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WHAOUW

Active
Private limited companyfounded 2004active for 22 yearsHenri Vandermaelenstraat 2-4, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 0866.451.708

From the official registers: KBO 21 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

WHAOUW has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €180,758 and a net result of €44,452. Equity has been growing by about 16% per year since 2019. Its solvency ranks better than 79% of 39,242 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Official details

KBO
Status
Active since 20-07-2004 Normal situation
Activity
Business and other management consultancy NACE 70200and 4 others
Establishment unit
2.145.604.069 1150 Sint-Pieters-Woluwe, since 01-04-2005
Financial year end
30 September
Peppol
Reachable since 26-02-2026

Board and ownership

Board
  • MASSART GrégoryDirector

Financial position

85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts to 30-09-2025
Gross margin
€45,002
▲ 158%
Turnover
≈ €130,000
estimated
Profit
€44,452
▲ 17×
Equity
€180,758
▲ 32.6%
Total assets
€221,626
▲ 23.5%
Filed on 01-05-2026, 1 day after the deadlinePDF
Score breakdownraises riskLiquidity: current ratio 5.18Last filed accounts filed 1 day late; 1 of the last 3 accounts latelowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Equity €180,758 (81.6% of total assets)Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 76% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 81.6% of total assets
Liquidity 89+47
short-term debt 18.4%
Profitability 94+28
return on assets 20.1%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,516 companies, NACE 70, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.7%▲ +0.1 percentage points vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.8%▲ +0.1 percentage points vs 03-2025 05-2025: 0.9%▲ +0.1 percentage points vs 04-2025 06-2025: 0.8%▼ -0.1 percentage points vs 05-2025 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 0.8%● unchanged vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.7%▼ -0.1 percentage points vs 02-2026 04-2026: 0.9%▲ +0.2 percentage points vs 03-2026 05-2026: 1.1%▲ +0.2 percentage points vs 04-2026highest value 06-2026: 0.5%▼ -0.6 percentage points vs 05-2026lowest value 07-2026: 0.5%● unchanged vs 06-2026lowest value 08-2026: 0.5%● unchanged vs 07-2026lowest value 09-2026: 0.5%● unchanged vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026lowest value
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.18 (3.94 in 2024), above the usual 1.5. Short-term debt is 18.4% of total assets. 18.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 82% on liquidity, 63% on profitability and 74% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Liquidity: current ratio 5.18
NBB · annual accounts
raises risk · Last filed accounts filed 1 day late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Equity €180,758 (81.6% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 1 day late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-05-2026, 1 day later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
1 day late
2024
5 days late
2023
153 days late
2022
200 days late
2021
54 days early
2020
99 days early
2019
125 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 12 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 5 May (4 of the last 5 accounts filed within 149 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end01-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 5 profitable years in a rowprofit 2025: €44,452 5 years View

Comparable companies

These companies have the same main activity as WHAOUW: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €196,000 and €244,000, founded between 2002 and 2006.

CompanyTotal assetsGross margin
WHAOUW Sint-Pieters-Woluwe€221,626€45,002
IDP CONSULTING Sint-Pieters-Woluwe€238,881€50,868
BD CONSULTING Sint-Pieters-Woluwe€196,491€49,702
CONCERTO EUROPE Brussel€224,687€46,343
LOBE ET DOFA MULTIGESTION Brussel€222,762€47,006
MR Productions Sint-Gillis (bij-Brussel)€243,040€44,889
IMMO SAINTE - MARIE Schaarbeek€243,832€46,307
Full comparison

Documents

Annual accounts at the NBB

All 21 annual accounts

Articles and registers

Key facts about WHAOUW

What is the company number of WHAOUW?
The company number of WHAOUW is 0866.451.708. The VAT number is the same number with BE in front: BE 0866.451.708.
Where is WHAOUW based?
The registered office is at Henri Vandermaelenstraat 2-4, 1150 Sint-Pieters-Woluwe.Company details
What does WHAOUW do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of WHAOUW?
The legal form of WHAOUW is Private limited company (BV).
When was WHAOUW founded?
WHAOUW was founded on 20-07-2004.
Is WHAOUW still active?
Yes, WHAOUW is an active enterprise in the KBO register.
What is the turnover of WHAOUW?
The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €45,002 and 144 comparable companies (NACE 70200). It probably lies between €76,000 and €180,000. In financial year 2024 turnover was €155,475.Financials
Is WHAOUW profitable?
In financial year 2025, WHAOUW made a profit of €44,452.
Where can I find the annual accounts of WHAOUW?
WHAOUW filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of WHAOUW due?
WHAOUW must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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