WF Consulting
ActiveSummary
WF Consulting has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153k and a net result of €37k. Equity is growing by ~32.7% per year across the filed fiscal years. Its solvency ranks better than 92% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 15.36 against 3.97 in 2024; short-term debt: 6.1% and cash: 93.4% of total assets), and 6.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.7%
Return on assets
22.8%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
107 d early
2023
1 d early
2022
15 d late
2021
3 d late
2020
20 d late
2019
35 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€153k▲ 32.1%
2024 · €116k
2019: €30k
2020: €25k
2021: €24k
2022: €77k
2023: €103k
2024: €116k
2019 → 2025
Total assets
€164k▲ 8.6%
2024 · €151k
2019: €30k
2020: €25k
2021: €24k
2022: €97k
2023: €115k
2024: €151k
2019 → 2025
Net result
€37k▲ 8.4%
2024 · €34k
2019: €-6k
2020: €-5k
2021: €-1k
2022: €53k
2023: €27k
2024: €34k
2019 → 2025
Working capital
€144k▲ 39.7%
2024 · €103k
2019: €19k
2020: €18k
2021: €15k
2022: €59k
2023: €87k
2024: €103k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€77k▲ 225%€103k▲ 34.9%€116k▲ 12.4%€153k▲ 32.1%
Operating result€-978-€63k€39k▼ 37.6%€48k▲ 22.7%€54k▲ 11.3%
Net result€-1k-€53k€27k▼ 49.6%€34k▲ 28.8%€37k▲ 8.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 11% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €164k
Fixed assets
€9k ▼ 27.3%
Current assets
€154k ▲ 11.8%
Equity and liabilities €164k
Equity
€153k ▲ 32.1%
Debt
€10k ▼ 70.1%
Debt's share of the balance-sheet total falls from 23.1% to 6.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€57k▲
2024 · €52k
Cash flow
€41k▲
2024 · €38k
Current ratio
15.36▲
2024 · 3.97
Debt to equity
0.07▼
2024 · 0.30
ROE
24.3%▼
2024 · 29.6%
ROA
22.8%▼
2024 · 22.8%
Interest coverage
319.91▼
2024 · 426.62
Debt ≤ 1 year
€10k▼
2024 · €35k
Income taxes
€16k▲
2024 · €14k
Staff costs
€34▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€151k€164k▲
Fixed assets21/28€13k€9k▼
Tangible fixed assets22/27€13k€9k▼
Plant, machinery and equipment23€633€978▲
Furniture and vehicles24€12k€8k▼
Financial fixed assets28€55€55=
Current assets29/58€138k€154k▲
Amounts receivable within one year40/41€3k€9▼
Other amounts receivable41€3k€9▼
Cash at bank and in hand54/58€134k€153k▲
Deferred charges and accrued income490/1€984€2k▲
Equity and liabilities
Total equity and liabilities10/49€151k€164k▲
Equity10/15€116k€153k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€129k€166k▲
Non-distributable reserves130/1€99k€136k▲
Reserves not available under the articles1311€99k€136k▲
Tax-exempt reserves132€19k€19k=
Distributable reserves133€11k€11k=
Profit (loss) carried forward14€-31k€-31k=
Amounts payable17/49€35k€10k▼
Amounts payable within one year42/48€35k€10k▼
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€13k€5k▼
Taxes450/3€13k€5k▼
Other amounts payable47/48€18k€537▼
Accrued charges and deferred income492/3-€319
Income statement
Code20242025
Remuneration, social security and pensions62€2k€34▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€58k€61k▲
Operating profit (loss)9901€48k€54k▲
Financial income75/76B€10€20▲
Recurring financial income75€10€20▲
Financial charges65/66B€122€180▲
Recurring financial charges65€122€180▲
Profit (loss) for the period before taxes9903€48k€53k▲
Income taxes67/77€14k€16k▲
Profit (loss) for the period9904€34k€37k▲
Profit (loss) for the period to be appropriated9905€34k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€6k▲
Profit (loss) brought forward from the previous period14P€-46k€-31k▲
Transfer from equity791/2€20k-
Transfer to equity691/2€18k€37k▲
To other reserves6921€18k€37k▲
Profit to be distributed694/7€22k-
Return on contributions (dividend)694€2k-
Directors or managers695€20k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Liquidity quadruplescurrent ratio 15.36
Current ratio from 3.97 to 15.36; short-term debt falls from €35k to €10k.
31-03
Financial
Equity above €150kEq €153k ▲32.1%
4 profitable years in a row build equity to €153k.
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 8.21
Current ratio from 3.90 to 8.21; short-term debt falls from €20k to €12k.
31-03
Financial
Equity above €100kEq €103k ▲34.9%
2 profitable years in a row build equity to €103k.
2022
15-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 15 days late
31-03
Financial
Back to profitnet €53k
Net result €53k after 3 loss-making years.
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2020
20-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselstraat 488380 BruggeGround area
605 m²
Building footprint
172 m²
Volume, LiDAR
2,858 m³
Parcel 31813R0625/03Z013, Flanders · tallest building 18.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
WF Consulting
since 20152.242.408.980
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31813R0625/03Z013 | Flanders | 605 m² | 1 · 172 m² | 18.4 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,286 EUR awarded · 1,286 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 627 EUR | 627 EUR |
| 2023 | 1 | 0 EUR | 659 EUR |
| 2022 | 1 | 659 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,775 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-03-2015
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
70100Activities of head offices
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.