k
Octopoes
BE 1025.344.636
Kasterlee · Eq €36k
ARO PUBLIC AFFAIRS
BE 1005.787.852
Brussel · Eq €36k
JeDe Consulting
BE 1014.446.586
Tielt · Eq €36k
GRINTAA
BE 0699.957.740
Wavre · Eq €36k
Of 82,341 companies in sector 70200 we hold annual accounts for 50,889. 34,664 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-01-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-07-2026. Scores and ratios are computed by Checked and are not a credit decision.