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WETS BENJAMIN

Active
Private limited companyfounded 20205 yrs activeAuguste Reyerslaan 41, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0759.928.286
Summary

The computed 12-month bankruptcy probability of WETS BENJAMIN is 1.8% (moderate). The 2026 annual accounts show equity of €3,392 and a net result of -€979. Equity is shrinking by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 18% of 103 sector peers (fiscal year 2026). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2026
Axes · tick = 2025
Profitability28▲+18
Solvency38▼-41
Growth52=
Track record94
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.14 against 2.17 in 2025; short-term debt: 87.5% and cash: 26% of total assets), and 87.5% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
12.5%
Return on assets
-3.6%
Age of the figures
6 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 103 sector peers (2026).
NBB · sector comparison
Position among 103 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 20-07-2026, 103 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2026
103 d early
2025
88 d early
2024
122 d early
2023
159 d early
2022
80 d early
2021
68 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 103 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 20 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 17 December 2020, WETS BENJAMIN was incorporated as a Private limited company.1 Total assets went from EUR 6,381 in 2021 to EUR 27,044 in 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2026

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Financials · fiscal year 2026, micro schema

Equity
€3,392▼ 22.4%
2025 · €4,370
Total assets
€27,044▲ 234%
2025 · €8,107
Net result
-€979▼ 8.8%
2025 · -€899
Working capital
€3,392▼ 22.4%
2025 · €4,370
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20222023202420252026
Operating result€4,876-€535-€234▲ 56.4%-€643▼ 175%-€737▼ 14.6%
Net result€4,006within the sector's middle half-€691below the sector's middle half-€474below the sector's middle half▲ 31.4%-€899below the sector's middle half▼ 89.6%-€979▼ 8.8%
Equity€6,434below the sector's middle half▲ 165%€5,743below the sector's middle half▼ 10.7%€5,269below the sector's middle half▼ 8.3%€4,370below the sector's middle half▼ 17.1%€3,392▼ 22.4%
Total assets€11,316below the sector's middle half▲ 77.3%€9,763below the sector's middle half▼ 13.7%€9,008below the sector's middle half▼ 7.7%€8,107below the sector's middle half▼ 10.0%€27,044▲ 234%
Debt€4,882▲ 23.5%€4,020▼ 17.7%€3,739▼ 7.0%€3,737=€23,652▲ 533%
Working capital€6,434within the sector's middle half▲ 165%€5,743within the sector's middle half▼ 10.7%€5,269within the sector's middle half▼ 8.3%€4,370within the sector's middle half▼ 17.1%€3,392▼ 22.4%
Solvency56.9%within the sector's middle half▲ 18.8pp58.8%within the sector's middle half▲ 2.0pp58.5%within the sector's middle half▼ 0.3pp53.9%within the sector's middle half▼ 4.6pp12.5%▼ 41.4pp
Current ratio2.32within the sector's middle half▲ 0.702.43within the sector's middle half▲ 0.112.41within the sector's middle half▼ 0.022.17within the sector's middle half▼ 0.241.14▼ 1.03
Return on assets (ROA)35.4%above the sector's middle half▲ 44.4pp-7.1%below the sector's middle half▼ 42.5pp-5.3%below the sector's middle half▲ 1.8pp-11.1%below the sector's middle half▼ 5.8pp-3.6%▲ 7.5pp
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€2,000€0€2,000€4,000Operating result 2022: €4,876€4,876Net result 2022: €4,006€4,006Operating result 2023: -€535-€535Net result 2023: -€691-€691Operating result 2024: -€234-€234Net result 2024: -€474-€474Operating result 2025: -€643-€643Net result 2025: -€899-€899Operating result 2026: -€737-€737Net result 2026: -€979-€97920222023202420252026-€1,000-€750-€500-€250€0Operating result 2024: -€234-€234Net result 2024: -€474-€474Operating result 2025: -€643-€643Net result 2025: -€899-€899Operating result 2026: -€737-€737Net result 2026: -€979-€979202420252026
The operating result stays negative: a loss of €737 in 2026 against €643 in 2025; the loss grows and 2026 has the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Equity and liabilities €27,044
Equity €3,392 ▼ 22.4%
Debt €23,652 ▲ 533%
Debt's share of the balance-sheet total rises from 46.1% to 87.5%. Equity is lower and debt is higher.
Key figures and ratios
2026 value · change against 2025
Debt to equity
6.97▲
2025 · 0.86
ROE
-28.9%▼
2025 · -20.6%
Debt ≤ 1 year
€23,652▲
2025 · €3,737
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,549 companies that looked in July 2024 the way this one looks now, 3.9% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a small loss
3.9% went bankrupt
3.7% stopped otherwise
91% still going

A further 1.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,549 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 26 lines
Balance sheet Code20252026
Assets
Total assets20/58€8,107€27,044▲
Current assets29/58€8,107€27,044▲
Amounts receivable within one year40/41-€20,000
Other amounts receivable41-€20,000
Cash at bank and in hand54/58€8,107€7,044▼
Equity and liabilities
Total equity and liabilities10/49€8,107€27,044▲
Equity10/15€4,370€3,392▼
Contributions10/11€3,000€3,000=
Reserves13€2,000€2,000=
Distributable reserves133€2,000€2,000=
Profit (loss) carried forward14-€630-€1,608▼
Amounts payable17/49€3,737€23,652▲
Amounts payable within one year42/48€3,737€23,652▲
Taxes, remuneration and social security45€3,737€3,652▼
Taxes450/3€3,737€3,652▼
Other amounts payable47/48-€20,000
Income statement Code20252026
Other operating charges640/8€387€330▼
Gross operating margin9900-€256-€406▼
Operating profit (loss)9901-€643-€737▼
Financial charges65/66B€256€242▼
Recurring financial charges65€256€242▼
Profit (loss) for the period before taxes9903-€899-€979▼
Profit (loss) for the period9904-€899-€979▼
Profit (loss) for the period to be appropriated9905-€899-€979▼
Appropriation of the result
Profit (loss) to be appropriated9906-€630-€1,608▼
Profit (loss) brought forward from the previous period14P€269-€630▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20222023202420252026Change
Other operating charges640/8-€347-€387€330▼ 14.7%
Gross operating margin9900€4,876-€188-€234-€256-€406▼ 58.9%
Operating profit (loss)9901€4,876-€535-€234-€643-€737▼ 14.6%
Financial charges65/66B€12€155€241€256€242▼ 5.6%
Recurring financial charges65€12€155€241€256€242▼ 5.6%
Profit (loss) for the period before taxes9903€4,864-€690-€474-€899-€979▼ 8.8%
Income taxes67/77€858€1----
Profit (loss) for the period9904€4,006-€691-€474-€899-€979▼ 8.8%
Profit (loss) for the period to be appropriated9905€4,006-€691-€474-€899-€979▼ 8.8%
Line20222023202420252026Change
Assets
Total assets20/58€11,316€9,763€9,008€8,107€27,044▲ 234%
Current assets29/58€11,316€9,763€9,008€8,107€27,044▲ 234%
Amounts receivable within one year40/41----€20,000-
Other amounts receivable41----€20,000-
Cash at bank and in hand54/58€11,316€9,763€9,008€8,107€7,044▼ 13.1%
Equity and liabilities
Total equity and liabilities10/49€11,316€9,763€9,008€8,107€27,044▲ 234%
Equity10/15€6,434€5,743€5,269€4,370€3,392▼ 22.4%
Contributions10/11€3,000€3,000€3,000€3,000€3,000=
Reserves13€3,434€2,000€2,000€2,000€2,000=
Non-distributable reserves130/1€3,434-----
Reserves not available under the articles1311€3,434-----
Distributable reserves133-€2,000€2,000€2,000€2,000=
Profit (loss) carried forward14-€743€269-€630-€1,608▼ 155%
Amounts payable17/49€4,882€4,020€3,739€3,737€23,652▲ 533%
Amounts payable within one year42/48€4,882€4,020€3,739€3,737€23,652▲ 533%
Trade debts44€230-€0---
Suppliers440/4€230-€0---
Taxes, remuneration and social security45€4,652€3,790€3,739€3,737€3,652▼ 2.3%
Taxes450/3€4,600€3,740€3,739€3,737€3,652▼ 2.3%
Remuneration and social security454/9€52€50----
Other amounts payable47/48-€230--€20,000-
Line20222023202420252026Change
Profit (loss) for the period9904€4,006-€691-€474-€899-€979▼ 8.8%
Operating cash flow (approximation)€4,006-€691-€474-€899-€979▼ 8.8%
Change in cash--€1,553-€755-€901-€1,064▼ 18.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-10-2027
2026
20-07
NBB filing Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial Weakest financial yearnet -€979
Net result drops to -€979, the lowest in the series.
2025
04-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
01-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
25-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
12-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial Back to profitnet €4,006
Net result €4,006 after one loss-making year.
2021
24-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
2,317 m²
Building footprint
334 m²
Volume, LiDAR
9,319 m³
Parcel 21905C0095/00G008, Brussels · tallest building 32.7 m, ±10 floors. Linked by address, not a title deed.
13 companies at this address See who is registered here
1 establishment unit
WETS BENJAMIN
Auguste Reyerslaan 41, 1030 SchaarbeekFinancial service activities, except insurance and pension funding
since 20202.314.928.853
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21905C0095/00G008 Brussels 2,317 m² 1 · 334 m² 32.7 m · 10 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,218 companies in sector 82100 we hold annual accounts for 3,516. 1,065 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-12-2020
Fiscal year end31-03
Activities, NACEBEL 2025
82100Office administrative and support services
Contact
E-mail benjaminwets@hotmail.com
Phone 027377780
E-invoicing
Reachable via Peppol
Peppol ID 0208:0759928286
Also 9925:BE0759928286
Registered 19-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.