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Whatbike

Active
Private limited companyfounded 20242 yrs activeEdouard Speeckaertlaan 73, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 1007.692.913
Summary

Whatbike has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,254 and a net result of €254. Its solvency ranks better than 75% of 17213 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes
Profitability77
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 March 2024, Whatbike was incorporated as a Private limited company.1 In 2026 the registered office moved to Sint-Lambrechts-Woluwe Avenue E. Speeckaert.2 The company has filed annual accounts once, for fiscal year 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 16-09-2026
  3. 3National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€3,254
Total assets
€4,036
Net result
€254
Working capital
€2,484

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €4,036
Fixed assets €770
Current assets €3,266
Equity and liabilities €4,036
Equity €3,254
Debt €782
Debt finances 19.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€1,993
Cash flow
€1,795
Interest coverage
13.99
Debt ≤ 1 year
€782
Income taxes
€55
Ratios withheld: a balance sheet total of €4,036 is too small for a meaningful ratio.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 28 lines
Balance sheet Code2025
Assets
Total assets20/58€4,036
Fixed assets21/28€770
Tangible fixed assets22/27€770
Plant, machinery and equipment23€770
Current assets29/58€3,266
Amounts receivable within one year40/41€126
Other amounts receivable41€126
Cash at bank and in hand54/58€3,140
Equity and liabilities
Total equity and liabilities10/49€4,036
Equity10/15€3,254
Contributions10/11€3,000
Profit (loss) carried forward14€254
Amounts payable17/49€782
Amounts payable within one year42/48€782
Trade debts44€727
Suppliers440/4€727
Taxes, remuneration and social security45€55
Taxes450/3€55
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,541
Gross operating margin9900€1,993
Operating profit (loss)9901€452
Financial charges65/66B€142
Recurring financial charges65€142
Profit (loss) for the period before taxes9903€309
Income taxes67/77€55
Profit (loss) for the period9904€254
Profit (loss) for the period to be appropriated9905€254
Appropriation of the result
Profit (loss) to be appropriated9906€254

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,541
Gross operating margin9900€1,993
Operating profit (loss)9901€452
Financial charges65/66B€142
Recurring financial charges65€142
Profit (loss) for the period before taxes9903€309
Income taxes67/77€55
Profit (loss) for the period9904€254
Profit (loss) for the period to be appropriated9905€254
Line2025
Assets
Total assets20/58€4,036
Fixed assets21/28€770
Tangible fixed assets22/27€770
Plant, machinery and equipment23€770
Current assets29/58€3,266
Amounts receivable within one year40/41€126
Other amounts receivable41€126
Cash at bank and in hand54/58€3,140
Equity and liabilities
Total equity and liabilities10/49€4,036
Equity10/15€3,254
Contributions10/11€3,000
Profit (loss) carried forward14€254
Amounts payable17/49€782
Amounts payable within one year42/48€782
Trade debts44€727
Suppliers440/4€727
Taxes, remuneration and social security45€55
Taxes450/3€55
Line2025
Profit (loss) for the period9904€254
+ Depreciation and write-downs630€1,541
Operating cash flow (approximation)€1,795

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
16-09
State Gazette act General meeting · Registered-office move
Director in office3 facts ▸
  • General meeting, 02-11-2025
  • Registered-office move, 1200 Sint-Lambrechts-Woluwe Avenue E. Speeckaert 73
  • Director in office, Gaël Mercier (director)
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
State Gazette actNBB filing
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,600 m²
Building footprint
1,185 m²
Volume, LiDAR
7,959 m³
2 parcels, Brussels · tallest building 16.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Whatbike
Slotlaan 99, 1200 Sint-Lambrechts-WoluweOther software publishing
since 20242.358.475.618
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21673D0141/00W015 Brussels 1,389 m² 1 · 1,101 m² 14.7 m · 2 fl.
21673D0096/00H004 Brussels 211 m² 1 · 84 m² 16.2 m · 4 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,009 companies in sector 62200 we hold annual accounts for 18,399. 4,524 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID 0208:1007692913
Registered 13-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.